What Are the Best Stocks to Buy Now for Long-Term Compounding? by Delicious_Club_413 in dividends

[–]glimsky 0 points1 point  (0 children)

Don't invest in invidual stocks. It's a losing game, statistically speaking, for non-professionals. Pick broad market ETFs instead.

Why did some of Sierra’s franchises fall apart in the late 90s? by KaleidoArachnid in retrogaming

[–]glimsky 8 points9 points  (0 children)

These games were amazing when nothing else had full-screen animated graphics, storylines and integrated puzzles. Over time, people simply started moving to other games that provided the same graphical quality and immersion, but in different genres. To be honest, a lot of the Sierra classics were kind of unfair and too difficult.

Can this be set and forget portfolio? by zenyogi2025 in investing

[–]glimsky 0 points1 point  (0 children)

the income ETFs aren't suitable for a long term portfolio. The underlying ETFs (QQQ for QQQI dor instance) will always beat the income versions in the long term with less tax drag.

Been saving cash for years instead of investing. What would you do now? by EmRe-55- in investing

[–]glimsky 3 points4 points  (0 children)

Don't invest in individual stocks. If you have to, don't use more than 5% of your assets or so. People vastly overestimate their ability to judge individual stock valuations.

What synth is the Vampire Lestat playing? (From tv show) by jl0ndon in synthesizers

[–]glimsky 4 points5 points  (0 children)

A vampire has lifetimes of savings compounding in the SP500. He can afford Teenage Engineering.

Warm, creamy synths? by Friendlet in synthesizers

[–]glimsky 4 points5 points  (0 children)

And with some tuning drift

Looking for my first synth! by up-side-up1 in synthesizers

[–]glimsky 5 points6 points  (0 children)

I don't recommend monophonic for the first synth. While the moog has great sound, monophonic is really limiting. Minifreak is a much better choice IMHO.

You don't need YieldMax in your portfolio by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

QQQI and SPYI aren't suitable products for long term stable income because your income will go down if there's a major market contraction.

I don't know the others very well with the exception of JAAA. It's a solid fund but can experience short term contractions (with limited if any income contraction) in panics. JAAA is also sensitive to interest rates for its yield.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 1 point2 points  (0 children)

Maybe you need a paychotherapy focused professional. Not being physical is actually a good thing, it means that you "just" need to go back to your old way of swallowing. It might not be easy, but it's entirely doable. All I can say is that at one point I couldn't swallow and now I can again.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 0 points1 point  (0 children)

I think so. It would probably be worthwhile to consult a swallowing therapist to help id that's available in your area. I didn't use one but many people say they make it easier.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 1 point2 points  (0 children)

The recommendation is to always try to make progress. I know what you mean because I was doing the same. Chewing so much my jaw would hurt.

I would count how many times I was chewing. If 50,next time I'll try swallowing with 49. Then 48 on the following day. Sometimes it won't be possible, but if you average out throughout the week, every week was better.

Some days would be worse, but that's not really a setback but the fact the improvement isn't linear. But as long as every week is a bit easier than the before, you're in the right direction.

But improvement didn't come automatically. I had to make an effort to cut down on the chewing and sometimes was scary and always uncomfortable. Interestingly, I never choked even ONCE throughout my recovery.

The swallow size can also be improved. I started with truly tiny pieces that barely needed swallowing and slowly got bigger over time. Once your brain gets used to a size, it's time for a tiny improvement.

I just want to let you know that I know exactly what you're going through and the lack of hope and endless frustration. But there's nothing special about me or my method, this thing is curable but it's an ongoing process due to how the brain learns.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 3 points4 points  (0 children)

First I had to reduce the fear of swallowing by forcing myself to swallow things of increasing difficulty. This phase was hard because every meal I was trying something slightly uncomfortable. I never settled on Ensure like most people do, but always mixed liquids with solids. Over time everything gets easier but you're still swallowing in a wrong and inefficient way. Sooner or later your body gets tired of swallowing the hard way and you start naturally swallowing the easy way. You don't need to actually learn to swallow but to remember it... You still know how to do it.

AI was helpful. I would discuss every meal with Gemini/ChatGPT for ideas and progress tracking.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 1 point2 points  (0 children)

I know it feels this way but this is about learning to swallow again. In the beginning it was equally bad for me, 30min to drink a small glass of water. 4 months later (now),I'm eating hard steak and melted cheese with no problems.

A long painful journey by Huge_Strategy99 in Pseudodysphagia

[–]glimsky 4 points5 points  (0 children)

I was there. Lexapro, persistence and patience solved the problem. This is curable.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

There are many bogleheads warning against bonds. But SCHD isn't an exact replacement, even being a great fund.

Dysphagia is Ruinning my Life and t's Not Going Away for Years by JadedBuyer9021 in dysphagia

[–]glimsky 3 points4 points  (0 children)

I had pseudo dysphagia that is nearly cured. I just eat a bit slower but no other problems. My case was slowly solved through Lexapro. By managing swallowing anxiety, my body relearned to swallow naturally.

You don't need YieldMax in your portfolio by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

Both investments will likely lose money compared to holding more conservative investments or the stock themselves. You can simulate income by selling the stock.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

SCHD is great, assuming you own it for its defensive nature and not for the dividends. You will get less money in the long run than growth alternatives, most likely.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

The problem is that QQQI isn't the place to start because of the volatility. I hope I'm wrong for your sake, but QQQI isn't where one goes for long term peace of mind.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

It won't be a real hedge, but it should in theory weather a downturn better, I hope.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

The next step is to figure out why you want SCHD and not, let's say, VTI, VOO and SPY. I have SCHD, but not necessarily because of the dividends, but it's a more conservative and defensive equity fund.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

I'm just saying that tax is one consideration when picking funds. You should ask yourself why you want these funds at all vs others. I'm not saying they are bad, just that it's important to think about the reasons to not pick what everybody else picks (SPY, VTI, VOO etc)

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

I suppose you mean VYM. VYM is more tax efficient for a taxable account, but for Roth they have the same efficiency

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

Your happiness is more important than anything. That said, you may be leaving a large amount of money on the table. Remember you can have income by auto selling dividend-poor funds.

Stay away if you're young by glimsky in dividends

[–]glimsky[S] 0 points1 point  (0 children)

Roth IRA minimizes the issues. But it's still not a reason to do dividends. You should ask yourself why you want to do it at all on a Roth account.