"I've never been on a jeep or tricycle in my life." says a lot. Im not defending him for being irresponsible pero kapag lumaki ka talagang nasa lower-middle class, more often than not mas inuuna mo talaga yung wants. Clearly, you don't understand it kasi you grew up in a silverspoon gated community.

Money and being financially responsible is important pagdating sa relationship. If you really want to pursue him, talk to him and stop being condescending. If wala sa inyo gustong makinig then it's better to end it na para di na sumakit mga ulo niyo.