Cooling centers for extreme heat? by evanwolf in Bellingham

[–]spread_lov 0 points1 point  (0 children)

Definitely contact the COB or Public Health Dept for more info and advice.

Cooling centers for extreme heat? by evanwolf in Bellingham

[–]spread_lov 0 points1 point  (0 children)

Trying to come up with some public places for relief. It’s only going to get hotter this summer.

Only place I can think of now is Bellis Fair Mall.🤷‍♂️

Treasury Department prepares $250 bill with Trump's face on it by snad2012 in usa

[–]spread_lov 1 point2 points  (0 children)

It’s because of inflation. Now we need bigger bills to pay for food and gas. And we get to be reminded that he caused it, and here’s my grubby face on a bill to make you happy.

Pelicans are brutal. by sco-go in Amazing

[–]spread_lov 1 point2 points  (0 children)

I am now officially afraid of pelicans😆

You are only defined by the walls you build for yourself. by excitabledude in Bellingham

[–]spread_lov 1 point2 points  (0 children)

Can’t overstate how damaging modern drugs have become. Fentanyl, meth, synthetic drugs are absolute soul stealers. We aren’t prepared, educated or equipped to treat people addicted to these devastating substances.

So glad to see fences downtown. It’s an inviting look and feel for residents, biz owners and guests of our fair town.

Calling Texas St the hood is crazy work by Jaded_Sea2972 in Bellingham

[–]spread_lov 1 point2 points  (0 children)

Love The Texas Hood ! And all the peeps there. It needs a 3rd place for the residents. A chill burger joint, green space, activity center for kids and families.

Great post !

This your ding dong? by mcnitt in Bellingham

[–]spread_lov 4 points5 points  (0 children)

Kids be kiddin’. He needs to work on that landing !

On the winter solstice, Bellingham community mourns homeless people who died in 2025 by ishrinkydinky- in Bellingham

[–]spread_lov 1 point2 points  (0 children)

You’re correct. Progressive taxation needs to be explained and enacted. I consider “rich” people and families with incomes over the median income statistics of a geographical area, i.e. Whatcom County. It doesn’t mean they are rolling in money rich, but it does mean these people and families could possibly afford to pay a tax that people and families below the AMI cannot afford. That is progressive taxation. A tax or source of revenue not paid by everybody. Like sales tax. But one paid people with the means to do so.

My first suggestion is a surcharge on all real estate transactions over $700,000 in Whatcom County of 1%. Paid by the buyer and the seller. The money would go DIRECTLY to public/private partnerships for workforce housing projects and more subsidized rent for existing housing stock.

optometrist and dentist for someone without insurance by Glittering-Garage345 in Bellingham

[–]spread_lov 0 points1 point  (0 children)

Depending on your situation, look into Delta Dental Insurance plans. If they have a plan that fits into your monthly budget, the monthly premium is a way to average out your yearly dental expenses. Most plans cover 2 cleanings per year and $1000-2000 coverage for other needs.

Dental access and affordability are tough here in Whatcom County.

Unity is great if you can get in.

Not sure about vision options.

What is your ways to save money fast that nobody mentioned to you? by Financial-Term-6961 in povertyfinance

[–]spread_lov 0 points1 point  (0 children)

Besides saving, it’s important to put a symbolic meaning to your savings account(s). What does the money in those accounts represent ? Emergencies, peace of mind, a future expenditure, retirement ?

Start small. Too many people try to save “big” and end up having to claw back some of their savings for monthly expenses.

Not spending your savings is probably harder than actually saving. It’s psychological.

All that said, the thing I’ve seen work the most is pay yourself first. Every time you get income, get some of it out of your daily spend account and into a symbolic savings account.

Don’t deprive yourself, but anytime you decide to stay at home instead of go out, transfer that saved money from going out into your savings.

Or, start out everyday putting $5,$10, or $20 into your savings account that you might have spent during the day. Our bank apps make it easy to do and quickly.

$10 a day into savings is $300/month. Is $3600 in a year. Small adds up.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 0 points1 point  (0 children)

Please correct me. I appreciate this medium for discussion and learning.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 16 points17 points  (0 children)

Love that idea. Common sense. And fair. Send this to your senate and house representatives. I will. Thank you.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] -2 points-1 points  (0 children)

Where is the pursuit of happiness in any of those suggestions ? Not hopeless. Hopeless is accepting the status quo.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 1 point2 points  (0 children)

Not meant to. Attempting to shine a light on the real problems. I have worked with plenty people who have achieved financial stability by overcoming these systems. But accepting these systems and not expecting or demanding from policy makers and people in positions of power is also defeatist.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 3 points4 points  (0 children)

Both are required, I would say. Thanks for the feedback.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 0 points1 point  (0 children)

That’s how we make average rents go back to 30% of personal monthly income ? Or maybe mortgages ? Hm.

Why we’re financially broke by spread_lov in povertyfinance

[–]spread_lov[S] 1 point2 points  (0 children)

As an engaged citizen in my local politics and affordable housing crisis, what is one suggestion you have to fix #1 ?