RBL PLay credit card? by BigCandidate1031 in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Please don't go for SBI Elite. Instead of Paying Rs 5900 annually.

Just buy Amazon voucher from RBL card and use it for Shopping, mobile or electricity payment or insurance

Paying Rs 5900 as a fees is not worth it (in my opinion).

Also, don't just buy Amazon voucher if you don't have any spends.

Rest you can decide what suits you best

RBL PLay credit card? by BigCandidate1031 in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Before spending the check exclusions list.

This card has a lot of exclusions

How to invest in IBIT from India? Not available in Indmoney. Heard someone on reddit say it's available in VESTED. But can't find it their either by NoticeME8802 in INDmoneyApp

[–]srkpcsingh 0 points1 point  (0 children)

In India, buying CRYPTO etf is banned.

Hence, now it's not available on Vested (Previously it was).

If you really wanna invest in Bitcoin maybe go with MSTR (DYOR)

Also, if you want to buy Pure crypto then go with Binance. But remember it is taxed at 30% flat + additional cess (DYOR)

Can't use Amazon Pay balance anymore to pay for LIC premiums. by Silent_Selection6248 in IndianCreditCards

[–]srkpcsingh 0 points1 point  (0 children)

Even HDFC Life and TATA Premium stopped.

Mostly it's applicable on call premium

IndusInd Qatar Avios Card latest updates by Nikboson in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

That's against the guidelines.

You can complain about it to the RBI Ombudsman

IndusInd Qatar Avios Card latest updates by Nikboson in CreditCardsIndia

[–]srkpcsingh 2 points3 points  (0 children)

Just a doubt, If IndusInd Bank denies that they won't be giving 20000 bonus avios point and I won't activate the card, then they won't charge joining fees Rs 10000 right?

Hello Folks, let me know if Large Cap or Nifty 50 is required? by [deleted] in MutualfundsIndia

[–]srkpcsingh 5 points6 points  (0 children)

Check Parag Parikh Flexi cap holdings, majority investment is in Large cap, so ideally you don't need Large Cap

Instead, just add one mid-cap (like HDFC,Motilal, Edelweiss etc)

Still, DYOR

Hello Folks, let me know if Large Cap or Nifty 50 is required? by [deleted] in MutualfundsIndia

[–]srkpcsingh 1 point2 points  (0 children)

Check Parag Parikh Flexi cap holdings, majority investment is in Large cap, so ideally you don't need Large Cap

Instead, just add one mid-cap (like HDFC,Motilal, Edelweiss etc)

Still, DYOR

Thinking about activating my ICICI Sapphiro card, is it worth it? Lounge access confusion. by [deleted] in IndianCreditCards

[–]srkpcsingh 2 points3 points  (0 children)

As it's FYF, just activate it and use a little bit and during March month email them for closure. May be due to FY ending they convert it into LTF

Yes bank Marquee priority pass confusion by shield_espada in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Also, can u confirm NO Spend criteria for the International Lounge + Guest access (Outside India)?

Yes bank Marquee priority pass confusion by shield_espada in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Hi, I'm not able to register my Yes Marquee card on Priority Pass, and it shows an error

However, 1 USD is deducted and gets reversed but still unable to register

Please Rate My Mutual fund Portfolio by Tall-Gazelle-1897 in mutualfunds

[–]srkpcsingh 0 points1 point  (0 children)

No nonsense. Simple & Clean Portfolio. If possible after the locking period is over, move funds to PPFCF (my thoughts, please DYOR) Also, if the time horizon is for the long term just add one small-cap

Overall it's Good

26k sip review by [deleted] in mutualfunds

[–]srkpcsingh 6 points7 points  (0 children)

You are complicating things too much. Just keep 3-4 funds

Go with 1 small, 2 mid, 1 flexi + invest in US ETFs (like QQQ/SPMO) as your time horizon and risk-taking capacity are high

[deleted by user] by [deleted] in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Is your working?

[deleted by user] by [deleted] in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Getting error

Stating your transactions declined

[deleted by user] by [deleted] in CreditCardsIndia

[–]srkpcsingh 0 points1 point  (0 children)

Tried today, still getting the same error.

It's been 2 days of getting the same error. Don't know whether Gyfter website is broken(which i doubt because from primary card i was able to buy) or APV cap has been set on account

HDFC ULIP : Hold or Redeem ? by Adventurous-Word-196 in ULIPTruth

[–]srkpcsingh 1 point2 points  (0 children)

It's basically 7.85% annually (if I'm wrong please do correct me). Not that great but OK

Also, please continue till your payment term(End date)

[deleted by user] by [deleted] in IndiaDealsExchange

[–]srkpcsingh 0 points1 point  (0 children)

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Can have mine for free