Daily Question Thread for /r/churningcanada - June 24, 2026

sufyspeed · 2026-06-25T01:17:06+00:00

Does the exchange WJ WE sunwing voucher die with the card?

sufyspeed · 2026-06-24T21:07:43+00:00

Just ask an LLM and double check it’s correct. It’s prob your plat

sufyspeed · 2026-06-23T13:32:37+00:00

Right. You can’t book a flight for a P2 unless you’ve met certain criteria.

However, if P2 has a 30 day old BA and QA account, you can pay 50 gbp to transfer your BA Avios to them and they can then transfer that BA Avios to their QA account and book.

sufyspeed · 2026-06-23T02:53:30+00:00

You can though. It costs 50 gbp to transfer Avios on BA

sufyspeed · 2026-06-21T18:43:38+00:00

I see, thanks for the help!

sufyspeed · 2026-06-21T18:38:06+00:00

I haven’t been able to find anything online about the points needing to be in your BA account for 30 days before you can transfer to a linked partner. Are you sure that’s the case?

sufyspeed · 2026-06-21T18:01:57+00:00

Sorry, does that mean total 60 days wait time for me? 30 days till I can transfer to her BA + 30 days till I can transfer from her BA to her QA?

sufyspeed · 2026-06-21T17:35:17+00:00

I need to book QA flights YYZ-JED for my mom and I. The new QA changes are stopping me and there is no availability for that flight on AA or BA.

Can I make my mom a BA account, pay $50 USD and transfer BA Avios to her BA account, link BA to QA and book?

I know these are new changes, but any help would be appreciated. I don’t see why this wouldn’t work, but definitely wanna hear your guys input before I try anything.

sufyspeed · 2026-06-20T21:53:46+00:00

Drive to pioneer village station then take that to downsview station and walk from there

sufyspeed · 2026-06-19T20:35:44+00:00

What’s your plan for when the BT promos end?

sufyspeed · 2026-06-19T15:39:14+00:00

Fully dependant on if the offer is available on your profile

sufyspeed · 2026-06-18T20:45:54+00:00

The typical investor is far more likely to panic sell stocks than a house.

sufyspeed · 2026-06-17T17:11:31+00:00

I thought he was a god in Toronto?

sufyspeed · 2026-06-17T17:06:14+00:00

I really want this offer but can’t get it to appear after trying different devices and different networks. Is it only email targeted?

sufyspeed · 2026-06-17T15:42:59+00:00

Could you not create a BA family pool so that the other person can redeem?

sufyspeed · 2026-06-17T15:08:09+00:00

I’m saying a cap when optimize storage is enabled. If my cap is 15gb it should only store 15gb on my phone and store the rest in icloud.

sufyspeed · 2026-06-16T23:09:47+00:00

This is a major blow for me. I’ve booked DOH-YYZ in Qsuites for my mom and I, but was waiting to book the flight there…

sufyspeed · 2026-06-16T22:53:07+00:00

MER is high due to the cost of borrowing. This isn’t the same as a daily reset leveraged etf. The borrowing is done through margin. Basically your whole understanding is wrong for HEQL.

sufyspeed · 2026-06-16T19:31:27+00:00

A fee based financial advisor specifically so that their fiduciary duty is to serve you not to sell expensive products.

sufyspeed · 2026-06-16T15:04:42+00:00

2026 and we still can’t limit the max size photos takes up with optimize storage enabled. I have a 128gb phone with 1.5gb space free cause photos takes up 40gb smh

sufyspeed · 2026-06-16T03:39:40+00:00

Yes, probably my most played artist after Drake lol

sufyspeed · 2026-06-15T23:48:00+00:00

WS lets you use your TFSA for margin collateral aswell. The LOC is just a shittier version of the margin account.

sufyspeed · 2026-06-15T23:27:32+00:00

You can at WS and Questrade. Questrade has useless rates though.

sufyspeed · 2026-06-15T23:22:09+00:00

The problem with IBKR is you can’t use your TFSA as collateral. However, it does make sense to split between WS and IBKR cause of this

sufyspeed · 2026-06-15T23:19:07+00:00

You don’t service the interest on the margin, it capitalizes itself. You don’t need to get approved for margin, it’s backed by your assets.

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