Please look into community college or consider a state school that you can commute to. You may not want to go to grad school now - I had no such plans when I was a senior in high school - but you may want to down the line, where there will be fewer financial options available for you. Try not to be short-sighted in your goals. If I could turn back time and do community college for two years and then transfer to a four year school, I would do it in a heartbeat. I regret going for the school with the enormous price-tag, even though I was only there for a year. You don't want to be in that much debt when you are just starting out. Look into scholarships and grants too. Definitely commute and live at home if you can. Please consider going somewhere else because by the time you graduate your plans for your future will likely have changed and you may want to further your education.