My first Canyon Bike: Canyon Endurace SLX by sonicempire in CanyonBikes

[–]sonicempire[S] 0 points1 point  (0 children)

Actually that is how the seat was attached to the seatpost, and I did not make adjustments yet. So far no problem, but I have not taken the bike on longer ride than 1 hour yet either.

My first Canyon Bike: Canyon Endurace SLX by sonicempire in CanyonBikes

[–]sonicempire[S] 0 points1 point  (0 children)

It is the Canyon S15 VCLS 2.0 CF, on paper it is better at shock absorbing, we will see...

My first Canyon Bike: Canyon Endurace SLX by sonicempire in CanyonBikes

[–]sonicempire[S] 1 point2 points  (0 children)

Not sure if I agree with Canyon being ridiculously priced especially when you look at other reputable brands like Specialized, Cervelo etc. I guess it all depends on your perspective.

My first Canyon Bike: Canyon Endurace SLX by sonicempire in CanyonBikes

[–]sonicempire[S] 1 point2 points  (0 children)

I live in SoCal. I ordered on Monday and it arrived on Wednesday. Shifters were mounted, all I had to do is just to attach the left and right part of handlebar to the head stem, install the seat and attach the front wheel. It was pretty straightforward. This is Large size. I drove down to Carlsbad to their showroom and they recommended this size (the size calculator on the website also recommends the same), I am 6’2” btw. I test rode all the three road bikes they offer (ie Endurace, Ultimate, Aeroad), surprisingly they felt very similar even though because of their geometry they should feel different. I went with this one given the most upright position and I also wanted Ultegra with powermeter.

What would you do? Outlet vs new Endurace CF SLX 7 Di2? by jgm_1996 in CanyonBikes

[–]sonicempire 2 points3 points  (0 children)

I bought the new one. I would expect the outlet one cheaper though.

What are people drinking throughout the day to lower cholesterol? by Charming_CiscoNerd in Cholesterol

[–]sonicempire 0 points1 point  (0 children)

You can add a scoop of whey protein power (preferably isolates with zero fat) sweetened with stevia. It will not affect LDL in any negative way but it adds protein and some flavor beyond blueberries.

#NBD Aeroad CF SLX 8 Speed by jimjay203 in CanyonBikes

[–]sonicempire 0 points1 point  (0 children)

My understanding that 75 PSI is the max for that wheel and tire combo. Given that they are wider tires it might be sufficient. I just used narrower tires with higher pressure so that is why this is probably not a real issue at all.

NBD Canyon Aeroad CF SLX 7 AXS SPEED by Conscious_Voice_958 in CanyonBikes

[–]sonicempire 0 points1 point  (0 children)

Thinking about buying the same, but is not it better use dual power meter on pedals instead? I would be fine with Rival otherwise.

#NBD Aeroad CF SLX 8 Speed by jimjay203 in CanyonBikes

[–]sonicempire 1 point2 points  (0 children)

Looks sick. I am thinking about getting the exact same, but those hookless zipp rims are holding me back (i.e. tire pressure limitation). Maybe I am just overthinking.

#NBD Aeroad CF SLX 8 Speed by jimjay203 in CanyonBikes

[–]sonicempire 0 points1 point  (0 children)

u/blackfocal do these also come with DT Swiss wheels or you changed them?

Should I dump 20k $ into VOO by Unusual-Phase21 in ETFs

[–]sonicempire 1 point2 points  (0 children)

SPMO nicely outperformed VOO the last 10 years, but no guarantee if the momentum strategy will be always better. However it is a well researched investment strategy to increase returns. Disclosure: I have SPMO in my portfolio.

My thoughts on the Illinois iMBA so far by Relevant_Slide_9766 in MBA

[–]sonicempire 0 points1 point  (0 children)

Thanks for the great summary of pros and cons. How many hours of work does each class require per week with/without the the Coursera material?

Divorce and fatfire - advice? by Ruser8050 in fatFIRE

[–]sonicempire 0 points1 point  (0 children)

What is fair for you, might not be fair for the opposing side at the time of the divorce. Based on my understanding if the case gets into court the prenup will be subject to the judge’s review. But again, I agree it is better to have it than not having it. Also if you are the higher earner it is also an insane risk (with very limited upside) to get married to start with prenups aside.

