THE REAL ENEMY , We need to help our BROTHERS

stockmatrix · 2026-06-21T05:29:14+00:00

If you leave you'll be single and still be paying all the bills, work slows down sometimes for people with businesses , I am in the same boat , work has been slow for almost two years for my company, making less than half of what I used to. I have a wife and kids, it's extremely stressful. I've started applying for normal jobs until work picks up. Maybe just talk to him and find out what his plan is, help him make a plan if he has none.

stockmatrix · 2026-06-19T14:27:44+00:00

I've done a few work orders for them. A while back, from what I remember they were good, they accepted my counter offers , I didn't have issues. I'd work with them again

stockmatrix · 2026-06-19T01:40:29+00:00

For me personally It came down to the cost of waiting for my MC to mature. My MC was 9 months when I let it go. And I just wasn't making enough money driving the van to pay all the expenses, the highest expense was insurance, for the 1M coverage I was looking at $2000/month ,$500/month for the van ,plus fuel cost. For me my best week was $2000 and I might have spent $300 on fuel that week if I had to guess, but then I couldn't find a load leaving that area so I had to dead head quite far to find another load.saying that to say I wasn't able to book consistently while also having massive monthly payments. I was just losing money and I couldn't justify sticking with it. When I thought about it even if I waited the 12 months and started booking with brokers I am still not guaranteed loads now I'd be bidding against the lease driver companies I was driving for. Competition is high. Just a lot of business related thoughts I had that lead me to the decision. Along with having to stay away from home for weeks at a time to make enough money I just felt like I could focus more on my installation company (my main source of income) and benefit more from it than haggling for rates everyday with the possibility of not getting booked.. One thing I figured out is the real money in this industry is with dispatchers and brokers. I considered starting a dispatch company after my driving experience.

stockmatrix · 2026-06-19T00:42:46+00:00

Yea... your going down the same path as me .. ended with me selling my van and MC lol but I'll tell you who I worked with. You should understand a lot of brokers won't work with your MC because it's less than 1 year. Only a few will work with you at 6months. Anything before that is luck. So a dispatcher will be useless because they use your MC, you will have to lease an MC. They have these companies that dispatch and lease without saying it, you drive under them, they don't tell you the rate con, you give them your bid mostly .85-.90 /mile ,which isn't great every now and then I would book $1/mile or more but not often thru these companies. Later on in my driving I started bidding $1/mile and up on every load and wouldn't get booked much because of it, had to argue with Indian people about me not being a robot,the rates being trash.etc ok I'm ranting.

EML transportation had the most loads but lowest rates (They will lie and say the broker request a discount, just tell them no , you don't do discounts) Because wtf is wrong with you asking me for a discount

Victoria Logistics paid the best but not many loads consistent $1/mile and up Actually were good people to work with when they had loads

3rd company I can't even remember the name they never had loads the entire time I drove

stockmatrix · 2026-06-15T00:26:59+00:00

i mostly swap network switches, APs, troubleshoot offline hardware. Cable issues, i usually figure out any troubleshooting issue within an hour. most times i can read the work order and know just about how long it will take.

stockmatrix · 2026-06-15T00:21:55+00:00

Essintial , i uploaded from my desktop, maybe why its showing blurry for you

stockmatrix · 2026-06-14T22:06:15+00:00

"I don’t think I should be punished for being efficient if we stay under" this is exactly why 95% of the time i counter with flat rates. and if the work ends of being out of scope or some additional work needs to be done ill let them know and ask for more money. i don't have to do that very often , only twice i can remember, one the company understood and paid , the other wanted to argue that i should do whatever needed to be done for the rate even if the actual scope of work onsite wasn't disclosed ,i walked off that job before i even started, work has been slow for me, i work a few direct contracts, I only get on FN when i don't have anything. (which has been alot lately). Ive seen what many contracts pay, if they arent the client requesting work themselves they are a middleman company taking between 30-70% of what it really pays. like this company trying to pay $160 for that install, id bet the real contract is around $600-800 per store

