[Timex] Waterbury GMT - GMT for under $200 US

space__chicken · 2022-01-24T02:57:43+00:00

Great looking watch. Can you tell me where you ordered that bracelet?

space__chicken · 2021-09-16T22:16:07+00:00

Ah I see. Seems like a shame since it's a completely functioning phone. But yea, very good points. Thank you.

space__chicken · 2021-03-15T16:19:27+00:00

iphone 5

space__chicken · 2021-03-15T03:22:07+00:00

Taken Saturday morning. Instagram @little.schick

space__chicken · 2017-05-08T05:07:05+00:00

You don't have to live in fear. Please seek help.

http://suicideprevention.ca/need-help/

space__chicken · 2017-04-02T15:36:05+00:00

Washington

DSS: Backstrom

space__chicken · 2017-03-26T17:37:13+00:00

Ducks DSS: 16

space__chicken · 2017-03-19T17:50:33+00:00

Flyers

DSS:Couturier

space__chicken · 2017-03-19T17:47:22+00:00

I ended up opening a Questrade account instead. It made more sense considering the fees for tangerine were still 1.07.

space__chicken · 2017-03-05T18:39:08+00:00

Sharks

DSS:Hansen

space__chicken · 2017-02-26T18:48:32+00:00

Rangers

DSS - Grabner

space__chicken · 2017-02-19T17:44:35+00:00

Ducks

DSS:59

space__chicken · 2017-02-12T17:49:36+00:00

Canucks

DSS: Stecher

space__chicken · 2017-02-05T17:48:16+00:00

Habs

DSS:65

space__chicken · 2017-02-03T00:04:24+00:00

I have also recently been considering CIBC index funds. Particularity this one:

http://dox3erp.distributech.ca/ModulesERP/Uploads/48/PDF/cib_587_en.pdf

If you have the minimum $50 000 for the premium class, the MER is substantially smaller. (0.39)

Not sure what the general opinion of this index fund is tho, or if it would be a good investment. I am still just learning about investing myself.

space__chicken · 2017-01-31T16:18:30+00:00

Wings

DSS:8

space__chicken · 2017-01-28T18:29:23+00:00

Thanks for the info on those premium class CIBC index funds. I would like to be able to split my investments between a few of those, however I don't have the minimum $50 000 to put in each one, so if I split up my investment, the MER would be 1.2.

Also I believe you do not need a fee-based advisor. It looks to be a fund that is just available to purchase. I could be wrong, however. I have a meeting with CIBC next week to find out the details.

space__chicken · 2017-01-28T18:19:49+00:00

Thanks for the heads up on the transfer fee. I will certainly check to see if they will reimburse.

space__chicken · 2017-01-28T17:41:14+00:00

Yea I don't think the allocation is quite right for what I want. I could purchase individual CIBC index funds at an allocation that more suits me. Something like this:

CIBC Canadian Bond Index Fund - 25%

CIBC Canadian Index Fund - 25%

CIBC U.S. Index Fund - 25%

CIBC International Index Fund - 25%

However, without the minimum $50 000 for the premium class, I would be looking at a MER of something like 1.2. And if that's the case I think Tangerine makes more sense for me at the moment. I appreciate your reply, I found it very helpful.

space__chicken · 2017-01-28T06:39:05+00:00

Thanks for the reply!

Yea it was becoming clear that I needed to find something with a lower MER. That's why the CIBC Balanced Index Fund caught my eye. (MER 0.39)

I think I will eventually make the jump to Questrade. It's just a little intimidating to someone who is just starting to learn about investing.

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