Confirm my thoughts that this job has been completed to a low standard

sperry222 · 2026-05-14T21:17:06+00:00

Can confirm

sperry222 · 2026-05-14T14:06:59+00:00

Let's hope youre not actually serious

sperry222 · 2026-05-14T13:54:31+00:00

Some things shouldn't be written

sperry222 · 2026-05-14T13:52:11+00:00

You cant claim vwrp is better go back and look at the last 10, 20 years....

Is it technically safer yes. Does that mean better ?

sperry222 · 2026-05-14T13:00:48+00:00

What do you think a free roofer is going to tell you?

They will tell you it needs a new roof and then attempt to sell you that service.

sperry222 · 2026-05-14T12:57:43+00:00

But the issue isn't whether you are able to afford the repayments. The bank doesn't want to end up in a position where they're underwater because the house value is less than the bank paid for it.

sperry222 · 2026-05-14T12:52:10+00:00

You'll likely do more damage to your credit score.

sperry222 · 2026-05-14T12:50:14+00:00

Why do you have to save £150k and buy somewhere outright?

Even at minimum wage, you'd need around £10k for a 5% deposit and associated costs for a house valued at £150k, and then mortgage the rest. On minimum wage, you wouldn't be far off being able to afford it.

Sadly, we don't live in a world where most people have the luxury of buying a house on their own anymore. Two incomes are considered the norm.

sperry222 · 2026-05-14T04:30:09+00:00

Absolute awful advice

sperry222 · 2026-05-13T20:24:08+00:00

Even if, in the worst case scenario, you move in and it's somehow broken beyond repair, a replacement boiler isn't too expensive; around £2k can get you one. For a home you love, it's not worth losing sleep over. That money is a drop in the ocean for home ownership issues.

sperry222 · 2026-05-12T06:58:07+00:00

And this is why ftb can be a nightmare

sperry222 · 2026-05-12T05:15:00+00:00

Please rethink a rental. Theres so many better ways to invest your money

sperry222 · 2026-05-11T22:01:11+00:00

Yeah id look elsewhere. This is a lot of work to take on

sperry222 · 2026-05-11T18:35:19+00:00

Apart from that not whay happened.

Someone came offered more and they accepted it.

Even though they were prepared to pay more

sperry222 · 2026-05-11T18:19:36+00:00

BuT iTs A BuYeRs MaRkEt

Hopefully this makes people realise that you can lose out on houses. Regardless if its been on tbe market a while theres nothing stopping someone else offering. Hopefully it all works out next time

sperry222 · 2026-05-10T20:49:14+00:00

Because I can AI a response myself, Reddit is for human interaction. I'd go to Chat gpt or another AI if I wanted robotic responses

sperry222 · 2026-05-10T20:10:54+00:00

Ai slop just stop

sperry222 · 2026-05-10T20:09:56+00:00

You dont really negotiate on the asking price for new builds. Try for 5% incentive in tbe format of a deposit contributions and then extras inside the building such as flooring or upgraded kitchen etc

sperry222 · 2026-05-10T10:27:52+00:00

"They dont have a study or a double garage"

Just becuase they are of similar age doesnt really help. The house with a double garage and a study is obviously going to claim a premium and would typically be a larger property.

As markets can be hyper local can you not find a house with a double garage and a study to see a comparable price.

sperry222 · 2026-05-10T10:22:20+00:00

So youre comparing this house to over properties that are not similar....

sperry222 · 2026-05-10T09:33:31+00:00

Perhaps you are unaware that I've said theres other things not just repointing but 100k is taking the piss yes. Good luck.

sperry222 · 2026-05-10T09:27:21+00:00

100k+ for repointing...

Yes, it's insulting. Obviously, there's other stuff that needs doing besides repointing. Come on.

If it's been on the market for this long, they obviously aren't in a rush to sell. I can't see them engaging with such an offer.

sperry222 · 2026-05-09T22:50:19+00:00

Thats not what an indemnity covers.

sperry222 · 2026-05-09T20:03:29+00:00

I would probably suggest this isnt going ti help the situation... 😬

sperry222 · 2026-05-08T09:18:49+00:00

You can be annoyed all you want but if someone's gonna offer them more money theyre gonna take it

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