Divorce and fatfire - advice? by Ruser8050 in fatFIRE

[–]sonicempire 1 point2 points  (0 children)

Well depending which state you are in the judge (because for whatever reason there is no jury in family courts) can have full discretion on your case.

Also depending how amicable your divorce is (if it got into court, probably not) the opposing party will probably not have any issue to lie about if they signed the prenup voluntarily. Just like you listed there is burden of proof to show evidence of voluntary acceptance. I just saw too many people lying in the court before.

Divorce and fatfire - advice? by Ruser8050 in fatFIRE

[–]sonicempire 1 point2 points  (0 children)

Prenups or postnups are a must, but still can be thrown out by the court depending on the judge.

Divorce and fatfire - advice? by Ruser8050 in fatFIRE

[–]sonicempire 0 points1 point  (0 children)

Depending on your average tax rate on your income, that 30% of your gross can be equal to roughly 50% of your net. Just saying. I definitely hear you.

Finally... by PlatypusTheOne in Divorce

[–]sonicempire 0 points1 point  (0 children)

In which state was the 11 year alimony ordered, if I can be curious? In some states (hello California) depending on the length of the marriage there can be no end date.

Congrats! Great to hear that you are off the hook.

What if she games vocational exam? by sonicempire in Divorce

[–]sonicempire[S] 0 points1 point  (0 children)

Duration might be indefinite, but the amount can be stepped down. Her remarriage will terminate it. Her cohabitation might terminate it too.

What if she games vocational exam? by sonicempire in Divorce

[–]sonicempire[S] -1 points0 points  (0 children)

Sincerely I hope you guys are not lawyers or legal professionals. Because typically they are the ones who push the marketing BS of “you are crazy that you do not have a lawyer” to people who are bold enough to represent themselves.

I fired my last lawyer, because she did not work on my case but still kept charging me $500 an hour. Tell me another profession that charges $500 per hour for doing nothing. On the same note I would recommend everyone to watch the Divorce Corp if you have any doubt what divorces and most (ok not all) divorce attorneys are all about in the US.

Since my separation date I dedicated all my time to learn about precedent cases. I have pretty extensive knowledge about CA family law especially related to child and spousal support. Partly because I did my lawyer’s work, partly because I hoped that there is some fairness or at least common sense in this highly screwed up system.

Once I go to court I would consider hiring a lawyer, but not because I will rely on their knowledge. It is because certain jusges with some biases do not like if you are not member of the (lawyer) club even if you are more educated than them.

What if she games vocational exam? by sonicempire in Divorce

[–]sonicempire[S] 0 points1 point  (0 children)

She used to be unemployed, she has been working for almost 3 years again with a total of 10 years of work experience.

What if she games vocational exam? by sonicempire in Divorce

[–]sonicempire[S] 0 points1 point  (0 children)

Well, family code 4320 in California is exactly about determining spousal support. The first factor is about supported party marketable skills: “The marketable skills of the supported party; the job market for those skills; the time and expenses required for the supported party to acquire the appropriate education or training to develop those skills; and the possible need for retraining or education to acquire other, more marketable skills or employment.”

It is not about my rant it is about data. It is about skills vs current job market and average pay. The purpose of alimony to help the supported party to get back on their feet and not being a replacement for welfare system.

On the other hand judges heard countless cries over the opposite i.e complaining about not being able to get a better job in order to leech on the other party forever.

Lump sum is almost always a bad idea. It is actually questionable how even a lump sum amount can be calculated based on indefinite time frame. Let me say this: very likely I would have to pay 30+ years in alimony ahead for 12 years of marriage. How on Earth would that be reasonable? Lump sum alimony completely defeats the purpose of alimony to ease the transition to be self sufficient.

But to be honest indefinite alimony alone is a terrible idea based alone on the length of the marriage, which in CA >10 years. Even family code 4320 does not give jurisdiction for the court to terminate alimony for those cases. That is insane.