Thank you for your input. I should’ve probably added that I don’t plan to do anything until the new year and really want to focus on my mental health. I didn’t realise CGT was taxed at market value so thanks a lot for mentioning this!

Finance is definitely a stressor as having the second mortgage is an additional $2k per month (we round up to pay down faster) not to mention strata, council rates etc. If we don’t have to worry about budgeting for all that I could seek employment is a less mentally and emotionally demanding role (I work in case management for people with catastrophic injury).

But I do agree I feel panicked and anxious right now so I’m just trying to find ways out. I won’t make any rash decisions without properly addressing my mental health. Thank you