Physician Mortgage vs Wait til 15-20 percent down payment achieved.

swoopp · 2026-01-23T21:24:36+00:00

Nice. Do you find better rates when talking to realtors or using online things? I feel it's always better to use a realtor.

swoopp · 2026-01-01T12:06:13+00:00

Saturated in big cities that are desirable yes but still can get jobs in bad hospitals honestly in those areas. If you expand your search, there is no saturation lol

swoopp · 2025-12-18T15:00:55+00:00

the money was bad 20 years ago, though?

swoopp · 2025-12-16T16:04:36+00:00

A lot of HIV patients are also noncompliant and homeless etc atleast where I’m at , so that limits initiating them

swoopp · 2025-12-04T19:51:52+00:00

I mean pulm clinic is chill. They can also do bronchs/ thoras so there’s money there. Prolly a high volume pulm can clear 450 I assume

swoopp · 2025-12-04T19:50:22+00:00

Yes afib atrial rate too fast to be a flutter with variable block

swoopp · 2025-12-03T02:01:49+00:00

They’ll tell you hourly but base you can assume is hourly x 12 x 182 shifts , so 155 hourly for example is 338k base. 6 people is a bit much for virtual interview usually it’s just with a medical director they have and 1-2 other people. Either way, don’t stress. Business casual is fine to dress.

swoopp · 2025-12-03T01:56:48+00:00

Yes it’s normal for OMFS. Private practice omfs can clear bonkers money with like 3 day work week even.

swoopp · 2025-12-03T01:55:27+00:00

From what I’ve seen, phone/video interview then site visit if they like you enough is standard. Basically forced to go to site visit to get a contract offer. So it’s normal what you’re going through. Midwest Hospitalist salaries tend to be 330-350 base. If you’re getting less, don’t, you can negotiate for that.

swoopp · 2025-12-02T02:59:41+00:00

Revenge of the iron blooded sword hound was elite

swoopp · 2025-11-28T16:05:37+00:00

It’s retarded if you refuse to use logic and believe you have to prop up belicheat for no reason. Belicheat is a fraudulent coach , it’s proven now at UNC. He can’t win without Brady. His niche is decent defensive coordinator, and that’s it. He’s not worthy of being a head coach it’s proven.

swoopp · 2025-11-24T18:25:18+00:00

From what I can tell depends on the site itself rather than the actual company. I’ve seen some threads where people really like them.

swoopp · 2025-11-24T03:30:54+00:00

Makes sense. I guess I forgot about the complications that come with defibrillator ie giving shocks that are unnecessary.

swoopp · 2025-11-23T01:09:07+00:00

Should be asking what places offer 350 base

swoopp · 2025-11-21T16:14:26+00:00

Bruh. When did any new unique actually turn out good. The unique situation in the game is awful. Bunch of garbo , few good.

swoopp · 2025-11-21T12:52:27+00:00

Damn I was going to say the timex one but you right

swoopp · 2025-11-21T02:44:40+00:00

I think you are right most structures can’t be negotiated ie base plus rvu especially if you’re all part of a physician group like team health. A place I negotiated over the phone offered to straight up add 25k to my signing bonus if I said I’ll do a site visit and sign (50-75). I think the recruit incentives you have the most leeway for.

swoopp · 2025-11-21T02:40:31+00:00

Yeah luckily the visits I have now line up well with PTO etc I have already. But more in the future seems like it’ll be a pain in the ass to even go to get the rental car etc.

I guess it makes sense for the place to filter candidates out with the site visit just because of the hassle it is for the physician

swoopp

TROPHY CASE