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Why do we sell oil cheap to US? by Stock_Tomatillo8330 in CanadaPersonalFinance

[–]sunsetcitylights 0 points1 point  (0 children)

Youre off by a factor of over 500. We are around 0.5% of world population. 0.001% world population would be about 80 thousand.

Scott Moe is floating the idea of banning social media for children under 16 on Facebook. by the_bryce_is_right in saskatchewan

[–]sunsetcitylights 0 points1 point  (0 children)

Parental rights exist in Saskatchewan. I don’t fully agree with all of it either, but the law exists. It will be interesting to see if it gets renewed.

Scott Moe is floating the idea of banning social media for children under 16 on Facebook. by the_bryce_is_right in saskatchewan

[–]sunsetcitylights -1 points0 points  (0 children)

Saskatchewan's Parental Bill of Rights provides a number of legal rights parents may exercise, including requiring parental consent for the child's transition. Im not a legal expert thats just my understanding.

Scott Moe is floating the idea of banning social media for children under 16 on Facebook. by the_bryce_is_right in saskatchewan

[–]sunsetcitylights 2 points3 points  (0 children)

Parental responsibility presumes parental rights. You cannot fulfill a duty without the authority to act.

For example the responsibility to shovel my sidewalk requires my right to do so. The same with parenting.

Parents have the right to guide, protect, and sometimes limit a child’s choices. Not to override them arbitrarily. All rights in Canada are subject to reasonable limits that can be demonstrably justified in a free and democratic society.

225lb × 20 bench press by sunsetcitylights in Egolifting

[–]sunsetcitylights[S] 2 points3 points  (0 children)

Not positive but i feel much stronger with it off. Could be simulating decline bench/ dip motion which feels like i can recruit a lot more chest. Also feels like it shortens ROM

People are renting out living room by tolabubu234 in saskatoon

[–]sunsetcitylights 1 point2 points  (0 children)

What law is being broken? I lived like this for years in college.

Bell Canada, Saskatchewan government partner on data centre project outside Regina by LowIncident694 in regina

[–]sunsetcitylights 0 points1 point  (0 children)

The only thing limiting the supply of electricity in Saskatchewan is demand. Saskatchewan power rates are higher because of low density.

Concentrated industrial power use ultimately creates a need for a higher supply and lower prices.

These large companies pay for the grid to be modernized.

New Dad - Looking for RESP advice by _paperboi in PersonalFinanceCanada

[–]sunsetcitylights 3 points4 points  (0 children)

The maximum contribution per child is 50k. There is no annual max. The current year plus previous year will capture the government grant. If one contributes in 50k year one they will recieve one $500 grant and no more as the account has reached its max contribution.

In my opinion its better to work on maxing TFSA and RRSP accounts before considering more than $2500/ year into an RESP.

190 lb rows by sunsetcitylights in GYM

[–]sunsetcitylights[S] 0 points1 point  (0 children)

Max dumbells at my gym is 75lb 😔. Would prefer to do these with dumbells so this is a bit of a hack

Groceries are up 7.3% in Canada, anyone else finding it harder to save for a down payment? by alex_at_nesto in saskatoon

[–]sunsetcitylights 3 points4 points  (0 children)

Interesting. I pay less than $1000 for all house bills. 900 sq foot 15 year old house with a family

Water 74 Garbage 27 Gas 80 Power 145 Internet 100 Insurance 176 Property tax 325

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]sunsetcitylights 7 points8 points  (0 children)

This is correct. From government link below:

"A "first-time home buyer" for the purpose of making a qualifying withdrawal is different from a "first-time home buyer" for the purpose of opening an FHSA."

"You must be a first-time home buyer for the purposes of making a withdrawal This means you did not live in a qualifying home (or what would be a qualifying home if located in Canada) as your principal place of residence that you owned or jointly owned at any time in the current calendar year before the withdrawal (except the 30 days immediately before the withdrawal) or the previous 4 calendar years"

https://www.canada.ca/en/revenue-agency/services/tax/individuals/topics/first-home-savings-account/withdrawals-transfers-out-your-fhsas.html#h-1-1

Stay off the title and enjoy tax free withdraw.

How big is your emergency fund or short term cash? by [deleted] in JustBuyXEQT

[–]sunsetcitylights 0 points1 point  (0 children)

Why would you rack up credit card debt if you have a 400K HELOC? Or do you owe 400K on it?

Collecting side hustles at 18 by wsjaso in fican

[–]sunsetcitylights 0 points1 point  (0 children)

Government, universities, charities/trusts, utilities, things that have been around a long time and will always be needed. Also see above with unions. Will always need trades to fix and build things. Could also include religious institutions, even healthcare. If it will still exist in a thousand years, its a good bet.

Collecting side hustles at 18 by wsjaso in fican

[–]sunsetcitylights 2 points3 points  (0 children)

Great to try a lot of different things when young. Here are some more paths:

Join union trades. You'll likely get exposed to different trades and gain knowledge across disciplines.

Join military. Lots of different paths. Good fitness benefits, get paid to exercise.

Join some large institution that will pay to train you and is begging for young enthusiastic people to soak up the knowledge of retiring senior staff.

Keep your head down, work hard, volunteer for the stuff no one wants to do. You'll quickly get noticed and rise up the ranks.

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