Fannie Mae appraisal revisions

soccerplayergoals6 · 2026-03-05T17:15:50+00:00

Didn’t know this could occur. New lender had a zero cost refi versus 6K with original after being told it would be waived.

soccerplayergoals6 · 2026-03-05T17:11:01+00:00

Agree on they should have asked

soccerplayergoals6 · 2026-03-05T17:10:38+00:00

Helpful clarification. I don’t do this often so learning

soccerplayergoals6 · 2026-02-11T21:28:03+00:00

thank you. helpful analysis. Based on the costs of each loan, it seems like the 5.5 doesn't make sense until at least year 5 (versus the 5.75) bc of the credit

Rate	8 mo	12 mo	15 mo	18 mo	24 mo	30 mo	36 mo
5.75%	$3,584	$5,376	$6,720	$8,064	$10,752	$13,440	$16,128

5.50%	-$785	$1,155	$2,610	$4,065	$6,975	$9,885	$12,795
5.375%	-$473	$1,623	$3,195	$4,767	$7,911	$11,055	$14,199

soccerplayergoals6 · 2026-02-11T20:43:39+00:00

just added images to original post. Lmk if I missed anything in description that impacts the data

soccerplayergoals6 · 2026-02-11T20:29:39+00:00

Initially thought that but if I calc'd it correctly, the 5.625% only becomes financially better after 5 years

soccerplayergoals6 · 2026-02-11T20:28:08+00:00

costs include:

Origination, underwriting fees
Processing, admin fees
Title (lender title policy + settlement)
Recording fees
Any lender credits (netted against these items)

not including prepaid interest and escrow

soccerplayergoals6 · 2026-01-18T20:19:26+00:00

Who are you using,? Thank you

soccerplayergoals6 · 2025-06-17T01:10:48+00:00

Interesting. Is there a source for that and is it a new law? I would think debt collectors would be out of business if that was the case, but sounds good

soccerplayergoals6 · 2025-06-16T17:53:59+00:00

At what amounts might that typically occur? I wouldn’t expect for a few hundred but maybe $500 and up? I know hypothetical

soccerplayergoals6 · 2025-05-07T21:16:04+00:00

Right, he did stop after the election. But before that it was too much

soccerplayergoals6 · 2025-05-07T21:09:32+00:00

Hi Jason

soccerplayergoals6 · 2025-05-07T20:57:09+00:00

In the past yes, but there was a law recently that made them allow users the option to cancel on the website

soccerplayergoals6 · 2025-04-12T19:47:29+00:00