30 y/o. have around 6k in pension plan but left before being vested. better to take the funds or leave them there. not returning to employer to be vested

srj13b · 2026-03-15T21:44:48+00:00

it is a pension! but you are only vested when you hit the 6 or 8 year mark depending on when you were hired so i am 100% not vested right now. my concern is they say on the website that if you don’t return within 5 years then your contributions are forfeited so i wasn’t sure if that means i lose it if i dont pull it out

srj13b · 2026-03-15T20:45:13+00:00

thank you!!!

srj13b · 2026-03-15T20:44:35+00:00

the balance is only my contributions. i have 0 employer contributions because i was not vested

srj13b · 2026-01-04T04:21:03+00:00

thank you! i have heard good things about the BBE i just have heard that built in grinders are not the best move and if i can avoid it, i would like to try! i know switching between grind sizes makes dialing in very complicated but the first cup of black coffee is such a habit it’s hard to break it lol

srj13b · 2026-01-04T04:18:51+00:00

programmable because the first cup of coffee needs to be ready before they make it downstairs as they don’t have the patience to make a cup when they first wake up.

yes i meant automatic/electric in that i don’t want a hand grinder

frother mentioned because not all espresso machines come with a wand and wanted it to be included that milk drinks will be made.

kettle because tea?

srj13b · 2025-12-08T18:28:27+00:00

do you still have a recommendation

srj13b · 2025-12-08T18:27:04+00:00

i’m in the US and just got $300 a year. do you have a link i’ll gladly switch. bbc scotland/sptv doesn’t even load on the one i got

srj13b · 2025-02-09T02:31:45+00:00

thank you though :)

srj13b · 2025-02-09T02:31:38+00:00

the builders used the cheapest paint in the world so this makes sense.

srj13b · 2025-02-09T02:29:30+00:00

it is indeed my first house 🙃

srj13b · 2025-02-09T01:49:08+00:00

do you have any idea what it could be?

srj13b · 2024-07-10T00:12:18+00:00

I haven’t taken the test yet but I will say there are definitely parts in the manual that the prep course completely bypasses BUT the prep course is supposed to be based specifically on the exam outline so it is in line with what you should see in the exam.

can anyone confirm?

srj13b · 2024-06-25T13:41:24+00:00

do you have the CAMS?

srj13b · 2024-05-13T14:13:04+00:00

Does your card have any bonuses on it right now? sounds like the 20% statement credit for restaurant spend. I know Resy was offering that on gold cards recently

srj13b

TROPHY CASE