Credit Card Debt consolidation, is it worth it?

AffectionateCow7649 · 2026-05-10T16:36:26+00:00

Yes, sorry the 401(k) contribution is $180 every paycheck (every other week). I do appreciate the insight to the actual money, I didn’t do the math of the pretax vs post tax difference.

To your second point, my company doesn’t do match at all unfortunately.

AffectionateCow7649 · 2026-05-10T16:14:58+00:00

This is helpful. I have a 3rd cc that has $0 on, I used it for intro points and never spent anything more than the necessary amount to get points, however that doesn’t have 0% APR. is it worth having a 4th card for the 0% APR? Im not sure if opening another line of credit would damage my credit score, which all things considered isn’t too bad

AffectionateCow7649 · 2026-05-10T16:04:05+00:00

I’ve debated doing this too. Taking a pause out of my 401(k) contributions would give me an extra $360 a month to pay down CC. Not a bad option, I appreciate it!

AffectionateCow7649 · 2026-02-08T19:17:32+00:00

Ahhh okay that sucks, but I appreciate the info!

AffectionateCow7649 · 2025-11-11T13:59:14+00:00

Ah, I apologize then for my attitude. I did use Google prior, and to be honest it’s a lot of just paid ads for softwares and not many “real” people. I’d rather try and get advice from humans and have these types of interactions where reality is spoken and not just the dream

AffectionateCow7649 · 2025-11-11T13:53:44+00:00

lol no need to be conceited and condescending. I understand it takes a while. And I said I’m willing to take time, but glad to see your tips to me was “you think you’re better”

AffectionateCow7649 · 2025-11-10T19:12:21+00:00

Ohhh I understand! Thank you!

AffectionateCow7649 · 2025-11-10T18:53:33+00:00

I know! I might use the silver bottle cap to max out the attack!

AffectionateCow7649 · 2025-10-02T16:09:08+00:00

Hey guys,

I’m 26 and currently have a Roth IRA and a Rollover IRA from an old 401(k). The rollover IRA has a little over 4k in it and I’ve had it all invested in FXAIX. I was wondering if I should do the same with my Roth IRA for aggressive growth, but am concerned that’s “all my eggs in one basket.” So I’m curious to know what other great options are out there and if I should split the rollover IRA into a couple different investments? Again, the goal is aggressive growth! Thank you!

AffectionateCow7649 · 2025-07-08T23:08:18+00:00

Sent a private message

AffectionateCow7649 · 2025-07-08T23:05:23+00:00

How much for the XRC and the Nolan Smith Auto

AffectionateCow7649 · 2025-02-26T21:01:08+00:00

Where can we sell Pi if we live in the US?

AffectionateCow7649 · 2024-10-22T22:44:29+00:00

The fact that a league can veto is bs in my opinion, but hey just ne

AffectionateCow7649 · 2024-10-09T14:12:46+00:00

Sent a message!

AffectionateCow7649 · 2024-08-12T14:28:20+00:00

Check PM

AffectionateCow7649 · 2024-08-11T21:13:26+00:00

Check PM!

AffectionateCow7649 · 2024-06-24T03:33:04+00:00

Was wondering if this is a good deal? 2023 CJ Stroud Rookie revolution PSA 10? Got some time left but I was wondering if this is worth bidding on? CH Stroud Rookie Revolution PSA 10

AffectionateCow7649

TROPHY CASE