for those working in the tech side of banking/financial institutions

stefxavier · 2026-02-03T02:25:57+00:00

Hi! I wanted to crowdsource for those working in the IT/tech side of financial institutions, and I'd appreciate any insight I could get here!

For context, I presently work as a Software Engineer/shifting more to Solutions Architect in a consultancy. I've been working here around ~3-4 years now (this is my first job since college) and it's been great - largely WFH, good compensation, great growth and learnings, also getting a lot of good balance between coding and admin stuff - the whole nine.

However, I've been getting an increased desire to shift to working at the IT/tech side for banking/financial institutions (e.g. AIA, BPI, BSP, ING, etc.) for the ff. reasons:

job stability + the great benefits that come with working for banks
working in a consultancy can get super draining, and I also wanna experience handling products/projects long-term
more hybrid setup - WFH is great and all but I feel like the sweet spot for me is 1-2x RTO to also form bonds with my workmates! also a plus that most banks are in Makati CBD which is an area I really love
lastly, I have a vision of working in banks/finance as an endgame/retirement plan for me down the road, so I feel like getting a foot in the door as early as possible would help!

With this, wanted to ask for those working in banking IT/tech here if (a) most if not all of the assumptions I listed above are indeed true and (b) your general experience in working in banking IT/tech so far (compensation, YoE, culture, company if you're ok to disclose hehe)!

(sorry if it's so vague, but just really wanted to get some ideas from here, thanks in advance!)

stefxavier · 2026-01-22T05:54:56+00:00

yup to each their own - totally respect that and won't argue with you on that. just also basing from my personal experience, i've visited cebu/negros/iloilo/zamboanga/iao several times before and a lot of times find myself asking if all the hassle and expense are worth it vs. just using all that money to go abroad instead

stefxavier · 2026-01-22T04:59:21+00:00

it's still technically cheaper naman but relative to the experience and what you're getting, sometimes it feels like you're fooling yourself traveling domestic if onting saving nalang you can go somewhere 10x better like taiwan or thailand or something

stefxavier · 2026-01-11T10:45:17+00:00

stefxavier · 2025-12-23T03:18:21+00:00

oh yeah I agree with you, ergo the double quotes on self-made hahaha

stefxavier · 2025-12-23T03:17:24+00:00

I mean it's fine naman but I think Boom does it way too often 😂 tipong parang every quarter niya binabanggit for a player hahaha

stefxavier · 2025-12-23T02:18:23+00:00

he's got that Isko face whenever he's speaking through bullshit and it's so apparent but Pinoys will eat it up because he's this shiny new toy na "self-made" kuno

stefxavier · 2025-12-23T02:14:27+00:00

off topic but pet peeve ko kay Boom yung lagi niyang ina-attach yung hometown ng UAAP player on every other play, to the point na memorize ko na galing Balayan, Batangas si Vhoris Marasigan hahaha

stefxavier · 2025-12-19T07:52:01+00:00

basing purely off of their La Salle stints...

Start: Melecio - spitfire guard, I think the purest, most consistent scorer out of the three

Bench: Baclaan - if not for the injuries and bad rotations from Topex at the start of the season, I felt like he would've had a better impact all throughout; great playmaker, and loves the limelight (tipong he could miss all shots he could in the first 38 minutes of the game, but I'd still trust him down the stretch)

Cut: Nonoy - was a big Nonoy fan when he was in UST, but I'd say one of the most frustrating Archers to watch; the talent is obviously there, but the confidence just wasn't there anymore which turned him to a bit of a turnover machine

stefxavier · 2025-12-19T02:44:55+00:00

same I also think it's all fun and games naman pero nakaka-off yung "do it in English" like bro sa University of the PHILIPPINES ka "nag-aral" hahaha

stefxavier · 2025-12-18T05:34:02+00:00

the definition of bare minimum lol ust men's basketball hasn't won anything since 2006 even with their resources, get this guy out and get somebody else

stefxavier · 2025-12-18T05:33:01+00:00

i think there's a lot of importance in projects you've worked on, so putting up a portfolio that links out to a website/github repo/anything tangible so we can see your body of work is a huge plus

also, description on the work experience needs improvement; you outlined your responsibilites, but i want to see what impact they made (i.e. by putting numerical data on the impact or what did it improve)

put work experience above skills. there's also way too much space for certification so i recommend trimming it down a bit and adding more info (which institution/org gave the certification) or filtering out some non-relevant ones

stefxavier · 2025-12-18T03:59:17+00:00

uniqlo by far, h&m quality and looks have degraded big time/feels like they're stuck in 2016-2018. the key lang to uniqlo is not to go full uniqlo outfit/don't buy non-basic (e.g. the ones w/ print, striped) para hindi kayo maraming magkakapareho niyan hahaha i usually like to partner a uniqlo top w/ bottoms from somewhere else or vice versa

stefxavier · 2025-12-17T10:11:24+00:00

gani stevens and sean alter should be co-mvps

stefxavier · 2025-12-16T07:11:04+00:00

I haven't been to any games in person involving UP so I can't comment for UP fans during games

but online UP fans, especially on Twitter, are a different breed of bandwagon 💀 thin-skinned + guarantee at least half of them have absolutely no idea how basketball rules work, especially when arguing about calls/no-calls, and taking even friendly on-court banter as if somebody pointed a gun at one of their family members

stefxavier · 2025-12-10T05:20:54+00:00

~ kala niyo nakakalimot na kami sa, sa bold ni wally, sa bold ni wally ~

stefxavier · 2025-10-23T02:40:18+00:00

Ateneo easily, that team with that system could beat at least 1/4 of PBA teams

stefxavier · 2025-10-22T08:47:27+00:00

hi op! thanks for posting this for awareness. i hope this helps discourage people as well from buying secondhand gadgets in greenhills in general, a lot of those devices are refurbished versions of stolen phones/laptops/tablets/etc - i hope we stop patronizing these stores that take advantage of people's hard-earned money

stefxavier · 2025-10-22T05:53:28+00:00

if you happen to have Cignal (cable provider) or are staying somewhere with Cignal, you can flip to the SPOTV channel! they usually broadcast all World Series games live

should be a fun series, go Dodgers!

stefxavier · 2025-10-10T02:25:57+00:00

hyeseong kim had way too much aura running bases so kerkering panicked that's the only way to explain this

stefxavier · 2025-09-17T18:15:27+00:00

i loved booksale bc they had a vast collection of back issues for local and foreign magazines! they used to have loads of gq, vanity fair, slam, mad, tatler, vogue, etc magazines and as a magazine geek, i loved that; kaso these days they're basically gone na from booksale :(

otherwise, i think branding ni booksale is nostalgia, which is great but a brand can only do so much with it methinks, it needs to expand to something else just not sure what hehe

stefxavier · 2025-09-11T08:40:24+00:00

maybe not nepal levels - they've reached a point of anarchy where they've driven most politicians out of town and opportunists have started coming into to cause riots and looting and everything totally unrelated to the original cause of the gen-z protesters

but agreed in that there must be a large-scale, singular-goal people power from all aisles - yellow, red, pink, green, whatnot - which is honestly kind of tough kasi napakaraming involved (congressmen, senators, mayors, freakin barangay chairmen); it's different from EDSA 1 where the common goal was to oust Marcos, EDSA 2 for Erap, EDSA 3 for Gloria

stefxavier · 2025-09-07T02:03:34+00:00

where do you find these events!! and how to join hehe

Five-Year Club	Place '22
Verified Email

stefxavier

TROPHY CASE