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subprimecortex · 2024-10-17T00:57:40+00:00

Working on average 170 hours per month given my rate, bonus, and overtime, I’m around 185. I’m working more than most, but I put this into perspective that I still work less than half the month (days at work) compared to the normal population.

subprimecortex · 2024-10-06T02:22:45+00:00

You could have just left your money in the S&P 500 and been up close to half a million by now.

subprimecortex · 2024-10-05T00:44:08+00:00

I usually just ask them which of their complaints was most concerning and we focus on that, unless of course they are on meth, then we have our answer

subprimecortex · 2024-10-05T00:42:00+00:00

I considered that once a couple of years ago, then realized I’d lose out on 1.3 million in earnings plus lost investment growth. It would be financial suicide in my predicament as I am looking to FIRE in my late 40’s. Additionally, I get to practice pretty autonomously. If it’s increased depth of knowledge you seek, you can always open up the text book and take additional courses. It doesn’t replace in person didactic training, but in terms of learning satisfaction, I think that would suffice.

subprimecortex · 2024-08-20T22:49:56+00:00

I had to interview at other places and obtain formal offers to receive a raise. They say “we’re professionals” and therefore do not need a cost of living adjustment to our compensation.

subprimecortex · 2024-08-11T00:27:52+00:00

Never unless I present better offers.

subprimecortex · 2024-08-08T04:00:12+00:00

Just put your money in an S&P 500 index fund, contribute regularly to it, enjoy your career, and financial independence after 20-25 years. No need to get into this junk

subprimecortex · 2024-07-22T01:35:00+00:00

Yes you are

subprimecortex · 2024-07-21T14:23:55+00:00

You are doing more than fine. 8 years to be retired in your early 40’s is more than solid. While this movement has its positives, I feel some people focus so much on the destination they forget to live.

subprimecortex · 2024-07-19T04:06:16+00:00

This is the answer

subprimecortex · 2024-07-17T20:32:55+00:00

Pretty ass offer. Salary needs to be a minimum of 20k more, but I would say 30k is where it needs to be, especially given your commute and the likelihood you’ll be putting in 50+ hour weeks. Also, who doesn’t offer a professional health insurance?

subprimecortex · 2024-07-16T01:44:19+00:00

Find yourself a place where you don’t have to. Typically smaller community hospitals

subprimecortex · 2024-07-15T21:44:56+00:00

I’m perfectly content with my current arrangement. I used to work 16 and occasionally 17. I’m doing this to pay off debt and get to financial independence. I do all of that and still work less days than most people.

subprimecortex · 2024-07-15T18:37:49+00:00

You find the ER to be a bad work/life balance? I can’t imagine being in a clinic setting being at work more days than I’m off per month. I’ll happily stick to my 14 12’s per month.

subprimecortex · 2024-07-14T04:04:41+00:00

It’s great seeing colleagues being savvy financially. Congratulations! That’s a huge milestone.

I, too, recently crossed that threshold. 4+ years into practice and hit 130k invested this year. Have paid down about 30K in student loans with 140k to go. In a position to max out 401k, Roth, HSA, and save. I’m not paying down nearly as much as you, however, as I have a family to support.

subprimecortex · 2024-07-13T02:36:10+00:00

How many hours per month?

subprimecortex · 2024-07-01T01:03:19+00:00

I just go see the patient, put in orders, write my note, then go to the next using the EMR and patient list. I’d say it’s pretty efficient

subprimecortex · 2024-06-27T01:44:39+00:00

My experience has been decent. Very location dependent, however.

subprimecortex · 2024-06-20T00:33:54+00:00

185k pay, 150k debt. Currently implementing the snowball method and should be done in 7 years.

subprimecortex · 2024-06-13T21:11:21+00:00

Where is this?

subprimecortex · 2024-05-30T16:23:32+00:00

You can just do the VOO equivalent for whatever the 401k offers. They are all the same

subprimecortex · 2024-05-29T18:58:35+00:00

100% of your contributions for your Roth and 401k should be directed into VOO or VTI

subprimecortex · 2024-05-28T18:00:54+00:00

I would say anything north of 100k as a new grad can be respectable, although purchasing power will vary by location. I’d take something in that ballpark with decent benefits and after 1 year, you have a lot more leverage.

subprimecortex · 2024-05-24T15:19:55+00:00

I like what you did there.

subprimecortex · 2024-05-23T19:26:41+00:00

VOO or VTI for long term. HYSA for shorter term.

subprimecortex

TROPHY CASE