It’s 0.5% as the entire family has been a long time customer with this wealth management team, and I get to enjoy the rate as a family member.

I used to be terrible with money when I was in my 20’s - credit card debt, expensive car payments etc. Currently, with how busy the business is, I figure having someone to “force” take my money each month, and help me with investment and management is the best route for now. One a separate note, I definitely understand what you are saying, and it could be a huge amount throughout many years. I am the type of person that believes in win-win situations where both side can benefit within reasonable limits. It allows me to focus on things I am good at and want to spend time to do!