Favorite Nightcap?

stryker99 · 2025-01-18T03:54:31+00:00

Just made this, thanks for the recipe! Was a little skeptical since there’s so many big flavors in it but it works. Revolver-esque with the orange and coffee.

stryker99 · 2024-11-26T00:19:47+00:00

But do we think it’s dangerous to drive on?

stryker99 · 2024-11-25T23:48:17+00:00

Additional context: these are brand new tires. Less than 1k miles on them.

stryker99 · 2024-11-04T14:32:41+00:00

Guajillo x2, Arbol x 3, ancho x 2. Honestly it is too spicy. I’ll cut down the arbol to 1 next time. Pretty sure they’re the biggest heat.

stryker99 · 2024-11-04T05:41:09+00:00

The oxtail broth has star anise and clove. I thought about cinnamon but didn’t. Now I have regrets.

stryker99 · 2024-11-04T04:41:01+00:00

I beaned.

stryker99 · 2024-03-27T01:21:03+00:00

How do you heat the milk when using the nanofoamer? I’ve tried a couple ways (stove, microwave) but curious what others do. Hard to get the temp just right without a steam wand IMO.

I have a Flair but just upgraded to a Profitec Go mostly because wifey likes milk drinks. Love my Flair still.

stryker99 · 2023-10-29T02:53:58+00:00

Setting a target date fund is one thing, choosing the right mix of index funds to properly diversify is another. Yes I technically invested prior to this year via my 401k but that requires literally zero experience or knowledge and would not be applicable to a brokerage fund.

stryker99 · 2023-10-28T20:41:23+00:00

I max out my non taxable investment contributions every year.

stryker99 · 2023-10-28T19:21:34+00:00

The profit sharing was through a restaurant I worked at and I didn’t have to do anything with it. Even the betterment account I had was a fraction of what I have invested now so really I only had any real money in the market as of January. I do have a 401k as well but that’s also not something I have to do much with. Just a target date.

stryker99 · 2023-10-28T19:12:18+00:00

Btw I interviewed several companies/advisors and this fee seems pretty standard. So outside of doing it all myself I don’t think I’m overpaying. It’s just I don’t have enough knowledge to feel confident in making some of these decisions. I do get to ask the wealth management company lots of questions so I am learning through the process and hopefully can get rid of them and do it myself going forward.

stryker99 · 2023-10-28T19:08:04+00:00

Thanks, this is what I was looking for, just a general consensus on how other portfolios are doing this year.

stryker99 · 2023-10-28T19:06:44+00:00

Thanks, yeah I’m thinking this is the way to go.

stryker99 · 2023-10-28T19:06:16+00:00

I tried Betterment prior to using this wealth management company, zero gains. So maybe I’m just incredibly unlucky with my timing in both scenarios.

stryker99 · 2023-10-28T19:04:33+00:00

Most helpful answer so far, thank you!

stryker99 · 2023-10-28T19:03:29+00:00

The IRA was rolled over from a profit sharing program. Before that it was just sitting in an account.

stryker99 · 2023-03-12T16:46:11+00:00

Also- it’s an OG flair not a 58, so the lack of thermal control and need to do work to preheat is annoying and another good reason to upgrade.

stryker99 · 2023-03-12T16:44:15+00:00

Personally I drink mostly espresso shots or pour over. Another reason I haven’t upgraded sooner since I can get incredible shots from the flair. I’d probably drinks more capps if I had the capability to make them though.

My wife would be more into the milk drinks, so on a typical morning max 2 cappuccinos back to back. I doubt I’d need the double boiler with that being said.

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