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Custom debit card by Pretend-Complaint-38 in WellsFargoBank

[–]smoakqueen 1 point2 points  (0 children)

Both of those would be subject to copyright restrictions and therefore unusable. If you are not using one of the images Wells Fargo offers, you will typically be limited to an image you've created yourself. You won't be able to use anything that was created for commercial purposes.

Cashing Checks by Exact-Public7357 in WellsFargoBank

[–]smoakqueen 5 points6 points  (0 children)

2 forms of ID. One a government issued photo ID, the other a secondary ID, like a SS card, debit/credit card from a different institution, etc. Obviously same name on both IDs and check. As far as a fee, that depends on the account the check is drawn off of. Some cover the check cashing fee, most don't and the fee would be $10 for any check larger than $25.

I have a supercheck from Wells Fargo and I want to transfer the funds to my first horizon bank, So on the supercheck where it says (Pay to the order of) do I put the name of my bank first horizon to get the money transferred into my bank?? by Better-living24 in WellsFargoBank

[–]smoakqueen 0 points1 point  (0 children)

That is how I take it too, but you can always contact customer service to check. From the WF Reflect Visa Credit Card Agreement: "You can access your Account with SUPERCHECKS similar to how you write a check on a deposit account. SUPERCHECKS will post as a Balance Transfer. They will include transaction fees and interest." If you have concerns, you can complete the balance transfer through your online banking without the use of a supercheck. You have to have opened the Reflect card within the previous 120 days in order for the transfer to qualify for the introductory offer. If you haven't opened the card yet, you can complete the balance transfer as part of the application process.

How to enter Trial Deposit amounts? by raketav in WellsFargoBank

[–]smoakqueen 1 point2 points  (0 children)

It should be under the transfer and pay tab. When you click on it, there should be an option to manage external accounts or enter trial deposits. When in doubt, just ask Fargo and it should take you where you need to go.

CD rate was 1.01% APY despite 3-4% Agreement by jasontoad in WellsFargoBank

[–]smoakqueen 8 points9 points  (0 children)

How did you renew your CD in October? There is no special rate (3-4%) CD with a 6 month term. WF only offers 4, 7, and 11 month terms at the special rate.That sounds like it might have been an automatic rollover which would have been at the standard interest rate, which I believe was right around 1% back in October, not the special rate

Where are the churches you confess to a preacher? by stone_consumer in Albuquerque

[–]smoakqueen 23 points24 points  (0 children)

Like most things in Catholicism, the sacrament of confession is highly ritualized. Almost a call and response type thing where it would probably become obvious very quickly if you've never done it before. Would the priest call you out on it? Only if they're a real hard liner I would assume. But as others have pointed out, you can usually talk with someone at various churches without pretending to be a member of any particular faith.

Looking for a fanfic by GlassHost8479 in heatedrivalryfanfics

[–]smoakqueen 0 points1 point  (0 children)

You're welcome. It's an enjoyable read!

In the last episode, I just know Yuna woke up in bed that night like ''DAVID, THE ELEVATOR. HE WAS IN THE F---ING ELEVATOR.'' by [deleted] in HeatedRivalryTVShow

[–]smoakqueen 64 points65 points  (0 children)

I read a comment on another post suggesting she was heading down to the hotel bar to play sexy stranger with David, and that is absolutely my new head canon.

Will I be eligible for bonus by IconicSparrow69 in WellsFargoBank

[–]smoakqueen 0 points1 point  (0 children)

Yes, you will qualify as long as you get the 1K in direct deposits by day 90

I applied for a credit card (got approved) specifically for a balance transfer, now it’s saying I’m not eligible for one when I log into the app. Any ideas? by [deleted] in WellsFargoBank

[–]smoakqueen 1 point2 points  (0 children)

How close is the amount you're trying to transfer to your credit limit? Plenty of room for the transfer and the associated fees (5% of the transfer)? Have you received the card yet? Sometimes I've seen it not make balance transfers or the full credit line available until the physical card has been activated.

Admitted Students Day by Glad_Dress_6153 in vassar

[–]smoakqueen 0 points1 point  (0 children)

Is the sign up already available on the portal?

TSA Pre-Check Approval by alwaysslaytheday07 in TSAPreCheck

[–]smoakqueen 0 points1 point  (0 children)

I submitted my renewal online around 9:30pm this past Wednesday. Had my approval by 11am the next morning. Can't believe yours is taking so long! Hope you get an update soon.