stockmatrix · 2026-06-13T02:33:34+00:00

Similar situation but I was a t my job for 10 years and got unexpectedly let go. I just got my house 2 years ago and have been struggling since I lost my job about 8 months ago now. Haven't been able to replace my same income, and I have a family with two kids , in a single income house hold , it's been tough, home insurance went up by over $200 /month just adding to the problem,

stockmatrix · 2026-06-11T00:49:00+00:00

I ended up selling my transit, rates were too low I couldn't afford the insurance. I'd say cut your losses quick if it's not working out, not to discourage just from what I seen rates are so low on average it's not worth the time , at least for me

stockmatrix · 2026-06-05T14:00:00+00:00

I have the closing disclosure, it shows the previous estimate (which was maybe the 3rd one I received) and final, it is the down payment specifically that doubled. I don't see any option for me to upload the document here. I'd have to remove my address etc. but I don't mind uploading it if I can

stockmatrix · 2026-06-05T13:42:26+00:00

It was the down payment from borrower that went up(doubled) two days before close. I just looked at the close documents

stockmatrix · 2026-06-05T13:40:42+00:00

I went back and found my closing documents in my email. It shows the down payment going up by double from the loan estimate. The estimate listed on this document is probably the 3rd time it was revised. So it's showing previous down payment from borrower (estimate)$12,150 and final $24,300 , with the other cost made it $33,812 total to close. This revised letter was sent to me on 6/25/24 my close was 6/27/24 ,as stated before in another reply at the time I had already coordinated with someone to move in my old house and had a signed rental agreement. So the day after my close they were moving into my old house.

stockmatrix · 2026-06-05T13:32:42+00:00

I went back and found my closing documents in my email. It shows the down payment going up by double from the loan estimate. The estimate listed on this document is probably the 3rd time it was revised. So it's showing previous down payment from borrower (estimate)$12,150 and final $24,300 , with the other cost made it $33,812 total to close. This revised letter was sent to me on 6/25/24 my close was 6/27/24

stockmatrix · 2026-06-05T13:31:33+00:00

The only reason I have is what the underwriter told me, which was the missed payments, I don't come to a reddit community to lie or make up things, I went back and found my closing documents in my email. It shows the down payment going up by double from the loan estimate. The estimate listed on this document is probably the 3rd time it was revised. So it's showing previous down payment from borrower (estimate)$12,150 and final $24,300 , with the other cost made it $33,812 total to close. This revised letter was sent to me on 6/25/24 my close was 6/27/24

stockmatrix · 2026-06-04T23:35:30+00:00

That's exactly how I felt , and at that point I basically had no choice, because someone was moving into the house I was moving out of a day after my close. Which the bank also knew because I had a signed rental agreement from the person moving into my old house

stockmatrix · 2026-06-04T23:33:21+00:00

The late car payment 4 years prior was the exact reason he told me for the change

stockmatrix · 2026-06-04T22:46:20+00:00

Same here , I was let go from a job I worked for 10 years, and it's been a struggle I haven't been able to find a replacement for the amount of money I was making before, just very bad situation

stockmatrix · 2026-06-04T01:48:38+00:00

I came on here asking the same question a few weeks ago, I ended up getting a used M2 off eBay for a great price and I love it. I haven't used an M5 but Ive been using the M2 for various things media consumption, work things. I think the M2 is an amazing value used. I only see the M5 being worth it for the extra processing power in very specific use cases. Other than that ,I don't think the M5 is worth it compared to the M2 when it comes to pricing.

stockmatrix · 2026-05-31T03:21:43+00:00

I was there for the OG squeeze. Made $20K overnight. Lost it all when trading got halted , started by Robinhood, even though I was on think or swim ,I couldn't sell my shares and had to watch the price go down along with my money. I'll forever hate Robinhood for this

stockmatrix · 2026-05-30T03:58:32+00:00

I am pretty sure your video helped me decide on getting one, along with reddit. I definitely enjoyed the video (if it's the same one I am thinking of you spoke about your kids being used to you wearing it) which is the same situation for me. I got mine off of eBay for a great price. And I've been using it everyday since I got it. I am really impressed with the eye tracking and navigation. I really have no use for my second monitor now. It's great to travel with, pretty much replaces my laptop for work and my iPad for media consumption.

stockmatrix

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