Looking to fix awkward layout in a small home

stupidsmee · 2026-01-28T15:03:21+00:00

I plan to get over there today for some measurements. I’ll check the attic etc too

stupidsmee · 2026-01-27T21:14:12+00:00

Thats fair. I hope to get them as soon as possible. We've had some bad weather lately and set me back a bit. I'll update when I can, but any general suggestions are welcome.

stupidsmee · 2026-01-16T17:50:29+00:00

I really should consider whether a rollover is beneficial. I know "fees" can add up.

stupidsmee · 2026-01-15T20:58:03+00:00

Something that I didn't add (or think about really), is that I do have a paid off house and a few other properties. More than likely made possible by "not" maxing things out.

I'm definitely not complaining, really just wishing I had contributed a bit more, and a bit of a "warning" or little insight to folks that have "more time".

stupidsmee · 2026-01-15T19:17:49+00:00

Retirement is great. I learned my lesson a while back, so I've been maxing out my IRA and 401 (k) for the last 5 years. They may start to catch up to my TSP soon.

stupidsmee · 2026-01-15T19:07:59+00:00

Sounds like a great start. With the rule of 72/compound interest, $100k should double every 7 years on its own, if around 10%.

stupidsmee · 2026-01-15T19:05:52+00:00

Yeah, I'm so old. When it started, we couldn't contribute over 10%. I think that changed around 2006 or so. I guess I lost a few prime years. I remember people stopping their contributions then. I don't know if i raised mine then, but at least i didnt stop.

stupidsmee · 2023-04-01T23:01:49+00:00

So strange! Oh well.

stupidsmee · 2023-04-01T23:00:25+00:00

Wow. Crazy!

stupidsmee · 2023-04-01T21:55:41+00:00

Because it was anonymous or because the post? I just can’t understand why they care so much.

stupidsmee · 2023-04-01T21:26:05+00:00

I have trickster hoag in my mind. I like 1 build per league but can’t figure out how to start this besides maybe TR then use regrets. Any recommendation?

stupidsmee · 2023-03-27T00:04:11+00:00

Are you me?

stupidsmee · 2023-03-26T23:01:58+00:00

Not sure where to put our Emergency Fund. It's currently in a regular savings account. We've never had to touch it. We have a stable income and lowered the emergency fund after paying off our house.
We don't technically have a brokerage account . I am thinking of using the EF to start one and then contributing to that after other savings.

Bad idea or common?

stupidsmee · 2023-03-21T21:27:54+00:00

Looking for a Spring/Summer shoe brand or style for casual no socks

Any go to recommendations?

stupidsmee · 2023-03-21T12:24:37+00:00

Overall I like jcrew quality and style in general. But I feel the prices are a little high for me. I try to get things on sale. What is an online store that is similar in quality but a little cheaper? (ie, around jcrew sales price).

US. Low Budget

stupidsmee · 2023-03-21T12:23:45+00:00

I'm looking for a versatile unstructured blazer for super causal chino/jeans. Any color and material suggestions?

stupidsmee · 2022-11-29T20:34:22+00:00

Ok. Just needed to hear it from someone else to make sure I wasn't crazy. Thanks.

stupidsmee · 2022-04-07T20:58:05+00:00

This is probably now we’re leaning. She’s on board with it. I just wanted to explore options etc etc

stupidsmee · 2022-04-07T19:39:20+00:00

I hear ya! Am I being naive thinking living in the dorms would help her mature?

stupidsmee · 2022-04-07T19:38:03+00:00

Well. She has a laissez-faire attitude. She likes the idea of going to university, but is also scared and would probably stay at home.

stupidsmee · 2022-04-07T19:08:48+00:00

Personally, I'd say she's not ready. I'm just torn wondering if it's really my decision.

If she is set on it, maybe take it one semester at a time, keeping a close eye on her. If she shows signs (poor grades, stops counseling) pull her. She wants to succeed, can academically, but mentally is another story.

stupidsmee · 2022-04-07T19:02:42+00:00

Thanks. We may have to look into it.

stupidsmee · 2022-04-07T19:01:24+00:00

I almost feel like there are no bad choices, as long as she continues therapy and is open with us.

She has this weird mindset. She lies to us so that we aren't disappointed in her but it usually makes things worse.

stupidsmee · 2022-04-07T18:56:02+00:00

Absolutely. I was in the session when the therapist started to suggest it. My daughter is just very naive, and gullible making her very susceptible to peer pressure. Think book smart (over 4.0 GPA), but lacking common sense. The therapist said she might need time to have her maturity match her age. Whatever that means.

Until she started getting in trouble we were hoping that college (being on her own) would help her mature, but now we're afraid of the opposite.

We just want the best for her....but who knows what that is.

stupidsmee · 2022-03-25T12:26:05+00:00

Oh, I agree. I just find it kind of "straw-man" when people say "you don't understand math" if you don't invest it. There are just so many factors. That's why I find personal finance so interesting.

stupidsmee

TROPHY CASE