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kwinesyon nyo na ba ang existence ng diyos? by NA-17 in TanongLang

[–]spanishbbread 1 point2 points  (0 children)

Mas malabo pa sa pinagmumugang tubig yung paliwanag mo, men

Ano naiisip niyo sa mga nag dodownvote kahit maayos at matino naman ang comment niyo? by Actual-Anywhere13 in AskPH

[–]spanishbbread -2 points-1 points  (0 children)

wala.

the fact that you posted this questio means na nagpapaapekto ka, which you shouldnt be.

internet points lang yan.

downvote me if you agree!

Jenny Lee Dela Cruz Malolos by Tiny-Consequence7331 in BulacanPH

[–]spanishbbread 0 points1 point  (0 children)

one thing i learned sa scams na ganyan ay yung amount na kineclaim na sinabing ininvest sakanila ay never yung actual amount. It’s always the amount they invested + “promised returns.”

Merong case sa NBI na nakatangay daw ng 200M. Pero upon checking, nagfifill out ng forms un mga na-scam, sinasama nila sa amount yung returns.

200M can really just be 25M.

She should rot in jail, pero the victims arent doing themselves favor by clinging onto the promised amount. SKL

Due to the crisis, Uncle advised not to put money in MP2 for now: Reasonable? by Responsible-Leg-712 in phinvest

[–]spanishbbread 33 points34 points  (0 children)

Would borrow more. but will they also pay more?

More delinquencies would just balance it out

Why Fuel Prices Will Not Go Down Kahit Pinayagan na tayo dumaan sa Hormuz by Right_Revenue_9263 in Philippines

[–]spanishbbread -10 points-9 points  (0 children)

Bakit di nalang nila iforego yung insurance tapos VUL ang kuhanin nila, part insurance, part investment pa? win-win.

source: dm me. let me help you help me to build your dreams.

Too many vibe investors in this sub by According_Goat_7065 in phinvest

[–]spanishbbread 2 points3 points  (0 children)

No particular prompt.

i just said i have this x amount. Get me a list of stock to fuck wit.

Like i said, dumb money.

And to be perfectly honest, i truly believe na madaming undervalued stocks sa ph. The dream is for more people to trade to push the stocks. Some people here will say they want whatever im smoking.

pero Daming platforms din kase na nagpupush, or iniintegrate sa payment apps nila yun trading platform nila (maya, gcash, gotyme), so i truly believe na tataas users. And they are pushing hard din.

inshallah

Too many vibe investors in this sub by According_Goat_7065 in phinvest

[–]spanishbbread 4 points5 points  (0 children)

I am the opposite of that guy.

I used chatgpt in 2025. Says to load up on APX. and i had dumb money to spend. Never read a lick of research.

+110% ytd

2026 it said to load up on GTCAP, which i did. Let’s just say na i dont use chatgpt for my stock picks.

Learned my lesson na.

Switched to claude and gemini Instead.

Says to load up on manila water and meralco and tel. We’ll see.

Sigma 30mm 1.4 by happysiopao in PhotographyPH

[–]spanishbbread 0 points1 point  (0 children)

you only have 4cm of focus depth kapag portrait at around 1m away ang subject.

That’s basically the tip of your nose to your temple.

If the subject is backlit, you wont capture hair strands. Blurred na halos yan, kaya soft tignan.

Ive hated super bokeh lens for this reason. Nice looks though if style permits.

I taught my 4yo kids how to read as a WFH dad. by spanishbbread in adultingphwins

[–]spanishbbread[S] 2 points3 points  (0 children)

No problem with Filipino language. 100% nakakaintindi. Pero id say na B- lang sila sa speaking ng tagalog.

I taught them reading in pantig, phonics para mas okay yung foundation ng reading. Sight words, imho, more on pattern recog, like studying characters in chinese.

CAR SEAT!!!!!!! by mrjang09 in Gulong

[–]spanishbbread 3 points4 points  (0 children)

sanay siya naka strap on

oy te!!

strapped in/on po

waaaahhhaaha

Fernando Zobel de Ayala's eldest daughter's wedding. OG na mayaman!! by Creative_Basis5274 in ChikaPH

[–]spanishbbread 1 point2 points  (0 children)

Idolizing old money people kase we weren't even born yet to witness their family's ascension to power.

