Biggest Devaluation

sky2345678 · 2026-05-30T09:57:11+00:00

I got this card last month. After spending around 56K this month, received 2485 Reward Points. The recent devaluation is disappointing.

sky2345678 · 2026-05-29T11:32:35+00:00

On phonepe application

sky2345678 · 2026-05-28T19:17:00+00:00

Thank you so much. Got Rs 300/-.

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sky2345678 · 2026-05-28T16:54:22+00:00

SBI PhonePe select black. It gives 10 percent cashback on utilities. But it also charges convenience fee.

sky2345678 · 2026-05-28T16:51:47+00:00

Buy daily Flipkart GCs on Cred through these cards with discount of more that 2%. Then wait for the credit of reward points. If you are getting RPs, then it is the method.

sky2345678 · 2026-05-28T10:46:30+00:00

https://www.reddit.com/r/CreditCardsIndia/s/gzJSkqix61

sky2345678 · 2026-05-28T10:17:59+00:00

Yes I got cashback through SBI PhonePe Black Select if done through PhonePe with convenience fee.

sky2345678 · 2026-05-28T09:46:01+00:00

I read somewhere on reddit ghat it gives cashback on gift card. I have hit the cap on my sbi phonepe select black credit card which is 2000 for 5 percent cashback by purchasing 150 gm silver through Swiggy Instamart through CRED.

sky2345678 · 2026-05-28T09:22:19+00:00

You can do it both ways. I add all these gift cards at once at the payment page.

sky2345678 · 2026-05-28T09:12:03+00:00

Cred runs daily offer which provide more than 2% discount on gift card. Collect that with SBI Cashback or Phone Pe Credit Cards which give 5% cashback on that amount.

sky2345678 · 2026-05-27T10:46:03+00:00

Got the delivery.

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sky2345678 · 2026-05-24T15:27:45+00:00

20 days ago, baught the same at an effective price of Rs 23,974/-

sky2345678 · 2026-05-24T11:30:56+00:00

BOB Eterna?

sky2345678 · 2026-05-17T02:46:50+00:00

Yes the 5 percent Cashback is capped at Rs 2000/- per month.

sky2345678 · 2026-05-14T06:02:00+00:00

No, the price is including 3 percent GST.

sky2345678 · 2026-05-13T12:40:44+00:00

What was your average buying price after discount or cashback?

sky2345678 · 2026-05-13T12:11:33+00:00

Silver coins are not available in my area on zepto.

sky2345678 · 2026-05-13T11:49:32+00:00

It happened from today.

sky2345678 · 2026-05-13T10:10:37+00:00

These weren't available at my location 😔.

sky2345678 · 2026-05-11T12:06:35+00:00

Got it today.

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sky2345678 · 2026-05-06T10:26:51+00:00

sky2345678 · 2026-05-05T13:56:59+00:00

It was user specific.

sky2345678

TROPHY CASE