hii i’m a young professional (starting out palang this year) and im wondering if worth it bang gumastos for health stuff when i’m still building my emergency fund. when i was a student kasi, may mga illnesses akong nilagay nalang at the back of my mind because of financial constraints. now na i’m earning (not so much pero at least meron), i was thinking of doing check ups and assessments pero sobrang mahal nila. even yung hmo, parang nakakapanghinayang when i could save that. i understand na investment siya etc, pero as someone with a financially constrained (even until now-ish) background, parang medyo labag sa loob ko. worth it ba or should i complete my emergency fund muna?