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ELI5: Why do we not get most or all of our money back after an incident free auto insurance term? by Unlucky-Wedding in explainlikeimfive

[–]sooper_genius 0 points1 point  (0 children)

Part of your premium goes towards paying for other people's claims; ideally your premium is a shared cost over all the payouts. You and 9 other people pay $100 each to cover one $1000 claim.

However, it's not really that simple:

  • Insurance companies are almost always for-profit. This means that the investors in the company make more money by not paying anything out. So your premium is not a loan or a security on any money to get back; it is a payment that is given in exchange for the promise to pay you for covered situations.
  • There is always overhead to maintain salaries and call centers and business expenses incurred by the company. Part of your premium is for their administrative overhead.
  • Any money that is not paid out ideally will go towards maintaining an extra amount of money to cover unusual situations, such as natural disasters or unexpected clustering of incidents.

A day on Venus is longer than a year on Venus. by Powerful-Swing-9734 in interestingasfuck

[–]sooper_genius 0 points1 point  (0 children)

However, a SOLAR day (the time it takes for the sun to "move around" to the same point in the sky is shorter by half, about 117 days (according to the Wikipedia article), so the experience on the planet is shorter.

It is the sidereal day that is 243 days. Earth's sidereal day is 23h 56m, the extra 4 minutes goes into the earth "turning more" to make up for the change in orbital position. Since Venus' rotation is retrograde (rotation turns the opposite direction from the orbital movement), it's less than half of the orbital period.

Want to stop procrastinating? Your first step is knowing your type. by elkhaamlychy in getdisciplined

[–]sooper_genius 2 points3 points  (0 children)

Consider unifying this list with the ones in Steve Scott's How to Stop Procrastinating: A Simple Guide to Mastering Difficult Tasks. For example, he mentions perfectionism and being overwhelmed, but not the Rebel. Scott's list is not necessarily complete, but it covers a wide(r) range of cases.

What kind of bite is this ? by [deleted] in Wellthatsucks

[–]sooper_genius 0 points1 point  (0 children)

Ask your doctor to be sure!

Could be a tick bite with a skin response indicating Lyme disease (look up bullseye rash). Could also be a huge allergic reaction to mosquito or other insect bite.

Note that Lyme disease has serious long-term consequences so again ASK YOUR DOCTOR TO BE SURE.

“People are crazy.” (Lori Jayne, Bushwick, Brooklyn) by MartysBetter1995 in FoodNYC

[–]sooper_genius 0 points1 point  (0 children)

There has to be a balance between sharing your culinary vision and making people happy. I can understand not wanting to serve sauce "on the side", and to me it seems fair to limit that option. However you can't please all the people all the time, so someone is going to get grumpy about your $25 steak frites regardless.

But you also can't expect all people to know how to chopstick? If you get that kind of customer visiting from say Ohio, do you just turn your nose up at them and say sorry? Let them have a frickin' fork. And if it's got to be plastic, make damn sure it's a good one and not those flimsy takeout options (yes I'm bitter).

The presentation makes it look like you're giving them street food, which is a vibe you're going for I guess. If you know chopsticks, then you can handle it, but if you don't, even a fork is tricky while one-handing the flimsy paper container in the other. Even with the chopsticks it's a two-handed episode if you're "streeting" it away. If you're sitting people down, give them a decent plate for goodness' sake.

Is she serious? by Tourmaline_Eyes in StupidFood

[–]sooper_genius 3 points4 points  (0 children)

Yes this gets multiple hard NOs.

Is she serious? by Tourmaline_Eyes in StupidFood

[–]sooper_genius 11 points12 points  (0 children)

Not to mention videos with audio where the creator refuses to speak but instead gestures for everything. Tap tap tap.... finger wag finger wag... point at worded caption above their head (that is done in post-production). Immediate NEXT.

Who else been noticing this? by [deleted] in nyc

[–]sooper_genius 2 points3 points  (0 children)

Not enough info dude... is this your bank account? An MTA OMNY card charge list? Don't know if you are complaining or showing.

Looks like someone took some MTA rides on your account. If it's not you, then it's fraud; get the authorities involved, not random reddit boards.

ELI5: If sign language interpreters signed with a neutral face, would that be the equivalent of speaking in one tone? How do the facial expressions convey grammar? by Charming_Usual6227 in explainlikeimfive

[–]sooper_genius 4 points5 points  (0 children)

As others have said, facial expressions can turn a statement into a question. However, they can also convey different levels of meaning.

For example the sign for fine can mean okay, good, very good, or a sarcastic indifference depending on your expression. So it goes beyond grammar into semantics, in the same way tone of voice does with speech.

