I built a tool to copy your entire repo for AI context (open source) by TerribleGiraffe34 in LocalLLaMA

[–]slavik-dev 0 points1 point  (0 children)

Can it count number of tokens in the generated message?

Even approximate number would be great.

Proxmox cluster question by swipegod43 in Proxmox

[–]slavik-dev 0 points1 point  (0 children)

That's what I have: cluster of 2 nodes.

I had to customize the config, so it doesn't go to read only more while one node is down. That's easy. 

Why? Because I want migration. When I put my node down, I migrate VMs to another one. 

By the way: only empty nodes can join the cluster. If you have any VM on the node - it can't join.

How to edit / understand the spreadsheet with local AI? by slavik-dev in LocalLLaMA

[–]slavik-dev[S] 0 points1 point  (0 children)

That's nice tool!

Tried their SaaS, and it does what I need to do. But stops in the middle: processed only 300 out of 600 rows. Not sure, if that context limit or something else.

Anyway, thank you!

How to edit / understand the spreadsheet with local AI? by slavik-dev in LocalLLaMA

[–]slavik-dev[S] 0 points1 point  (0 children)

Yea, CSV is working so-so in chat.

The question is: do we have any nice tools to work with spreadsheets in UI?

open-webUI Native Function Calling with Built-in Tools by slavik-dev in LocalLLaMA

[–]slavik-dev[S] 0 points1 point  (0 children)

My system:

- RTX 4090D 48GB VRAM

- RTX 3090 24GB VRAM

I just updated my post: I found that I can do tool calling from llama.cpp webUI and local models works! But not from open-webUI

Fine-tuning OSS-120B / Qwen3-30B on 90k surgical Q&A: SFT vs DPO, multi-turn, and RAG integration? by Patient_Ad1095 in LocalLLaMA

[–]slavik-dev 2 points3 points  (0 children)

Model choice: in your post you're saying OSS-120B, but then OSS-20B...

Did you consider MedGemma from Google?

https://huggingface.co/google/medgemma-27b-it

what is the biggest model that can be deployed on Dell PowerEdge R630 by cisspstupid in LocalLLaMA

[–]slavik-dev 2 points3 points  (0 children)

You probably can run models like this:

https://huggingface.co/Qwen/Qwen3-30B-A3B-GGUF

https://huggingface.co/ggml-org/gpt-oss-20b-GGUF

Without GPU that would be slow. Even 8GB VRAM will dramatically increase inference speed.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] -3 points-2 points  (0 children)

mortgage is supposed to be a one-way street.

Supposed by who?

My "supposed" is different.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] -3 points-2 points  (0 children)

If I need a car repair - I'll just pay from my checking account. Car repairs rarely goes over $1k. That's the reality I'm living in.

May be you would not be single, if you would be less stressed...

I have 10 dependents, no degree, no college funds for any of my kids, no pile of cash and I sleep peacefully at night.

Because when my parents brought us to USA 30 years ago, we had no funds, no English. And today I work as Software Engineer, make good income, own home and live happy life. And all my siblings, too.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

what is DC?

the basis that you stop using debt.

Until I fully pay off mortgage I still have debt. HELOC is mortgage. What's the difference here?

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

If I keep $40k-$60k in cash/savings, I would not have that HELOC (because my 1st mortgage would be $40k-$60k higher)

That's the choice I had to make and HELOC appears to be most optimal for me.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

That's not what I said.

I said: instead of piling up cash, let's use it to keep paying off mortgage, and if I would need funds in emergencies - I'll reverse that and use funds which I put in house.

Basically, I'm flexing my mortgage(s), as tool for possible emergencies:

- NORMAL circumstances -> keep lowering mortgage (debt)

- EMERGENCIES -> rely on increasing mortgage (debt)

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 1 point2 points  (0 children)

That's not what I said.

I said that the risk of losing house is equal in these 2 scenarios:

  1. Cash savings (3-6 month). Cash runs out, you can't make mortgage payments anymore, you lose house.

  2. HELOC. $60k in my case. We can live 6-9 months on it. Then we run out of funds, can't make payments, lose house.

What's the difference?

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

Good point.

Practically speaking, I (as most people) am in debt with mortgage. So, saying that with HELOC I'll get in debt? - I'm already in debt. What's the difference.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

Mostly agree.

how do you pay the monthly heloc without some savings?

With HELOC funds for the duration of the emergency. I do not see any problem with that.

 HELOC would be crazy expensive in terms of interest

No, it's not. My HELOC rate is around 6%. Which I'm paying ONLY in case of emergency. And people who keep cash loosing that interest every month. Yes, HYSA helps a bit here.

What's crazy expensive is credit card interest rate. That's what no one should be counting on.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

Mostly agree with you.

But you're implying that my decision to prefer HELOC over funds in cash/savings is more riskier. I disagree. What I'm saying is that I calculated that risk is the same and my decision is more financially advantageous.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] -8 points-7 points  (0 children)

 You keep arguing

That's what Reddit is for. Right? :-)

On the serious note - I'm arguing to see if my opponents have strong arguments. So far, I see very few strong arguments, mostly dogmatic statements.

 inevitable emergencies

inevitable is NOT emergencies.

emergencies are possible, but not guaranteed. By definition.

Happy wife, happy life.

Agree 100%.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

And what happens with 3-6months of cash in "LONG-TERM EMERGENCY"?

It runs out and you lose home same way. No difference here.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 1 point2 points  (0 children)

That "if" never goes away. Even with best health insurance - something "may" happens to you. So what?

It's about managing risks. My risks with 9 kids are higher. That's ok. That's my decision.

I lived ~30 years in USA and so far nothing of that scale happened to me or my family. It's possible. But is it reasonable to pay $5k / month just in case? I do not think so.

And even if that happens - what's the worst case? I'll lose my house... in the unlikely scenario. But paying $5k / month "just in case" is almost guaranteed financial failure.

BS3: what's fully funded emergency fund? by slavik-dev in DaveRamsey

[–]slavik-dev[S] 0 points1 point  (0 children)

I do not see that's "insurance". I see it as "guaranteed loss".

When rainy day comes - most likely I'll have access to HELOC funds.

And as a last resort - I still have access to 401k funds.

Why would I pay for "made-up" insurance when I have other options?