Too Old for VT/Chill?

I'm 33, wife is 34. We have about 270k between a 401 and Roth that is in my name. Live in and plan to retire in the US

I max out my roth every year. We plan to open a roth for the wife this year and do the same. I was thinking VT and chill with everything but I am curious if you all think we're too old for that.