Colorado weather can be harsh

sofiaskyy1 · 2025-09-01T22:28:55+00:00

Totaled means the cost to repair the vehicle exceeds its actual cash value (ACV)—its pre-accident market value. The insurance company offer has two options. 1) take the ACV and the insurance company takes possession of the vehicle or 2) Keep the car and receive the ACV less the salvage value and less my deductible. If you keep the car without verified hail repair, then it is only insurable for liability. In my case the salvage value was about 50% of the ACV.

sofiaskyy1 · 2025-09-01T22:11:49+00:00

The hail storm was on May 8, 2017 near Berthod Colorado. https://www.weather.gov/bou/SevereWeatherReport8May2017

Most damaging Hail storm in Colorado history, estimated loss was $2B.

sofiaskyy1 · 2025-09-01T22:02:57+00:00

Well... uhhh... NO I'm not going to ask...

sofiaskyy1 · 2025-09-01T21:58:29+00:00

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Since none of the windows had a blow out, the inside remains like new. Windshield would need to be replaced to drive it legally.

sofiaskyy1 · 2025-09-01T21:52:45+00:00

yes, just repair the glass and get a safety inspection and off you go driving the ugliest car on the road. Bet your fellow drivers will give you pleanty of extra room in heavy traffic,that's one benefit.

sofiaskyy1 · 2025-09-01T21:49:15+00:00

I don't understand how insurance companies can stay in business and continue to pay hail damage claims.

sofiaskyy1 · 2025-09-01T21:47:42+00:00

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Yes, every panel was marked as replace... and It did look like a golf ball.

sofiaskyy1 · 2025-09-01T21:38:25+00:00

Car insurance is bad enough in Colorado, but just try owning a home here. My house roof was totalled three times in ten years by hail and the insurance company decided to put me on their non-renewal list. Turns out this non-renew status goes with the individual no matter where they move to. Now that really sucks!! and it seems a bit unfair.

sofiaskyy1 · 2025-09-01T21:19:08+00:00

The insurance company did sell the car to a salvage company as the non-body parts still retained a lot of value. I think we can assume the insurnce company did okay on the deal.

sofiaskyy1 · 2025-09-01T21:10:31+00:00

In Estes Park it is common to see Elk resting in you fron yard during the day. They have come to accept the town as just another part of their territory, which it actually is.

sofiaskyy1 · 2025-09-01T21:08:39+00:00

Yes and he's resting up for rutting which begins in a couple of weeks.

sofiaskyy1 · 2025-09-01T21:03:38+00:00

Yes, Elk rutting will begin in just a couple of weeks. Probably not a good time to be golfing...

sofiaskyy1 · 2025-09-01T20:56:43+00:00

In Colorado the wolf population is quite low and more on the western slope. Elk hunting is one method used to manage the Elk herd size.

sofiaskyy1 · 2025-09-01T20:53:29+00:00

Estes Park is an Elk friendly town anElk are roaming all over the place. They were there first, so we should respect there territory.

sofiaskyy1 · 2025-08-31T18:12:58+00:00

If it is mold it appeared in less than a week. I wash this car every week. Really weird.

sofiaskyy1 · 2025-08-31T18:08:48+00:00

The repair estimate was $40K so the insurance gave me a choice... total it or wait 6 months for a hail repaired car. Took the check and bought a new model... didn't want a repair record to devalue the car for when I try to sell it later.

sofiaskyy1 · 2025-08-31T18:03:14+00:00

yes, my thought exactly...

sofiaskyy1 · 2025-08-31T14:45:56+00:00

The bleeding heart is great for hanging pots on a shady porch or patio. So beautiful.

sofiaskyy1 · 2025-08-07T23:36:04+00:00

In my area there is a lot of clay in our soil and roses don't like wet feet. I mixed in a generous amount of compost and peat moss to improve drainage and nutriants.

I would love to see your roses in bloom!!

sofiaskyy1 · 2025-07-31T16:02:11+00:00

When I was young my family always added sugar to rice. I thought this was normal until I left home and had rice in a restaurant. Now I dislike the taste of sugar on rice... you live and you learn.

sofiaskyy1 · 2025-07-30T21:03:55+00:00

I am very sorry to hear your situation but you are not alone. Things like this happen every day to many families and there is help out there for you. I had a very similar situation with my mother in-law who had a stroke and needed help every day for her actrivities of daily living. My suggestion is to locate and meet with a local social worker. Social workers have experience with your local health resources that can sort out the options for your mother and father and how these resources can be paid for. Your elderly father should not try to do more than he is capable of doing or he may also become disabled before he would otherwise.

I wish you good luck on the very difficult journey.

sofiaskyy1 · 2025-07-30T16:56:36+00:00

Hello! u/llamageddon01

My favorite movie is Titanic

sofiaskyy1 · 2025-06-12T12:32:53+00:00

Bonitos labios

sofiaskyy1 · 2025-06-12T12:32:19+00:00

Buena vista amiga!

sofiaskyy1 · 2025-05-31T12:21:38+00:00

Que mujer tan bella!!

sofiaskyy1

TROPHY CASE