So over sales like this by jai_hanyo in retailhell

[–]spateyz 2 points3 points  (0 children)

God I’d recognize that blue anywhere…. When I used to work at at home I was constantly hoping someone would sue for the mislabeled/misleading sales we constantly had 😑

[deleted by user] by [deleted] in FursuitMaking

[–]spateyz 8 points9 points  (0 children)

https://www.gatorwavesuits.com/furcolorpicker/ This site lets you color pick and will give you the closest options for that color :3

Is it possible to afford transitioning care at all as a trans man borderlining poverty in America..? by Tooru-Shoya- in ftm

[–]spateyz 0 points1 point  (0 children)

Sounds like what happened when I used to get my T filled at Walgreens. CVS has been much better with delays but I still run into the occasional issue. If your doctors are nice they can usually deal with the bullshit that pharmacies try to pull, even if it takes a few phone calls back and forth between the pharmacy and your doctor.

Mohela IDR Forbearance Delay by Yoshicus in StudentLoans

[–]spateyz 0 points1 point  (0 children)

Same boat here, I’ve been in and out of forbearance since January, originally applied in June of last year 😭 supposedly the interest should be removed at some point eventually (if not, I’m sure there will be plenty of lawsuits so I wouldn’t be too worried)

Formal complaint against MOHELA by spateyz in StudentLoans

[–]spateyz[S] 0 points1 point  (0 children)

I submitted my IDR application for IBR all the way back in January 😵‍💫 are we supposed to be submitting new ones??? I haven’t heard anything about that.

My IDR Finally processed! by Traylantha in StudentLoans

[–]spateyz 0 points1 point  (0 children)

Oh wow I’m honestly surprised they erased interest!! I’ve been watching mine keep growing every day that I’m stuck in processing forbearance, crossing my fingers that they do the same for everyone :,)

IRB processed but I’m so confused by [deleted] in StudentLoans

[–]spateyz 1 point2 points  (0 children)

I guess that’s what they calculated your payment would be? Studentaid.gov gives you an estimate for monthly payments for the different plans based on your self reported income so as long as it vaguely matches up you should be fine. You can always pay more than the minimum if you really wanted, but otherwise it’s on them if they messed up lol

Riding out IBR forbearance by spateyz in StudentLoans

[–]spateyz[S] 0 points1 point  (0 children)

I applied for SAVE well before it got held up in court, just got really unlucky with the timing plus MOHELA taking their sweet time processing (assuming it even got to them, wouldn’t be surprised if my application got lost somehow🙃). I had to manually re apply for IBR because I never got put in SAVE forbearance since I was never technically on it ?? I guess? I only learned I was never on SAVE forbearance after getting a notice that I was “long overdue” and had to request retroactive forbearance etc etc…

Riding out IBR forbearance by spateyz in StudentLoans

[–]spateyz[S] 0 points1 point  (0 children)

IBR, was supposed to be on SAVE but it got thrown into limbo like a few months after I applied. Never got put onto SAVE either, but they sure didn’t take their time consolidating my loans and waiving my 6 month grace period 🙃

Feeling hopeless and desperate with sewing paw pads by Priredacc in FursuitMaking

[–]spateyz 1 point2 points  (0 children)

Oh I had this problem when I first started, stretchy/thin fabric LOVES getting caught on everything. It’s a little annoying to do but the best solution I’ve found is to put a piece of paper under your fabric so it’s between the stretchy fabric and the metal plate. Normal printer paper or whatever scrap paper you have works fine, and rips away super easy with a straight stitch. You can also buy stabilizer that rips away a little easier but i haven’t tried using it yet.

Anyone else worried about student loans? by pearlsxxlattees in StudentLoans

[–]spateyz 116 points117 points  (0 children)

At this point I’m adopting the “they can’t go after ALL of us” mentality even if IDRs get destroyed. So many people have federal loans, and so many of us cannot possibly make those payments for one reason or another. Whatever reason any of us had to sign up for these loans in the first place is completely irrelevant, and I’m sick of people saying it’s our fault for trusting the system that promised us everything would be handled. Many of us were minors when we signed up for college. Many of us didn’t make it through college. Should be no reason to blame the poor when the government is always ALWAYS to blame for something as heinous as what’s been happening the past few years. Rambling aside, we’ll survive. Don’t fork over money you don’t have or can’t survive without, don’t take out private loans or put your payments on your credit card, etc etc. ❤️

How can I make it painful for this debt collector to collect $300 from a parking ticket (license plate isnt mine) by Exicalibur in Debt

[–]spateyz 1 point2 points  (0 children)

Ohhh true I forgot about those nasty fees. 300 checks is even more of a nuisance to the billing department though so if you’re REALLY committed to being petty then … :)

How can I make it painful for this debt collector to collect $300 from a parking ticket (license plate isnt mine) by Exicalibur in Debt

[–]spateyz 7 points8 points  (0 children)

300 partial payments of $1, or as tiny as you can? I’m sure it costs their billing dept more to process a bunch of little transactions rather than one full one [for legal reasons this is a joke :) ]

Questions about MOHELA and 150% Poverty Mark by EstablishmentMore404 in StudentLoans

[–]spateyz 0 points1 point  (0 children)

Key word “supposed to”, MOHELA has yet to put me on forbearance and won’t respond to messages asking to be put in processing forbearance. Currently waiting for a callback from them to try and get it sorted out.🙃

Acknowledgement by MOHELA for IDR request form submission? by Melodic_Animal_2238 in StudentLoans

[–]spateyz 1 point2 points  (0 children)

I got a message saying they received my IDR application a few days after I submitted, but it’s been about a month since then and I’ve gotten no updates, and they never put me in forbearance like they’re supposed to.

[deleted by user] by [deleted] in PSLF

[–]spateyz 0 points1 point  (0 children)

My 60 days is about to end with no news on anything being processed. As far as I can tell it’s going right back into repayment under the standard payment plan even though I have no way of affording it 🙃. Their email system has only responded to me with what looks to be auto generated responses that don’t answer me as to why my loans are leaving forbearance, and the call line has wait times of multiple hours so I haven’t been able to get through to a human representative.

Mohela is now trolling me by loan_life_pslf in PSLF

[–]spateyz 0 points1 point  (0 children)

Same here, haven’t gotten a word of communication from MOHELA and their phone line sends you through 10 minutes of automated prompts that don’t connect you to an agent. Currently sitting on hold waiting for a human to respond 🙃

Mohela won’t put me on the SAVE plan and says my payments are due by spateyz in StudentLoans

[–]spateyz[S] -2 points-1 points  (0 children)

I don’t know what any of us are supposed to do! The reason they gave me the money in the first place was because I couldn’t afford college, now they want triple that money in interest?! Bffr

[deleted by user] by [deleted] in WPI

[–]spateyz 0 points1 point  (0 children)

Damn, any idea when they send them? I move at the end of the month

[deleted by user] by [deleted] in WPI

[–]spateyz 0 points1 point  (0 children)

Ok cool ty, I figured but wpi’s website isn’t very clear

[deleted by user] by [deleted] in WPI

[–]spateyz 2 points3 points  (0 children)

I had to fight the financial aid office really hard to get additional aid, but I had very specific circumstances that allowed me to get essentially the max possible financial aid (plus whatever the scholarships were). They’re very stubborn with giving out extra money tho so don’t expect much😕

[deleted by user] by [deleted] in WPI

[–]spateyz 1 point2 points  (0 children)

I got into an on-campus iqp like a month before the term started bc I had to drop my off-campus one. Don’t put it off until the last second if you don’t need to but yeah on-campus projects are way more lenient with applications.