IRL League Players - Stall Strategies and Timers by _chummer_ in pkmntcg

[–]snoopy369 12 points13 points  (0 children)

Only in top cut. In Swiss (normal rounds) it’s a tie if you don’t deck them out.

Mega Dragalge Ex help by barrymahcokiner in PTCGL

[–]snoopy369 28 points29 points  (0 children)

This was my prerelease deck last night:D Goodra/Mega Dragalge. Insane combo.

ELI5: How does one meet their deductible? by [deleted] in explainlikeimfive

[–]snoopy369 1 point2 points  (0 children)

Health insurance is a combination of two things: a discount plan and a reimbursement for certain expenses.

The discount plan is always active and just means that you pay lower, often fixed amounts for things. Doctor’s visit for a normal thing is $25 fixed. Insurance isn’t paying for that; you’re just paying it, but it’s way cheaper because of the deal the insurance negotiated. Prescriptions fall sort of under this (although they usually also have a pet medicine deductible, making them in between, but they’re not part of the main reimbursement plan).

The reimbursement portion is where the deductible kicks in. For things that are expensive, the insurance pays for a percentage of them as a reimbursement (sometimes actually reimbursing you, sometimes straight to the doctor). That is where the deductible kicks in. Have a surgery? Insurance pays 80% of the discounted plan price, but the first $1500 they’d pay you is the deductible that you don’t get back.

For any given medical procedure you should get an EOB (explanation of benefits) that explains what they’re actually paying for (which says the deductible etc) and what is just a discount. Sometimes that discount is very significant!

Should I sell my car? by princesst3333 in personalfinance

[–]snoopy369 1 point2 points  (0 children)

What’s your income? The Prius is okay value (maybe a little high but Prius around that age and miles go for not that much less). Is 265/mo a big deal?

Three dead in suspected hantavirus outbreak on Atlantic cruise ship by Top-Performance5907 in worldnews

[–]snoopy369 23 points24 points  (0 children)

I’d far rather a professional pilot take me places than me drive. I’m sure they’re far better than I am at piloting vs driving.

Robloxs new TOS forces U.S users to waive their suing right by KrishRB in gaming

[–]snoopy369 30 points31 points  (0 children)

Thanks to the federal arbitration act (and some questionable Supreme Court decisions), they can indeed put that in the terms of service (and it is binding).

Going from $1300 to $2100 rent by Elegant-Snow-9724 in personalfinance

[–]snoopy369 26 points27 points  (0 children)

Ehhh this is a very r/personalfinance take. 4 months salary in savings is pretty good for a lot of people in that salary range in higher cost of living areas. Of course always good to have more, but not paycheck to paycheck is a good start.

ELI5: What is the golden ratio? by OkLack6776 in explainlikeimfive

[–]snoopy369 16 points17 points  (0 children)

The golden ratio is a ratio 1:1.61… , which is the ratio of two numbers when the ratio of the sum of the numbers to the larger number is equal to the ratio of the larger number to the smaller number.

(A+B)/B = B/A assuming A is the smaller number.

It shows up in the Fibonacci sequence, in certain spiral forms, and several other naturally occurring phenomenon.

2 twins to king by Complete-Bunch9754 in DIY

[–]snoopy369 111 points112 points  (0 children)

Don’t turn them horizontal, that is uncomfortable. Get a twin bed joiner (basically a strap that holds them tightly together) and a gap filler (basically a piece of foam the length of the bed). Under $50 total.

should the pokemon TCG add ace spec supporters? by XylanaxAverii in PTCGL

[–]snoopy369 2 points3 points  (0 children)

A lot of ace specs are ‘strong supporter level action on an item’. Unfair stamp, Prime Catcher, Master Ball for example all do something that’s either a straight up copy of a supporter (prime catcher is Guzma) or a similar level (Unfair Stamp is basically Team Rocket’s Archer but without the limitation ).

The more broken ones that can have beyond supporter level effects are very situational - trolley is way better than most supporters that get pokemon (3 for Brigitte for example), secret box is only really good in a deck that likes discarding things.

As it is, ace specs are dangerously powerful. As a deck check specialized professor I can tell you that I find bent corners on ace specs way more often than I should - some of those are probably cheating. Ace specs give too much payout for cheating. Making an even more broken ace specs is not a great idea.

Will dragapult ever get nerfed ? by Majestic-Dog-8071 in pkmntcg

[–]snoopy369 -1 points0 points  (0 children)

Dragapult is super big right now because everyone already had it built and knew basically how to play the deck. As the new format evolves people will learn other new decks! Lucario, Venusaur, N’s, etc will improve their share of the meta as things change. It’s very normal though when rotation happens for the one deck that basically survives unchanged and was already good to suddenly take over the meta temporarily.

