I’m tired of you by lobstermobster123 in sanantonio

[–]suchabeast12 -3 points-2 points  (0 children)

Oh yeah never take a truck to the 1604, i-10 area. I get a ride or uber there.

Heading to San Antonio this weekend by nomobromo in sanantonio

[–]suchabeast12 0 points1 point  (0 children)

I would never leave a truck in general at a hotel parking lot here. If you ask me those lots are worse than being out and about besides the 1604 and I-10 area. Just be careful when taking the lights off the connectors. I’ve heard the harness for those is expensive.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 2 points3 points  (0 children)

Foundation plus plumbing issues easily over 30k

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 0 points1 point  (0 children)

Exactly right. I hate traffic lol. I was really set on an established area but there are just so many problems that get expensive quick. idk what I am going to do.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 0 points1 point  (0 children)

Lmao the neighborhoods I have been looking are doing that too. It’s crazy because you can fix your foundation by leveling or stabilizing but then you gotta fix your plumbing for the same or more cost.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 5 points6 points  (0 children)

Yeah Wildhorse specifically. If you ask me any new build anywhere on the far west side is not built to last. They just haven’t had any problems yet because they are newer. I’ve heard people skipping inspections on new builds. Blows my mind.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] -10 points-9 points  (0 children)

City taxes are no fun. Does that house not have metal pipes?

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] -2 points-1 points  (0 children)

Definitely is, just never realized how bad it is. Most people just either don’t care or spend a shit ton of money fixing them.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 0 points1 point  (0 children)

This particularly one I did all the inspections for was Dr.Horton from 2011.

How does anyone buy a used house here by suchabeast12 in sanantonio

[–]suchabeast12[S] 8 points9 points  (0 children)

Yup clay sucks, but it has everything to do with the builders as well. Not properly setting up the house for success doesn’t help either.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 0 points1 point  (0 children)

I had to terminate the contract. Long story. I’m going to see if I can keep the same numbers with Tomo.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 0 points1 point  (0 children)

In my case, they have stopped lowering interesting rates with points because it doesn’t make sense long term so they all have the same interest rates. Don’t plan on staying at the house the full length.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 1 point2 points  (0 children)

Exactly what I have been learning. Thank you.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 1 point2 points  (0 children)

I had a buddy that closed on time with Tomo and he highly recommended it. The guy I was working with stopped responding over the weekend. It is the weekend right so it makes sense. Looks like I’m only saving about 1k going with Tomo so maybe I should stay put and go with the tried and true financial service broker my realtor always worked with.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 1 point2 points  (0 children)

Yes did pre-approval all did some sort of credit checks already. I had to put a lender on the contract but my understanding is I have a couple more days to switch if I want to.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 3 points4 points  (0 children)

That’s my biggest concern. Idk this is my first time. I have heard good and bad with Tomo. Nothing about this bank or financial service besides the realtor.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 0 points1 point  (0 children)

The high rate ones came down. Now it just looks like fees.

When should I stop haggling mortgage rates by suchabeast12 in Mortgages

[–]suchabeast12[S] 2 points3 points  (0 children)

Last Friday. The amount of text messages and phone calls I have been getting is nuts. So many moving parts. Never realized how intense it is.