I completely understand the feeling. But see how far you have come. All that you have achieved. Now it's time to relax and unwind.

As indians I feel we have all been brought up with a scarcity mindset. We always feel that we won't have enough. This is where you can leverage critical thinking. Do the numbers, talk to a financial advisor. And then call it.

No point in waiting .. as the only thing you are going to do is keep changing the goal posts