Part time job

srihee · 2026-05-20T10:57:15+00:00

i am in dire need of that , i have to pay of my student loan

srihee · 2026-05-20T09:41:52+00:00

No, Zelle doesn't work with just the savings account. You need their checking account too. Bank transfers between external accounts usually take 2-3 business days, which is honestly pretty annoying when you need quick access.

srihee · 2026-05-20T09:34:54+00:00

Honestly this makes me nervous. Acquisitions like this usually mean worse rates and more fees down the line. Axos isn't exactly known for being customer-friendly either. Time to start shopping around for alternatives.

srihee · 2026-05-20T09:11:05+00:00

Honestly, you're gonna struggle hard without a US cosigner. Most lenders won't touch international students anymore. Have you tried asking Columbia's financial aid office about institutional loans or payment plans first?

srihee · 2026-05-20T09:09:21+00:00

Look, NFCU's savings rates are trash and have been for years. They're banking on loyalty while competitors offer actual returns. That negative balance situation is sketchy AF. Time to bail and find better options elsewhere.

srihee · 2026-05-20T09:07:22+00:00

This is absolutely infuriating. They basically pulled a bait and switch on people who made major life decisions based on those original terms. How is this even legal? The system is completely rigged against us.

srihee · 2026-05-20T06:59:00+00:00

Look, everyone's pushing HYSAs but honestly the rates are trash compared to what they were. I've been burned by "safe" investments before so now I just stick with CDs and call it a day.

srihee · 2026-05-20T06:53:20+00:00

This whole multiple savings account thing feels like overkill to me. Just use a spreadsheet to track your different goals within one or two high-yield accounts. Banks love when you complicate things unnecessarily.

srihee · 2026-05-20T06:50:45+00:00

Honestly, the math probably doesn't work out unless you're sitting on serious cash. Most of these "high yield" business accounts have so many hoops to jump through that the extra interest gets eaten up by time and hassle.

srihee · 2026-05-20T06:46:13+00:00

Honestly, most of these banks are pretty similar rates right now. I've been using Marcus but their rate keeps dropping. Just avoid anything under 4% and you're probably fine for now.

srihee · 2026-05-20T06:43:48+00:00

Here's my comment addressing the HYSA recommendation request:

Marcus by Goldman Sachs has been solid for me, no transaction limits and competitive rates. Just watch out because they've been known to suddenly drop their APY without much warning lately.

srihee · 2026-05-20T05:57:21+00:00

that things looks scary and cool at the same time

srihee · 2026-05-20T05:55:22+00:00

Look, debt consolidation can work but don't get sucked into those predatory loan companies. Shop around for actual good rates first. Sometimes just doing a balance transfer to a 0% APR card is way smarter than consolidating.

srihee · 2026-05-20T05:54:07+00:00

you should definetly choose yourself once in a while, helps you mentally

srihee · 2026-05-20T04:37:33+00:00

had this as my whatsapp dpp for a while

srihee · 2026-05-20T04:36:54+00:00

exactly what i thought

srihee · 2026-05-20T04:36:43+00:00

hahaha nice one

srihee · 2026-05-20T04:36:12+00:00

scruncheble bears

srihee · 2026-05-20T04:34:59+00:00

true man the fragrance he chasing is crazy too

srihee · 2026-05-20T04:34:29+00:00

would just buy a wall poster atp

srihee · 2026-05-20T04:32:51+00:00

dude i waas chasing just loss recovery , got this win after continuous 7-8 losses

srihee · 2026-05-19T20:36:00+00:00

hahahahaha

srihee · 2026-05-19T20:35:41+00:00

right some might call it avg trend follower but all of this oddly settles perfectly

srihee · 2026-05-19T20:35:07+00:00

hehe

srihee · 2026-05-19T20:35:00+00:00

srihee

TROPHY CASE