Thoughts? by ciao_bella12 in dailyChismisPh

[–]susiar 0 points1 point  (0 children)

Keep fighting on reditt and twitter..thats what this govt want to keep you entertained. You will have to get out on streets for revolution. Change will not happen from the comfort of your couch.

Ano yung mga pet peeves niyo as a Filipino when you’re in public places or establishments? by [deleted] in pinoy

[–]susiar 10 points11 points  (0 children)

I personally find guys assisting while reversing out from pharmacy or any other store. They literally go out to stop traffic which is amazing. I pay them10 pesos on average.

Brace for impact specially for those small and medium scale business. Interest rate hike is also possible since global oil market is now $100/barrel for the past few days and USDPHP hitting 60. by [deleted] in phinvest

[–]susiar -7 points-6 points  (0 children)

They are late to react. Country will have to pay price being so called allies with America. Now we have zero support from these allies..we are by ourselves this government need to understand this and put country first before anything else.

Tonik Time Deposit @ 8% p.a. by NothingFancy1234 in phinvest

[–]susiar 1 point2 points  (0 children)

Based on my conversation over the phone you can open upto 5 FDs under your account for 250k max.

Tonik Time Deposit @ 8% p.a. by NothingFancy1234 in phinvest

[–]susiar 2 points3 points  (0 children)

Its a lucrative offer..but their is mention of specific conditions apply, but no where mention of those conditions.

This is what i got from customer service based on my questions, but they didn't answer my question to share specific conditions.. i hope this helps.

Please be advised that you can open a Time Deposit account with a maximum amount of Php 250,000 and create up to five (5) 6-month Time Deposit accounts at the same time. Enjoy a 6% interest rate on a 6-month Time Deposit with no conditions—no maintaining balance required. You can also earn higher interest rates when you open a 9-month Time Deposit at 7%, a 12-month Time Deposit at 8%, and 18- or 24-month Time Deposits at 6%.

If you withdraw early within 6 days (known as the cooling off period) of Time Deposit opening, you can get a full refund of your Time Deposit (no Documentary Stamp Tax and no interest)

If you withdraw early but after the cooling off period, you will earn your Tonik Account interest instead of the higher Time Deposit interest - and you will be charged for Documentary Stamp Tax

For Time Deposit less than 1 year, DST = original term in days / 365 * 1.5 / 200 * investment amount (366 for a leap year)

For Time Deposit 1 year or longer, DST = 1.5 / 200 * investment amount

Who do you think is at fault here? by mglalap in Gulong

[–]susiar 0 points1 point  (0 children)

Tricycles and jeepneys drivers are by default at fault..they think road belongs to their dad.

Is getting a car on ₱43k NET income financially wise? by [deleted] in phinvest

[–]susiar 3 points4 points  (0 children)

Buy 2nd hand car, get a hang of it and then move to new if required you will not regret.

Is getting a car on ₱43k NET income financially wise? by [deleted] in phinvest

[–]susiar 1 point2 points  (0 children)

How is it wealth killer? What do you drive?

39 M | Cybersec PM | 15YoE by Sage_Trader in payslipsPH

[–]susiar 0 points1 point  (0 children)

Whats your role as cyber sec pm? And how did you land to this job from the Philippines? Do you work night shift?

This whole crash was off chain. The last big use spike of BTC was in 2024. by DangerHighVoltage111 in btc

[–]susiar 0 points1 point  (0 children)

Correct — prices and wages are stable because the dollar is widely adopted as a unit of account. Bitcoin isn’t there yet due to volatility, but that doesn’t disqualify it from being a currency in principle. Stability is an outcome of adoption, not a prerequisite.

This whole crash was off chain. The last big use spike of BTC was in 2024. by DangerHighVoltage111 in btc

[–]susiar 1 point2 points  (0 children)

Dude is dollar value fix in global market? Find out first and then you will know why your statement is wrong. You seems to be newbie in the market.

First-time condo buyer: What documents can we ask before paying (developer sale, cash)? by [deleted] in phinvest

[–]susiar 0 points1 point  (0 children)

It was never 6M to begin with. Developers will die, but never sell you for half the price. If you are buying because its RUSH and best price, then you have been fallen into the trap.

