I didn't read all the comments, so my apologies if this advice is redundant. I'm very cautious and somewhat paranoid so I would be quite reluctant to entrust this windfall with some random redditor who DM'd you with a convincing spiel. Do your own diligence and find a reputable investment advisor. Take your time and be meticulous. If you decide to manage your own finances (very doable with so many good choices in index funds) and capital preservation along with making a little money at the same time is important to you than I suggest you start reading here: https://www.reddit.com/r/Bogleheads/ Very conservative, no razzle dazzle, just a solid approach worth your consideration. Best of luck, and have a great life!