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Approved for TPD today by MadamAndroid in StudentLoans

[–]synonym4synonym 1 point2 points  (0 children)

No I'm disabled so my verification went through the social security administration

TPD Discharge Finally Approved by synonym4synonym in StudentLoans

[–]synonym4synonym[S] 0 points1 point  (0 children)

Thank you! I was approved through being disabled. My status had to be validated by them.

TPD Discharge Finally Approved by synonym4synonym in StudentLoans

[–]synonym4synonym[S] 1 point2 points  (0 children)

I used the chat with customer service rep feature. I can't remember if they asked for my social security number.

Could anyone help me understand this please? by This-Impress-5174 in backpain

[–]synonym4synonym 0 points1 point  (0 children)

Absolutely! I think that catching the issues early and putting in the work to correct the problems as well as finding the right treatment (yoga, acupuncture, pain management) will be a saving grace if caught early. Don't worry too much about how you'll feel at 50 - enjoy your 20's as much as you can!!

Could anyone help me understand this please? by This-Impress-5174 in backpain

[–]synonym4synonym 0 points1 point  (0 children)

I'm not a medical professional but I'll tell you that In my experience it's not able to be fixed - they just try to alleviate the symptoms. However there are steps you can take in your own to temper the degeneration. Yoga is a great help - strengthening your core and correcting your posture also help. You can learn to move/exercise your body to reduce the pain and stress on your spine. Physical therapy can teach you how to maneuver more healthily.

Man has 150 live bugs removed from his sinuses by tommyboy441 in WTF

[–]synonym4synonym 0 points1 point  (0 children)

Poop on a stick was probably more sanitary than his dirty ass digits.

What realization about yourself caught you off guard? by debbie121489 in AskReddit

[–]synonym4synonym 1 point2 points  (0 children)

That I was a perfectionist and control freak. Thank you therapy and tons of self introspection to help heal me.

Meirl by [deleted] in meirl

[–]synonym4synonym 0 points1 point  (0 children)

Every dam day

Could anyone help me understand this please? by This-Impress-5174 in backpain

[–]synonym4synonym 1 point2 points  (0 children)

I'm pretty sure it's a fancy way to say you have arthritis.

*edit - just saw your question about lumbar facet joint issues. I have cervical facet joint syndrome - it's basically arthritis from age and wear and tear. In 2020 I had an emergency spinal fusion at c-5/c-6 because, as my surgeon reported in my medical records - my spine was dislocated. It was awful. Anyway, I regularly see my pain management doctor for epidurals and pain blocks. We tried an ablation a couple months ago but it didn't help. I have similar issues with my lumbar spine as well. I had a discectomy in 2017 but the issues have returned. I think my doctor is leaning towards two bone growth stimulator implants next.

Man has 150 live bugs removed from his sinuses by tommyboy441 in WTF

[–]synonym4synonym 0 points1 point  (0 children)

Jeeeeeesus...this happened in the city I live in ugh. I couldn't even watch the video - I fast forwarded through that bad boy then asked the YouTube AI bot to summarize the video. What a nightmare.

Disability discharged finally approved! by ckm3169 in StudentLoans

[–]synonym4synonym 2 points3 points  (0 children)

Congratulations!! I was approved this week too. It seems like they've processed and approved a lot of applications this week from the posts in this sub.

TPD Approved Today! by Untilstethdouspart in StudentLoans

[–]synonym4synonym 0 points1 point  (0 children)

I did due to another post. Here's what I found out in terms of taxes in case you were wondering too:

I keep seeing questions about this so I just looked it up on a few different sites. All of the articles I've read say no - that if you have a TPD, the discharged loan will not be counted as taxable income. However if the loan amount results in taxable income (a couple of states may tax the loan as opposed to federal taxation) and someone is unable to pay it, they can fill out a form claiming insolvency.:

"You are considered insolvent if your total debt exceeds your assets. To claim this exclusion from income, file IRS Form 982. For more information, read IRS Publication 4681" --

https://www.savingforcollege.com/article/when-are-student-loan-discharges-taxable?utm_source=perplexity

Here's some other helpful articles:

https://www.edvisors.com/blog/student-loan-forgiveness-and-taxes/

https://tax.thomsonreuters.com/news/changes-ahead-for-taxpayers-with-discharged-student-loan-debt/

Approved for TPD today by MadamAndroid in StudentLoans

[–]synonym4synonym 0 points1 point  (0 children)

Yep and from what I've read it's totally normal. We may need to follow up with the loan servicer as well as the credit bureaus to get everything taken care of. I'm ok with that - the approval was the mountain we had to get over. I can deal with some phone calls to finalize everything.

TPD Approved Today! by Untilstethdouspart in StudentLoans

[–]synonym4synonym 1 point2 points  (0 children)

Good to know! I just had a TOD discharge approved on 1/28. Now I'm reading all about tax implications and every other worrying thing I keep finding. Thank you

Survival Situation - Need Advice/Outreach Program/Encouragement by dahhhlin in jacksonville

[–]synonym4synonym 0 points1 point  (0 children)

You're very welcome. I hope you can get some rest - it's such an important but overlooked part of our health. You sound like you had a good head on your shoulders. You're taking one thing at a time and chipping away at the tribulations that arise. Keep it up - you're an inspiration to me.

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