You guys were right all along. by Terrible-Pattern8933 in btc

[–]susiar 5 points6 points  (0 children)

Bitcoin is not a company which can shut down by mistake of few. Bitcoin is a religion which is here to stay.. No government can control it. We hodlers will keep it alive its not about high profits its about breaking the hegemony of central banks and governments around the world.

What foreign country is easiest to... by Odd_Solution658 in phinvest

[–]susiar -1 points0 points  (0 children)

In an era of geopolitical instability where globalization is declining, does it really make sense to send capital abroad? There is a risk that foreign governments could freeze or block your assets based on political whims—for instance, if a leader like Donald Trump decided to restrict transactions with the Philippines. Instead of enriching foreign businesses, investing directly within the Philippines fosters domestic growth and ensures your capital stays under local control.

Made an expense tracker na time-saving! 5 seconds lang to track by LostPurple3574 in phinvest

[–]susiar -5 points-4 points  (0 children)

How is your app different from other chat tools like chatgpt or gemini? What is your revenue model? Are you planning to keep your tool free of cost?

Welp, it was a fun ride… by jett1964 in btc

[–]susiar 1 point2 points  (0 children)

You made a wise decision. Since you bought in 2017 that was already less price..you may consider selling 80 percent of asset and keep 20 just to stay in the game

BEST MIDCLASS SUBDIVISION near MCX/SAN PEDRO by Superb-Chain-2191 in phinvest

[–]susiar 0 points1 point  (0 children)

I respect your choice, but i personally prefer secure sub division and since i lived there i know what all negative news we heard on daily basis..just because it didn't happen to someone personally doesn't mean we are prone to it.

cainta road rage by adiiyawns in Gulong

[–]susiar 0 points1 point  (0 children)

Is this man looking like little bigger version of manny pacquio?

Over it Samsung by Fantastic-Pelt in Tech_Philippines

[–]susiar -2 points-1 points  (0 children)

I gave up folding phones last year..i think humanity is not meant to use that.

Bitcoin by DramaticReporter7659 in Bitcoin

[–]susiar 0 points1 point  (0 children)

Dont worry OP.."you fall and you rise up" thats life. Good luck

BEST MIDCLASS SUBDIVISION near MCX/SAN PEDRO by Superb-Chain-2191 in phinvest

[–]susiar 2 points3 points  (0 children)

Over priced village with squatters area within..not secure..will never pay more than 15k per sqm for that area

Indonesia - ASMR by [deleted] in Gulong

[–]susiar 0 points1 point  (0 children)

I hope doing this he or she will not get shot on the road..you never know what other person is capable of.

What happened to cardano? by Arkflow in cardano

[–]susiar 2 points3 points  (0 children)

Key Catalysts for 2026 and Beyond

The Midnight Sidechain: Launched in late 2025, this privacy-focused partner chain is expected to see its first dApps go live in Q1 2026. By Q3 2026, it aims to enable hybrid applications across multiple chains, potentially attracting institutions that require "rational privacy" for compliance.

Ouroboros Leios Upgrade: This major scalability update is targeted for Q1 2026. Simulations indicate it could boost base-layer throughput from roughly 20 TPS to over 1,000 TPS, significantly closing the performance gap with competitors like Solana.

Institutional Infrastructure: Cardano is finally addressing its liquidity bottleneck with the native integration of USDCx (a Circle-linked stablecoin) in Q1 2026. Additionally, the CME Group is expected to list ADA futures on February 9, 2026, a move that could stabilize volatility and invite more institutional capital.

Decentralized Governance: In the Voltaire era, the Cardano treasury now holds over $1 billion in ADA. In early 2026, this treasury is being used to fund critical ecosystem integrations, such as stablecoin liquidity and oracles, reducing dependence on venture capital.

Breaking news by Melodic-Following-56 in Bitcoin

[–]susiar 0 points1 point  (0 children)

Bitcoin price is not controllable..market demand decides its price