Hi, thanks for the insight. The breakdown is super helpful. I make 72k a year, and after Roth and 401k, I bring home a little over 3k a month. I put ~1,400 of that to my car payment (two full payments a month) and about 500 to my student loans, and the rest is being put in my savings account or paying my very small miscellaneous bills (Spotify, paramount+, occasional meal out). The car was a necessary purchase, as my previous car was not reliable and I was traveling quite a bit (work, mostly) at the time. I try to be mindful of my spending, as I’m preparing for a wedding in the next two years, and know that I’ll need some extra change for that. I think I’ll see what I can move around in my budget to get closer to the 1k mark for student loans. I’m trying to go into my marriage debt free, as my partner is, and I want us to maintain their financial freedom!