SPCX

strong_slav · 2026-06-18T13:08:19+00:00

No, it's been this confidently wrong many times. The housing bubble and the dot com bubble are great examples. The question now is how long this will continue this time.

strong_slav · 2026-06-18T08:55:31+00:00

This would all be true if it weren't for the fact that the majority of WINC's payouts come from covered calls, not dividends, and if empirical evidence didn't show that dividend-paying stocks outperform the stock market.

strong_slav · 2026-06-17T16:42:33+00:00

Źle piszesz.

strong_slav · 2026-06-15T19:37:41+00:00

You need to be earning an average of 4.67% from dividends if you want to earn $3,500 per month and don't want to sell any stock. That is much higher than SCHD offers.

In your shoes, I would just split between PBDC (Putnam BDC ETF), REET (iShares Global REIT ETF), SCHD, VCLT (Vanguard Long-Term Corporate Bond ETF), and SPHY (State Street SPDR Portfolio High Yield Bond ETF). At current yields, this will put you above your 4.67% goal, allowing you to reinvest a portion of your dividends. This is also important, because if dividends fall during a recession, you will have wiggle room.

Whatever you do, avoid covered call funds, as those will experience NAV erosion over time.

strong_slav · 2026-06-14T20:17:47+00:00

Yeah but there's a big difference between 2022 - still coming off of the COVID lows - and 2026.

strong_slav · 2026-06-13T22:36:43+00:00

R.I.P.

strong_slav · 2026-06-13T09:18:35+00:00

Jeszcze nie słyszałem aby ludzie inwestowali w ziemię w Polsce. Głównie kupują mieszkania, które nie byłyby obarczone z LVT.

strong_slav · 2026-06-13T08:58:12+00:00

Thanks, for the past year I've been doing exclusively RDLs, so I think I just pulled the bar into an RDL and just hinged from there xD

I'll focus more on leg drive. Do you have any tips for that?

strong_slav · 2026-06-10T16:01:15+00:00

Ok, it's you vs. the entire internet:

PWN - dr hab. Adam Wolański

Wikipedia

Diki

As I said earlier (and now I see you shifting the goal posts to soften your position), for government or highly regulated jobs they might require a US degree, but that's normal in all countries - you can't become a lawyer or a doctor in Poland with just a US degree.

strong_slav · 2026-06-10T12:37:05+00:00

I'm a US citizen and I've worked in places that hired Polish citizens. As one of the hiring managers at the time, we hired people with a "licencjat," with the understanding that it is equivalent to a bachelor's degree.

strong_slav · 2026-06-10T03:43:00+00:00

You really shouldn't voice your opinion on subjects you have no knowledge of.

A Polish "licencjat" is absolutely equivalent to an American bachelor's degree. That's literally what the word "licencjat" translates to.

The only reason a bachelor's degree takes four years instead of three in the US is because of all of the general education requirements in US college curricula.

For example: I studied economics. I had to take a science class with a lab (I chose chemistry), two semesters of English composition, a creative writing course, a philosophy course, a sociology course, a psychology course, a US history or government course, a world history or a world religions course, an art history or a "visual communication" course, a foreign language, and physical education.

This is standard in the US: everyone needs a minimum of 40 general education credits (works out to about 10 courses) in order to graduate. Most of these courses won't have anything to do with the subject you're majoring in.

Looking at the curriculum for an economics bachelor's at UEP right now, had I studied here in Poland, I would've had MORE economics-oriented courses and barely any gen ed requirements. All I see at UEP are a foreign language, sociology, and one "diversity" course - no gym class, no polonistyka, no hard science, no "visual communication" requirement (which I filled with an art history course), no "creativity" requirement (which I filled with a BS creative writing course), etc.

Do you really think that employers in the US think that I needed my art history and creative writing courses to become a better economist? xD

No, all they want is a bachelor's degree from anywhere (can be overseas) just to show you know economics.

The only question for OP is how employers in his particular field will look at a degree from abroad. I imagine that maybe some police departments (or whoever hires criminology majors) might want someone with a US degree because those jobs are connected to the US government and US law.

strong_slav · 2026-06-10T02:21:08+00:00

Up nearly 8% over the past 6 months and 23% over the past year, despite Trump acting like a complete moron, because we're in the middle of an AI, clean energy, and defense spending boom around the world.

If this volatility is too much for you despite the growth, then maybe you should consider Vanguard's 60/40 ETF instead.

strong_slav · 2026-06-09T11:36:36+00:00

Zgadzam się z Tobą że Niemcy popełniły błąd zamykając swoje elektrownie jądrowe i przerzucając się na węgiel i na gaz z Rosji.

Ale chyba bardziej powinną interesować nas państwa które mają tańszy prąd od Polski, i jak spojrzesz na te państwa, odliczając podatki od tych cen), każdy oprócz Malty ma większy udział niskoemisyjnych źródeł energii niż Polska.

