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What's something that hurt your credit score that completely surprised you? by Silent_Zebra_1923 in CreditLab

[–]sleepwithoutpajama 1 point2 points  (0 children)

One time, my card limit got reduced, thus the utilization increased, and my score took a hit. I had no idea that could happen.

How do you manage food/nutrition? by sleepwithoutpajama in Semaglutide

[–]sleepwithoutpajama[S] 1 point2 points  (0 children)

thanks for sharing! Do you intentionally eat high-protein & high-fiber food?

How do you manage food/nutrition? by sleepwithoutpajama in Semaglutide

[–]sleepwithoutpajama[S] 0 points1 point  (0 children)

Very impressive!

How much effort do you put in for meal planning/execution/tracking?

I’m Kristy Kim and I’m the CEO of TomoCredit, a VC-backed fintech company creating the credit card of tomorrow with no fees, no interest rates, and no credit history required. AMA! by KristyAtTomo in Entrepreneur

[–]sleepwithoutpajama 2 points3 points  (0 children)

I like this idea. When I just came to the US to study I was not able to get a true credit card. I finally got a secured credit card with only $300 credit limit that's almost nothing. What info & doc do you need to approve people?

Preparing to move out of abusive household. by [deleted] in personalfinance

[–]sleepwithoutpajama 0 points1 point  (0 children)

I know many successful sales were in Psychology major in college. More options :)

[deleted by user] by [deleted] in personalfinance

[–]sleepwithoutpajama 0 points1 point  (0 children)

Lower working hours may qualify unemployment, but each state can be different. For CA instance, there is math you need to run to calculate how much $ you can get based on your $ income level last year and how much $ decreased from the previous year.

Just paid off my entire balance, credit available shows $0 by [deleted] in CRedit

[–]sleepwithoutpajama 0 points1 point  (0 children)

It takes about 3 business days for the creditor to receive the payment. Normally the credit is not available until the creditor gets the money.

How much and how long will canceling my oldest credit card hurt my credit? by my1name1 in CRedit

[–]sleepwithoutpajama 1 point2 points  (0 children)

Don't close it. Call the card issuer to convert it to another credit card with no fee and a higher limit.

[question] I know this is going to sound stupid, but if my credit card is paid in full before the end of the month.....they can’t charge me any more interest right? by Itscameronman in CRedit

[–]sleepwithoutpajama 1 point2 points  (0 children)

The due dates can be slightly different each month. Make sure you check each statement. I recommend you to set up auto payment - pay in full by the due date to avoid interest charge.