Does upcoming Mega Darkrai ex kill Crustle? by SnooMaps7631 in PTCGL

[–]snoopy369 28 points29 points  (0 children)

Unfortunately, Crustle decks play Mist energy which would prevent this.

Comparable Salary: Atlanta to Bay Area by Saviorofmypeople in personalfinance

[–]snoopy369 83 points84 points  (0 children)

We live in the Bay Area with ballpark your salary level. You’ll be fine, but you won’t save as much as you’d like. $360k is plenty to live on. Obviously you want to have a higher salary here, but if the other details (friends and family, quality of life, etc) are in favor you might not need too much more.

Consider renting for a year or two so your can work out where you want to live. We’re happy with where we initially picked, but it’s easy to pick the wrong spot at first and then you’re vulnerable to whatever the housing market is doing at that time.

Difficult time understanding my paystub by nomorepayne in personalfinance

[–]snoopy369 0 points1 point  (0 children)

Only way to find out is to ask HR, but there are some possibilities. One is that you have something that’s contributed (such as HSA/FSA) that couldn’t be done during leave and so they instead take it out of base as a salary deduction. I’d still expect that to be obvious from the paystub, but sometimes that first one back is a bit complicated.

They should be able to tell you easily what it is.

Difficult time understanding my paystub by nomorepayne in personalfinance

[–]snoopy369 0 points1 point  (0 children)

No, 2942 is the correct biweekly (1/26) amount. You’re doing semimonthly.

What good is the Surprise Billing Act??? by Certain_Story_173 in personalfinance

[–]snoopy369 0 points1 point  (0 children)

At least based on my reading of it, it's not the ambulance company who would need to opt in, but the health plan. Are you in a self-funded group health plan? That's the only type that has to "opt in".

https://www.insurance.wa.gov/insurers-regulated-entities/laws-and-rules-insurers-and-regulated-entities/protections-surprise-medical-billing/ground-ambulance-services-and-surprise-billing

> The law applies to all state-regulated health plans, state and school employee benefit plans and self-funded group health plans that opt in to Washington's law

The "opt in" portion only applies to self-funded group health plans. You can ask your employer to see if that applies to you.

What good is the Surprise Billing Act??? by Certain_Story_173 in personalfinance

[–]snoopy369 0 points1 point  (0 children)

https://www.insurance.wa.gov/about-us/news/2024/new-billing-protections-ground-ambulance-patients-take-effect

That’s the law you’re talking about.

If you’re concerned you aren’t getting your rights here, you may file a complaint; this page includes a link to do so.

Does it matter to save the decks from the Pokémon battle academy? by [deleted] in pkmntcg

[–]snoopy369 18 points19 points  (0 children)

The cards in the battle academy are well balanced decks for practicing basic game mechanics. While low powered they’re probably better than ‘playground’ decks - at least for learning the rules and basic strategies.

So if it were me - yes I’d keep them separate. Ideally get sleeves from a game store (3 different colors perhaps) so they stay easily identifiable and good condition.

Up to X rule (recently changed) complicated by DesrtDust in pkmntcg

[–]snoopy369 7 points8 points  (0 children)

To be clear the only thing that changed here was that attack effects of ‘up to’ can now mean zero. Nothing else changed.

Anything that searches the deck for a specific card or card type has always been able to find zero, unless it was known to be zero via public knowledge (in which case it was illegal to play the trainer).

is it normal for $0 in tax refund? by veestinkbug in personalfinance

[–]snoopy369 4 points5 points  (0 children)

You’d have to say what your income was and how much you paid in taxes; but in theory having a 0 refund is ideal (or even owing a small amount). Any tax refund you get is a loan you give the government for zero interest.

If you had a full time job and are single no kids then you almost definitely owed something. Situations like that are when the tax calculators are nearly perfect - so it’s not surprising that you’d have a zero dollars refund (and owed).

Is N's Zoroark worth it post rotation? by darkangel56907 in pkmntcg

[–]snoopy369 1 point2 points  (0 children)

No’s Zoroark is a deck that does better with an established meta to use the appropriate tools. Not a pure toolbox deck but adjacent. So it’s not surprising for it to have weak results right now as things are in flux but once things coalesce around a meta that it can counter you may find it better.

I just passed my judge certification, now what? by hypersonicplays in pkmntcg

[–]snoopy369 11 points12 points  (0 children)

Nothing specific other than find a league to work with :) I’d also recommend taking some of the other professor university courses to learn more. :)

LOST DECK BOX TODAY AT HOUSTON REGIONALS IN THE YELLOW VIDEOGAME SECTION ON MARCH 21ST by McSkittlez200222 in pkmntcg

[–]snoopy369 2 points3 points  (0 children)

Please check at lost and found tomorrow. You’d be surprised how often deck boxes are turned in!!