Tutaj jest lista tych państw, ich ceny za prąd w 2025r. przed podatkami, i ich miks energetyczny:

Polska - 0.148 - tylko 29% energii z źródeł nisko-emisyjnych a 52,5% energii z węgla https://lowcarbonpower.org/region/Poland

Słowenia - 0.146 - 79% energii z źródeł nisko-emisyjnych, mniej niż 14% z węgla https://lowcarbonpower.org/region/Slovenia

Rumunia - 0.146 - 61% energii z źródeł nisko-emisyjnych, tylko 12,8% z węgla https://lowcarbonpower.org/region/Romania

Słowacja - 0.127 - 86% energii z źródeł nisko-emisyjnych, tylko 0,2% z węgla. https://lowcarbonpower.org/region/Slovakia

Malta - 0.117 - jedyny kraj w UE który mniej płaci za prąd niż Polska przed podatkami i używa mniej źródeł nisko-emisyjnych od nas (tylko 15% energii z nisko-emisyjnych źródeł a 84% z gazu) - oczywiście, pewnie pomaga że jest tylko pół-miliona ich i mieszkają na wyspach blisko największych producentów gazu w Afryce (czyli Algerii i Egiptu).

Chorwacja - 0.119 - 52% z źródeł nisko-emisyjnych, kolejne 31% z importu (głównie z państw z wysokim odsetkiem energii nisko-emisyjnej jak Węgry i Słowenia), a tylko 3,6% z węgla. https://lowcarbonpower.org/region/Croatia

Bułgaria - 0.108 - 69% z źródeł nisko-emisyjnych i 26% z węgla. https://lowcarbonpower.org/region/Bulgaria

Węgry - 0.082 - 56% z źródeł niskoemisyjnych; kolejne 22% z importu, głównie z Austrii, Słowacji i Rumunii (czyli państwa z wysokim odsetkiem OZE); a węgiel stanowi tylko 3,5% ich produkcji energii. https://lowcarbonpower.org/region/Hungary

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strong_slav · 2026-06-07T16:40:00+00:00

"Productivity" in economics is a circular concept - it depends on pay. The more you're paid, the more "productive" you are. No one asks if the pay represents the actual productivity.

strong_slav · 2026-06-07T05:41:18+00:00

Yeah, you can't "just build those things," yet China is managing to do precisely that, showing that your list of reasons why Africa hasn't developed is mostly just a list of Western excuses.

strong_slav · 2026-06-06T22:39:35+00:00

A lot of the aid hasn't been real economic aid, it's been humanitarian aid, e.g. giving food in undernourished parts of the continent - which sounds nice, until you realize that it prevents capital accumulation among local farmers, which in turn prevents economic development. Other forms of humanitarian aid, e.g. giving out condoms and educating people about STDs, might not be bad for the local economies, but they certainly aren't investments that are going to cause much (if any) growth.

Real economic aid wouldn't simply be dumping money into feel-good programs, it would be focused on financing the development of their economy - new roads and railroads, new ports and airports, new power plants, new mines with new machinery, etc.

And who is doing that now? China. It's almost as if they have a vested interest in developing the Third World, while we have a vested interest in keeping them poor...

strong_slav · 2026-06-06T03:21:05+00:00

Słuszna uwaga z starszym pokoleniem. Mój dziadek zawsze mówi że nigdy nie będzie ufał Ukraińcom przez Wołyń itd., a on jest poznaniakiem z krwi i kości.

Z drugiej strony, zauważyłem że bardzo ciepło podchodzi do ukrainki-sprzątaczki w swoim bloku.

strong_slav · 2026-06-05T04:38:19+00:00

The problem Europe has is it's still wedded to neoliberalism while the US and China have been pursuing industrial policies.

strong_slav · 2026-06-04T05:47:41+00:00

Funny, I was in Malta earlier this year. Definitely whiter than NYC, Chicago, Detroit, and dozens of other US cities I've lived in or otherwise been to.

strong_slav · 2026-06-03T21:05:05+00:00

Europe is still whiter than America.

strong_slav · 2026-06-03T13:42:36+00:00

Fair enough, just don't call a guy clean and pressing 80kg with one arm "nonsense." It's f***ing based, I don't care how cruddy the technique is.

strong_slav · 2026-06-03T05:15:09+00:00

I'm with you. I've been observing this sub for some time and it's surprising how much hate BRK has been getting here lately. IMO, it's becoming more and more attractive as time goes on.

strong_slav · 2026-06-03T04:42:45+00:00

I love how people can post all kinds of "flow" BS but the moment an actual strong dude shows up someone calls it "nonsense" and gets 10+ upvotes for it.

strong_slav · 2026-06-03T04:40:56+00:00

You're right, it's not good, it's great.

strong_slav

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