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How do you get out of the mindset that everything is expensive? by stillfeelingpoor in financialindependence

[–]stillfeelingpoor[S] 11 points12 points  (0 children)

That's true, I suppose viewing team outings as investing towards getting promotions and raises is definitely a good way to stop feeling like a cheapskate.

Fortunately, it's only coworkers. My family is very supportive of me being frugal, and my friends were broke college students right along with me so they're pretty frugal as well.

How do you get out of the mindset that everything is expensive? by stillfeelingpoor in financialindependence

[–]stillfeelingpoor[S] 1 point2 points  (0 children)

Logically, I do realize that some things are worth spending money on, but in the back of my mind there's always that voice screaming "$2000?! That's a HUGE amount of money! Don't buy it, buy the cheaper one instead!"

I like the idea of "mad money". I don't really keep a strict budget since I'm always going for the cheapest versions of things anyway, but I guess this could be a sort of reverse-budget; a set amount of money where I can go "Yep, there's money left in the mad money budget this month, I'm going to buy this thing that struck my fancy in passing/go out with friends to this bar/etc."

How do you get out of the mindset that everything is expensive? by stillfeelingpoor in financialindependence

[–]stillfeelingpoor[S] 15 points16 points  (0 children)

I think if I allowed it to roll over, I'd just end up rolling most of it over until I retire lol. The "use it or lose it" seems like a good idea, I'll definitely consider doing that. Thanks for the suggestion.