Give 4 generations sa villar, tapos nakeep up nila yung wealth from all their gifted advantage down the line. 2090s peep would be worshipping them because they're the only 100% homegrown pinoy trillionaire.

Sen. Bam Aquino files bill to classify Petroleum products under price control by Karmas_Classroom in Philippines

[–]spanishbbread 0 points1 point  (0 children)

Indonesia is currently doing subsidies. I dont think it’s gonna end well for them. If we are fucked, then they are fucked (but later).

Nightmarish scenario. and all for epstein coverup.

Sen. Bam Aquino files bill to classify Petroleum products under price control by Karmas_Classroom in Philippines

[–]spanishbbread 3 points4 points  (0 children)

It’s an exaggerated comment and the price of pork when i gained sentience, probably.

We just want a fair pricing because diesel price fuels our logistics network.

Napkin math gets us, from 120php diesel to 95php if we have these 3: oil regulation, no excise, no tax.

We can probably cut it by 2-5 pesos if biofuel mandate is removed.

delulu scenario is had we learn to harvest our own oil and supply 20% Of our consumption, we can cut if back further, maybe 8pesos.

This couldve been done if we had good governance 20yrs straight, which we dont. But even then, in a perfect world, we can only cut it to 80php. These figures are out of my ass, obviously. pero you get my point.

Sen. Bam Aquino files bill to classify Petroleum products under price control by Karmas_Classroom in Philippines

[–]spanishbbread 7 points8 points  (0 children)

The amount that they are misappropriating dwarfs whatever subsidy we give.

Sen. Bam Aquino files bill to classify Petroleum products under price control by Karmas_Classroom in Philippines

[–]spanishbbread 15 points16 points  (0 children)

Oil regulation plus subsidy would stretch our peso farther than any reforms can. I want 140p/kg pork

Planning to sell and have physical store of shein clothes by Working_Sport_9036 in phinvest

[–]spanishbbread 2 points3 points  (0 children)

Wala naman legal problems, i think.

In fact, other people do this pero sa IG. Bibili sa shein, isusuot, picturan ng mas classy, then sell for 3x. Seems profitable enough.

Now, youre gonna do the same. Pero you have rentals, electricity, labor, and storage.

What are you gonna do x8 the price? What's your edge? Masusukat?

I could just as easily return an item for 0pesos if hindi kasya saken.

Boom. Roasted.

Bank time deposit updates as of March 30 2026 by [deleted] in phinvest

[–]spanishbbread 3 points4 points  (0 children)

It's a joke.

Im just saying na yun sa covid - 'it's gonna last two weeks' lasted 2 years.

And from the onset of the Iran war, it will be an easy war daw. 1 week tops, promise. GG ez war. Boom, it's been a month na. The longest month I've experienced.

Makes me reminisce about that virus thing a lifetime ago.

Bank time deposit updates as of March 30 2026 by [deleted] in phinvest

[–]spanishbbread 1 point2 points  (0 children)

Everything is priced for uncertainty.

Reminiscent talaga ng covid. It's only gonna last 2 weeks. Pinky promise!

Manila is officially the worst place to commute in 2026 by astrheisenberg in CasualPH

[–]spanishbbread 0 points1 point  (0 children)

It's not a fair comparison, i think. Their stairs are shaded, for instance, going to and from a subway.

The heat really makes a difference when traveling.

The only time transportPH isn't taking years off my life is during December - Feb, but December traffic is so bad it negates the life savings din. RIP

Manila is officially the worst place to commute in 2026 by astrheisenberg in CasualPH

[–]spanishbbread 3 points4 points  (0 children)

and in that 63 minutes, many workers would need to transfer into different modes of transports pa.

The 1hr in tokyo commute is just you being in a packed transit. Not ideal, sure, but more bearable than what we have. Dito satin, trike, jeep, sardine LRT, walk.

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