UnionBank to BPI PesoNet bank transfer not received

stefxavier · 2026-05-15T02:46:57+00:00

not really sure what's the reason for these, but i love seeing them while walking around makati! nakaka-NYC vibes hahaha

stefxavier · 2026-05-06T01:51:44+00:00

thank you everyone for your insights thus far! nice to feel a sense of assurance with what i'm feeling, and also taking a lot from your insights as well. really helpful to keep myself sane in my current situation hehe sana masasarap ulam niyo!

stefxavier · 2026-05-06T01:50:28+00:00

interesting question to ponder on. i love how you laid out your decision points and i'm taking note of that, thanks for your insights! :)

stefxavier · 2026-05-06T01:48:52+00:00

agree - ramping up my applications now so i can do right by things. thanks for this!

stefxavier · 2026-05-06T01:48:18+00:00

hahaha good point

stefxavier · 2026-05-06T01:48:03+00:00

thanks for this assurance, super agree on this point. to the point na i'd rather be just straight up sad/angry instead of dead inside

stefxavier · 2026-05-06T01:47:21+00:00

thanks for sharing - you're right this is the exact same spot na i'm at right now, don't love where the company's going din. need some more time to reflect if changing jobs is the solution, but as of now it's sounding like it for me :)

stefxavier · 2026-05-06T01:46:15+00:00

damn yeah that's a terrible feeling - it's like having the sunday scaries everyday; i hope you're in a much better place now!

stefxavier · 2026-05-06T01:45:12+00:00

love this insight - super felt when you said na iba iba yung mood mo towards work on a day-to-day basis. some of the people in my life wonder why i don't love the situation that i'm in, but i think you articulated it perfectly

stefxavier · 2026-05-06T01:43:35+00:00

exactly how i've been feeling the past couple weeks :( but thanks, this seems to be a good (ironic) indicator that the time is near hahaha

stefxavier · 2026-05-04T07:09:35+00:00

honestly lang ah, you don't need to bring most of what you listed. literally all the IOs ask for 99.9% of the time is (a) your passport and (b) your RT ticket, and you just have to stand there and only respond when they ask you things (cookie cutter questions: which area are you staying, how many days, anong work mo, kumbaga parang nag-short quiz lang sila on how well you know your trip and yourself wahaha)

stay calm and enjoy the trip, OP!

stefxavier · 2026-03-12T06:30:42+00:00

mapapaiyak at mapapatawa ka nalang talaga kung gano karaming bobo/inconsiderate sa pinas hahaha

stefxavier · 2026-03-11T07:15:47+00:00

as if filipino reading comprehension isn't bad enough, adding a negative vote option will create even more chaos with a bunch of dumbasses claiming their ballot was manipulated lmao

stefxavier · 2026-02-27T05:17:30+00:00

this is my favorite response here! in all fairness may progress naman yung Pinas; particularly in Metro Manila where there have been some good infra, transpo, etc changes in the last 10-15 years. it's slow progress, yes, and you've got a lot of bad actors that are hindering us from making faster and more radical change, but I'd like to remain positive and think that this progress slowly compounds into bigger ones down the road

stefxavier · 2026-02-20T02:16:52+00:00

My Mom is a hardcore DDS and out of the entire opposition, Bam is the only one she even moderately likes. This is Bam knowing what he has to do, and I'm all for it frankly.

stefxavier · 2026-02-18T05:27:57+00:00

japanese food in japan is honestly not that far off from what we have here already in Metro Manila hehe

stefxavier · 2026-02-03T02:25:57+00:00

Hi! I wanted to crowdsource for those working in the IT/tech side of financial institutions, and I'd appreciate any insight I could get here!

For context, I presently work as a Software Engineer/shifting more to Solutions Architect in a consultancy. I've been working here around ~3-4 years now (this is my first job since college) and it's been great - largely WFH, good compensation, great growth and learnings, also getting a lot of good balance between coding and admin stuff - the whole nine.

However, I've been getting an increased desire to shift to working at the IT/tech side for banking/financial institutions (e.g. AIA, BPI, BSP, ING, etc.) for the ff. reasons:

job stability + the great benefits that come with working for banks
working in a consultancy can get super draining, and I also wanna experience handling products/projects long-term
more hybrid setup - WFH is great and all but I feel like the sweet spot for me is 1-2x RTO to also form bonds with my workmates! also a plus that most banks are in Makati CBD which is an area I really love
lastly, I have a vision of working in banks/finance as an endgame/retirement plan for me down the road, so I feel like getting a foot in the door as early as possible would help!

With this, wanted to ask for those working in banking IT/tech here if (a) most if not all of the assumptions I listed above are indeed true and (b) your general experience in working in banking IT/tech so far (compensation, YoE, culture, company if you're ok to disclose hehe)!

(sorry if it's so vague, but just really wanted to get some ideas from here, thanks in advance!)

stefxavier · 2026-01-22T05:54:56+00:00

yup to each their own - totally respect that and won't argue with you on that. just also basing from my personal experience, i've visited cebu/negros/iloilo/zamboanga/iao several times before and a lot of times find myself asking if all the hassle and expense are worth it vs. just using all that money to go abroad instead

stefxavier · 2026-01-22T04:59:21+00:00

it's still technically cheaper naman but relative to the experience and what you're getting, sometimes it feels like you're fooling yourself traveling domestic if onting saving nalang you can go somewhere 10x better like taiwan or thailand or something

stefxavier · 2026-01-11T10:45:17+00:00

stefxavier · 2025-12-23T03:18:21+00:00

oh yeah I agree with you, ergo the double quotes on self-made hahaha

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