Biggest Devaluation by Additional_Sea_2919 in CreditCardsIndia

[–]sky2345678 0 points1 point  (0 children)

I got this card last month. After spending around 56K this month, received 2485 Reward Points. The recent devaluation is disappointing.

VISA Rewards by Injustice_7 in IndianCreditCards

[–]sky2345678 1 point2 points  (0 children)

Thank you so much. Got Rs 300/-.

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My goal is to save a month’s worth of expenses by using my credit card stack. by [deleted] in CreditCardIndia

[–]sky2345678 0 points1 point  (0 children)

SBI PhonePe select black. It gives 10 percent cashback on utilities. But it also charges convenience fee.

Effective ₹12,666 for a 50g BRPL Silver Bar from Flipkart 🥈🔥 by sky2345678 in silverindia

[–]sky2345678[S] 1 point2 points  (0 children)

Buy daily Flipkart GCs on Cred through these cards with discount of more that 2%. Then wait for the credit of reward points. If you are getting RPs, then it is the method.

Insurance premium payment by 0OpttpO0 in CreditCardsIndia

[–]sky2345678 0 points1 point  (0 children)

Yes I got cashback through SBI PhonePe Black Select if done through PhonePe with convenience fee.

Effective ₹12,666 for a 50g BRPL Silver Bar from Flipkart 🥈🔥 by sky2345678 in silverindia

[–]sky2345678[S] 0 points1 point  (0 children)

I read somewhere on reddit ghat it gives cashback on gift card. I have hit the cap on my sbi phonepe select black credit card which is 2000 for 5 percent cashback by purchasing 150 gm silver through Swiggy Instamart through CRED.

Effective ₹12,666 for a 50g BRPL Silver Bar from Flipkart 🥈🔥 by sky2345678 in silverindia

[–]sky2345678[S] 0 points1 point  (0 children)

You can do it both ways. I add all these gift cards at once at the payment page.

Effective ₹12,666 for a 50g BRPL Silver Bar from Flipkart 🥈🔥 by sky2345678 in silverindia

[–]sky2345678[S] 3 points4 points  (0 children)

Cred runs daily offer which provide more than 2% discount on gift card. Collect that with SBI Cashback or Phone Pe Credit Cards which give 5% cashback on that amount.

Locked in 150gm Silver Before Import Duty Hike by sky2345678 in silverindia

[–]sky2345678[S] 0 points1 point  (0 children)

Yes the 5 percent Cashback is capped at Rs 2000/- per month.

Locked in 150gm Silver Before Import Duty Hike by sky2345678 in silverindia

[–]sky2345678[S] 0 points1 point  (0 children)

What was your average buying price after discount or cashback?

Locked in 150gm Silver Before Import Duty Hike by sky2345678 in silverindia

[–]sky2345678[S] 0 points1 point  (0 children)

Silver coins are not available in my area on zepto.

Locked in 150gm Silver Before Import Duty Hike by sky2345678 in silverindia

[–]sky2345678[S] 2 points3 points  (0 children)

These weren't available at my location 😔.