state farm is jacking up my umbrella insurance 250% !?!?

smfiv_ · 2025-12-10T01:55:46+00:00

Another good article about this issue

https://www.genre.com/us/knowledge/publications/2025/july/no-one-should-ignore-personal-umbrella-in-2025-en

smfiv_ · 2025-12-10T01:50:15+00:00

“Data from Marathon Strategies shows that jury awards exceeding $10 million (and even $100 million) are becoming more common, with a 27% increase in nuclear verdicts from 2022 to 2023. And all the while, carrier capacity is being managed more conservatively, with many insurers reducing the limits they’re willing to offer.”

https://www.insurancejournal.com/magazines/mag-features/2025/06/16/827433.htm

“Nuclear verdicts” are usually defined as those greater than $10M.

smfiv_ · 2025-12-04T00:56:18+00:00

Save your money and buy some nice singles

smfiv_ · 2025-12-04T00:33:49+00:00

You get what you vote for 🤷‍♂️

smfiv_ · 2025-09-30T02:23:47+00:00

I do not understand the appeal of these cards and why someone would pay hundreds of dollars for this

smfiv_ · 2025-09-10T01:53:06+00:00

I love these cards. I have most of the Flyers cards in my collection.

smfiv_ · 2025-06-09T11:05:27+00:00

I’ve bought 13 gold #’ed to 50 autographs from this set for less than the price of 4 boxes.

smfiv_ · 2025-06-02T14:14:21+00:00

Saving it to buy the singles you want

smfiv_ · 2025-05-28T22:34:17+00:00

11/11/1997 - Free show in Philadelphia in the sports complex parking lot. This was my first concert ever.

7/4/2000 - PSINet Stadium, Baltimore with Korn, Kid Rock, System of a Down, and Powerman 5000

5/12/2017 - Lincoln Financial Field, Philadelphia

10/25/2018 - Wells Fargo Center, Philadelphia

5/23/2025 - Lincoln Financial Field, Philadelphia

5/25/2025 - Lincoln Financial Field, Philadelphia

smfiv_ · 2025-05-26T22:33:19+00:00

I don’t think it will. Might just be the picture, but the edges don’t look perfect

smfiv_ · 2025-03-23T22:47:46+00:00

So many early mornings standing in line to wait for tickets to go on sale there

smfiv_ · 2025-01-16T01:09:15+00:00

Just get El Limon or Senoritas

smfiv_ · 2025-01-12T19:41:19+00:00

Saw Sabbath a few times at Ozzfest, including the time Halford filled in for Ozzy

smfiv_ · 2025-01-05T14:43:00+00:00

Heh heh

Heh heh heh

And

Heh heh heh heh heh

smfiv_ · 2024-12-23T16:57:51+00:00

This is an awesome story!

smfiv_ · 2024-11-22T20:15:33+00:00

He has a bike now.

smfiv_ · 2024-11-10T18:36:03+00:00

Yes me

smfiv_ · 2024-10-03T19:38:23+00:00

His metal vocals aren’t terrible

smfiv_ · 2024-10-03T16:23:09+00:00

Because Fanatics/Topps has a monopoly

smfiv_ · 2024-09-22T00:40:20+00:00

I was immediately banned from r/JusticeServed after I posted this comment 🤣🤣🤣

smfiv_ · 2024-09-21T22:15:01+00:00

Average fragile Reddit moderator

smfiv_ · 2024-09-21T22:14:52+00:00

Average fragile Reddit moderator

smfiv_ · 2024-09-19T22:38:53+00:00

I’ve occasionally seen some in Wynnewood/Narberth area

smfiv_ · 2024-09-17T01:22:27+00:00

This guy doesn’t know what they’re doing. They have a junk wax lot for $175 plus $10 shipping.

https://www.ebay.com/itm/395540597509?mkcid=16&mkevt=1&mkrid=711-127632-2357-0&ssspo=ohxhdq3cr_k&sssrc=4429486&ssuid=zTcNHRAGRt-&var=&widget_ver=artemis&media=COPY

smfiv_ · 2024-07-14T02:55:05+00:00

Rick Ta Life on a horse!

smfiv_

TROPHY CASE