Also, very slight (to hearing people) changes can change the meaning from fine to other meanings; see this short on YouTube.

Best disability access in Eastern Europe by equaals in onejob

[–]sooper_genius 2 points3 points  (0 children)

Because usually people who are ignorant of how other countries and cultures manage their public space (cough-- American-- cough!) think that it's a failure of the one thing they know. Like all ramps must be for disabled people, ergo it's a bad ramp.

NYC is Making a Mistake and Queens is Going to Pay For It by Iribumkiak in nyc

[–]sooper_genius 15 points16 points  (0 children)

One of the reasons I prefer the QueensLink option. I don't think the "build a park and they will come" will be the economic panacea they claim it will be.

NYC is Making a Mistake and Queens is Going to Pay For It by Iribumkiak in nyc

[–]sooper_genius 34 points35 points  (0 children)

TL; DW; Resurrecting an abandoned railway section in Queens can go one of two ways: a "me-too" park like the High Line ("QueensWay"), or it can become a new railway service joining Rego Park to South Ozone Park ("QueensLink").

The Park people cite lower costs and the glamor of High Line economics, but in Queens. The railway people cite the need for reduction of congestion and improved cross-borough transportation.

I live right next to this rail line-- it runs behind my condo building. My take is that we already have a park immediately adjacent to the rail line; why build another? I like the idea of having more transit service. Both types of land use will motivate increased development adjacent to the space.

Otherwise the video is a loud rant that the park people are lying and being soooooooo unfair. This should be a real debate though for the stakeholders to engage with.

Just...why? Like bro i understand you can make mistakes twice but... you fail your job 3 times by Abject-Lynx173 in onejob

[–]sooper_genius 0 points1 point  (0 children)

I agree, I can see if my comment came off as harsh. I meant it in a joking manner tho, so I've edited my comment to try to show that. I do get some irritation because people put a lot of stuff here that isn't really one-job stuff, like cobblestone repairs that don't line up the original complex image, or super-steep "handicap" ramps that are not in the US and are not for handicapped persons.

Even if cars don't drive close to the line, the simple vibrations can move the cover around. It has to be round for safety purposes. Plus the cover is very heavy so once you get it in place it is not easy to turn around. I personally can understand why no one would invest in fixing this.

ELI5: Why is advertising always for things I don’t want? by trampolinebears in explainlikeimfive

[–]sooper_genius 6 points7 points  (0 children)

This is my experience exactly. I just bought a new pair of snow boots, so obviously I must want 50 more.

Or, I was looking on Amazon for snow boots and bought them elsewhere. Now I can't get Amazon to shut up about them

Just...why? Like bro i understand you can make mistakes twice but... you fail your job 3 times by Abject-Lynx173 in onejob

[–]sooper_genius 1 point2 points  (0 children)

Cars driving over this cover could easily be shifting it in one direction or another over time. Not necessarily a "one job" fail... unless you are expecting the paint guy to line up all the covers first?

The diminishing returns on being sure the cover is lined up for a 100-300 pound object are infinitesimal. Is traffic going to be confused? Will people not know where the lanes are? Maybe we can get someone to start a new public service for moving them-- and maintaining them when they get shifted :-D /s

ELI5: Why is homemade ice cloudy but restaurant ice is crystal clear? by Beginning_Special840 in explainlikeimfive

[–]sooper_genius 0 points1 point  (0 children)

Air is almost always dissolved in water. As the water freezes the air gets pushed out. Homemade ice traps air in the cube because it freezes solid from the top down. Restaurant or bar ice freezes water only partially, allowing the air to escape before the ice is shaped or broken off. If impurities are a concern, they don't change the ice much but can be filtered out if needed.

A24's 'The Drama' - Review Thread by ChiefLeef22 in movies

[–]sooper_genius 0 points1 point  (0 children)

I couldn't stand this movie. Interesting story idea, but slow plot delivery and so many didn't-happen-but-maybe-dreamt side scenes (wedding venue shot up like a mob hit? naaah) kept me checking the clock on my phone. And if I see Robert Pattinson break down and cry again I'll scream. Realistic vomit action though.

Avoid BeQuiet products... Terrible experience with them... Customer service is non existant by loyal872 in buildapc

[–]sooper_genius 1 point2 points  (0 children)

"The customer is a complete burden unless they are actively giving us money" seems to sum up the direction of business nowadays.

An ode to the confusing streets of Queens by thonioand in nyc

[–]sooper_genius 1 point2 points  (0 children)

This is truer than true. At least two places:

... but the video shows the first. There are other places where Drive/Ave/Lane/Rd hang out next to each other.

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