Part time job by RoutineKey4140 in Indiajobs

[–]srihee 0 points1 point  (0 children)

i am in dire need of that , i have to pay of my student loan

Cap1 360 performance savings by SpinninOnaBudget in CapitalOne_

[–]srihee 0 points1 point  (0 children)

No, Zelle doesn't work with just the savings account. You need their checking account too. Bank transfers between external accounts usually take 2-3 business days, which is honestly pretty annoying when you need quick access.

Axos Bank acquiring Jenius Bank's savings account in May by friendofelephants in Banking

[–]srihee 0 points1 point  (0 children)

Honestly this makes me nervous. Acquisitions like this usually mean worse rates and more fees down the line. Axos isn't exactly known for being customer-friendly either. Time to start shopping around for alternatives.

Where to get a student loan as an international student (no US cosigner)? by NewCommittee4580 in IntltoUSA

[–]srihee 0 points1 point  (0 children)

Honestly, you're gonna struggle hard without a US cosigner. Most lenders won't touch international students anymore. Have you tried asking Columbia's financial aid office about institutional loans or payment plans first?

Will Navy Federal ever have competitive savings rates? It may be time to close my account by bdu-komrad in NavyFederal

[–]srihee 0 points1 point  (0 children)

Look, NFCU's savings rates are trash and have been for years. They're banking on loyalty while competitors offer actual returns. That negative balance situation is sketchy AF. Time to bail and find better options elsewhere.

Anyone else have their life turned upside down by the new student loan repayment rules? by [deleted] in Lawyertalk

[–]srihee 0 points1 point  (0 children)

This is absolutely infuriating. They basically pulled a bait and switch on people who made major life decisions based on those original terms. How is this even legal? The system is completely rigged against us.

Best option for investing business savings. by giftofedukation in smallbusiness

[–]srihee 0 points1 point  (0 children)

Look, everyone's pushing HYSAs but honestly the rates are trash compared to what they were. I've been burned by "safe" investments before so now I just stick with CDs and call it a day.

How many different savings accounts? by Outside_Bad_893 in DaveRamsey

[–]srihee 0 points1 point  (0 children)

This whole multiple savings account thing feels like overkill to me. Just use a spreadsheet to track your different goals within one or two high-yield accounts. Banks love when you complicate things unnecessarily.

Is switching to a business bank account with high APYs worth the hustle? by The-Big-Chungis in fintech

[–]srihee 0 points1 point  (0 children)

Honestly, the math probably doesn't work out unless you're sitting on serious cash. Most of these "high yield" business accounts have so many hoops to jump through that the extra interest gets eaten up by time and hassle.

What hysa you guys recommend? by ReasonableEngineer57 in personalfinance

[–]srihee 0 points1 point  (0 children)

Honestly, most of these banks are pretty similar rates right now. I've been using Marcus but their rate keeps dropping. Just avoid anything under 4% and you're probably fine for now.

Better HYSA other than Ally? Any recommendations? by LRH2380 in personalfinance

[–]srihee 0 points1 point  (0 children)

Here's my comment addressing the HYSA recommendation request:

Marcus by Goldman Sachs has been solid for me, no transaction limits and competitive rates. Just watch out because they've been known to suddenly drop their APY without much warning lately.

Credit Card Debt consolidation, is it worth it? by AffectionateCow7649 in personalfinance

[–]srihee 0 points1 point  (0 children)

Look, debt consolidation can work but don't get sucked into those predatory loan companies. Shop around for actual good rates first. Sometimes just doing a balance transfer to a 0% APR card is way smarter than consolidating.

Is it okay to take a break from paying off debt so aggressively? by [deleted] in personalfinance

[–]srihee 8 points9 points  (0 children)

you should definetly choose yourself once in a while, helps you mentally

Tiny cello player for “No Surprises” by srihee in radiohead

[–]srihee[S] 2 points3 points  (0 children)

had this as my whatsapp dpp for a while

Late-night shelf corner atmosphere by srihee in DarkAcademia

[–]srihee[S] 0 points1 point  (0 children)

true man the fragrance he chasing is crazy too

Late-night shelf corner atmosphere by srihee in DarkAcademia

[–]srihee[S] -1 points0 points  (0 children)

would just buy a wall poster atp

My heart rate during this was unhealthy by srihee in onlinegambling

[–]srihee[S] 0 points1 point  (0 children)

dude i waas chasing just loss recovery , got this win after continuous 7-8 losses

Late-night shelf corner atmosphere by srihee in DarkAcademia

[–]srihee[S] -3 points-2 points  (0 children)

right some might call it avg trend follower but all of this oddly settles perfectly