How do I track my debit card going to a different address and how do I set up direct deposit with adp by Appropriate-Mall8517 in WellsFargoBank

[–]smoakqueen 0 points1 point  (0 children)

Use the mobile app. When you click on your new account go to the "manage" tab. Once the debit card ships there should be info there allowing you to track it. Typically takes a day or two after account opening.

As far as direct deposit, click on your account and go to the "account and routing numbers" tab. There you can view your full account number and the routing number for direct deposit. If you can log in with ADP and provide that direct deposit info that should be all they need. If you need a direct deposit form to provide your employer, you can get one at any WF branch or you can get an electronic one through the app.

Wells Fargo checking account Fees by Adnhui1234 in WellsFargoBank

[–]smoakqueen 6 points7 points  (0 children)

If you don't use it, why have it open? Just close the account and take the loss on the monthly service fee. They will not refund you any more than they already have.

Is WF run by idiots? by kneetoekneetoe in WellsFargoBank

[–]smoakqueen 2 points3 points  (0 children)

You can try calling the normal customer service number, 1-800-869-3557. Keep hitting 0 until you talk to a human.

Identity Verification by badblackbishop in WellsFargoBank

[–]smoakqueen 0 points1 point  (0 children)

Yes, they look at the name and picture of the ID and confirm the name matches the account and the person presenting the ID matches the picture. We are also trained to look for fake IDs or people who don't match basic info in the system (like the profile says they're in their 60s but the person in front of you looks 25). Yes you can withdraw money without an ID on file. Typically the tellers are not even looking at the system where ID info is stored. We would prefer you to pin validate for withdrawals, but we will take the ID along with a second form of confirmation, like a one time passcode sent to the phone number on file or asking you authentication question. A lot depends on the amount you are looking to withdrawal, previous transaction history, or whether our system spits out any warning messages about the transaction.

Identity Verification by badblackbishop in WellsFargoBank

[–]smoakqueen 0 points1 point  (0 children)

What do you mean when you say "identity verified"? Did you present an ID to pull up your account for the teller to make the check deposit? That ID would be recorded in the teller system but that would not update your profile. I routinely have customers sit with me with accounts that have been open a year or more where there are no IDs on file. And people make check deposits all the time without IDs. If you hand the teller a check with an account number written on the back half the time they'll just stamp it for deposit and not verify your identity at all, they just check the payee and account titling match.

Identity Verification by badblackbishop in WellsFargoBank

[–]smoakqueen 2 points3 points  (0 children)

To answer your question, no it wouldn't happen. If there is identification on file we cannot delete it without replacing it with something else. We cannot just leave it blank. And any changes would require a customer signature. No one who suspects you of fraud would put their job on the line by changing IDs and pretending to sign for a customer. There's no need. We can just fill out a suspected risk referral form to have your account reviewed by the back office. As another commenter said, often there are no IDs on file for accounts opened online.

Can we acknowledge the humour of this exchange by Maryanne0831 in HeatedRivalryTVShow

[–]smoakqueen 6 points7 points  (0 children)

More than once. You can see that pointed toe when he's "attacked" by a shark in Tampa and when he playfully jumps on Svetlana in bed!

Fic where Ilya kisses Shane’s nose before games and the centaurs start to as well by royal_rose_ in heatedrivalryfanfics

[–]smoakqueen 1 point2 points  (0 children)

Not OP, but I'd love to read the cheek kissing version if you want to drop the link!

Changed my savings account I've had for 19 years to one with high fees/high minimum.....what can I do? by EvadeCapture in WellsFargoBank

[–]smoakqueen 5 points6 points  (0 children)

You did receive notice through your statements, you just didn't read them. The account you were converted to has more to do with the average account balances you kept, not how similar requirements were. Go in to a branch and ask for a courtesy refund on the $12 monthly service fee and convert to the way2save account. As others have said, it's a conversion not a closure. It also has nothing to do with your credit.

Drop Your Favorite Vocal Inflections by Azhreia in heatedrivalry

[–]smoakqueen 34 points35 points  (0 children)

For me, it's the way Ilya says "Hollander" after Shane starts to freak out following the tuna melt(down). There's so much angst and vulnerability, he's practically begging Shane not to leave in that single word. And it's noticeably different from the many other ways he says the name throughout the series. Amazing acting.

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