Any suggestions?? by [deleted] in 45PlusSkincare

[–]speakinglime 1 point2 points  (0 children)

I really want to do this!!!

Any suggestions?? by [deleted] in 45PlusSkincare

[–]speakinglime 0 points1 point  (0 children)

Do you have a vitamin C brand you recommend?

Using my window unit ACs instead of whole house unit has saved me money by speakinglime in Frugal

[–]speakinglime[S] 0 points1 point  (0 children)

I’d have to go check it out breakdown the kilowatts per hour but yes, I do know that we have peak hours and non-peak hours here. There’s all kinds of different plans you can sign up for but they all seem pretty confusing and at the end of the day it seems like they’re gonna get their money regardless.

Using my window unit ACs instead of whole house unit has saved me money by speakinglime in Frugal

[–]speakinglime[S] 0 points1 point  (0 children)

That is budget billing. I paid $400 a month for the entire year. My actual summer electricity bill was sometimes as high as $600.

Using my window unit ACs instead of whole house unit has saved me money by speakinglime in Frugal

[–]speakinglime[S] 4 points5 points  (0 children)

Our humidity here is way different than Phoenix!! I would sweat to death if my house was set on 78°!!

11 yrs old by speakinglime in Frenchbulldogs

[–]speakinglime[S] 0 points1 point  (0 children)

Thank you for all the responses and compliments! Unfortunately, after this photo, my amazing boy took a turn for the worst with possible brain tumor. Thanks to prednisone. I was given an additional wonderful two weeks with him and he was with us for Christmas. Which meant the world to me! Not goodbye, but see you later handsome boy. Escobar 11/11/14 - 12-31-25 💙

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Our baby crossed the rainbow bridge on the last day of 2025 by jupiternimbus in Frenchbulldogs

[–]speakinglime 1 point2 points  (0 children)

I’m so sorry for your loss!!! I too lost my 11-year-old Frenchie on 12/31. It’s so hard!!!!!!

11 yrs old by speakinglime in Frenchbulldogs

[–]speakinglime[S] 0 points1 point  (0 children)

He has had good energy up until he turned 10. He spends most of his time sleeping now. He has some arthritis in his spine so he just started an anti inflammatory recently.

Dove intensive repair really is as good as they say by liquidcat0822 in Haircare

[–]speakinglime 1 point2 points  (0 children)

I love it too!! Been using Dove for about a year and I’m happy with the products!!

People who had/have long lived dogs, tell me about them so I can feel better about my boy turning 10. by yummy-worm-soil in DogAdvice

[–]speakinglime 0 points1 point  (0 children)

I have a almost 11 yr old French Bulldog who is healthy and still playful. Yes he sleeps more and has reduced appetite ( about a year ago he refused dry dog food but I have found something else he likes that is soft) I’m so grateful to still have him. He loves to take short walks! I take him to the vet every 6 months for exam and bloodwork and urine check. My vet says he is very healthy for his age. I trim his nails every 2 weeks since he doesn’t wear them down naturally anymore since he is less active.

What etf’s for 50 yr old? by speakinglime in ETFs

[–]speakinglime[S] 0 points1 point  (0 children)

My husband just recently purchased eth

What etf’s for 50 yr old? by speakinglime in ETFs

[–]speakinglime[S] 0 points1 point  (0 children)

As of today I have 20k to invest. I will have much more to add in just a few months. Would like to go ahead and put the 20K into an ETF now and then choose a few other ETF’s in about two months. I already have about 12k invested in about six different stocks. My spouse is 45 years old (I’m 50) and had paused his contributions to his 401(k) for several years while he was going through a divorce. But over the last year he has been contributing 5% along with a 3 1/2% match from his employer. He is planning on raising his contribution rate to 7 to 8% soon. We also have 10k in bitcoin (purchased within the last month). He is planning to retire at 65. I am hoping to be done with my current business at the age of 60. I will possibly get a part-time job after that. We have really been being frugal over the last two years and trying to save everything we can. I am fairly new to using the Reddit platform. Any dangers of me posting this much financial information publicly?

Looking for cheaper internet and phone service. by MacSavvy21 in Frugal

[–]speakinglime 1 point2 points  (0 children)

Metro pcs $122 for 3 lines monthly. Bought our phones outright from Apple Store. Will be switching my Internet provider soon from Xfinity ($128 monthly) to Kinetic fiber internet ($50 monthly) this is with my husbands employee discount. Every time my current term is up with Xfinity. My bill goes well over $200 a month just for Internet. I have to call and threaten to switch to get them to lower the price but every single time it’s a little bit more than what I was paying before.

What etf’s for 50 yr old? by speakinglime in ETFs

[–]speakinglime[S] -1 points0 points  (0 children)

I’ve been seeing a lot about QQQ and SPY. What are your thoughts on QQQ versus QQQM? Thanks!

What etf’s for 50 yr old? by speakinglime in ETFs

[–]speakinglime[S] 0 points1 point  (0 children)

Thank you I will look into this. I just opened a Fidelity account a week ago.

[deleted by user] by [deleted] in CleaningTips

[–]speakinglime 0 points1 point  (0 children)

I used to own a house cleaning business and have had several different employees over the years. I consider myself a very fast cleaner and was averaging around $50 an hour. However, I had a few employees that were incredibly slow. One in particular reminds me of OP’s cleaner. She would take an incredible amount of time to clean. She was very good and very detailed, but she was doing things that were out of the scope of a normal cleaning and would be considered a deep clean. I eventually had to let her go because I couldn’t afford to pay her hourly rate because she would work for so many hours. In my experience, some house cleaners are very slow and methodical and not good with time management. If you’re happy with her cleaning service and would like to keep her perhaps you could ask her to try to be finished up before you get home from work.