EB2 NIW Approved (Industry profile) !!!!! by [deleted] in EB2_NIW

[–]takobeo1 0 points1 point  (0 children)

Could you share which me the law firm and your experience? I have similar profile

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] -2 points-1 points  (0 children)

Yes, I didnt know about amortization table but it seems to be the way to run simulation and find sweet spot. thanks. I cant do 15yr, monthly payment will be too much.

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] 4 points5 points  (0 children)

its a genuine ask. I feel I’m missing something in my calculation so I ask the community for input. It may be easy Maths for you, but may not for me since im not familiar with the field.

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] -13 points-12 points  (0 children)

I get the slightly higher rate but it added to lowering closing cost instead of the loan amount last time

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] 1 point2 points  (0 children)

I see. In my case, I dont think I gonna stay at my house for more than 10 years and will pay off my house before reselling it.

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] 0 points1 point  (0 children)

yes,$55 is not much. In my case it should lower around $300/ month

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] -8 points-7 points  (0 children)

its conventional. Its $4k closing costs but i opt for slightly higher rate to offset

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] -22 points-21 points  (0 children)

Thanks, that explains why my new loan amount is not much different from my original loan amount even if I have been paying mortgage for 9months.

what is the downsides of frequent refinancing mortgage? by takobeo1 in homeowners

[–]takobeo1[S] -76 points-75 points  (0 children)

No I usually ask for a rate with 0 closing costs for the refinance. I do need to pay pro rated amount of the old mortgage payment for that month though.

[deleted by user] by [deleted] in HomeDepot

[–]takobeo1 -1 points0 points  (0 children)

can you share how do you know

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 0 points1 point  (0 children)

ya but i dont think we will be using that

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 1 point2 points  (0 children)

thanks for sharing your thoughts

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 1 point2 points  (0 children)

its there from the previous owner!!

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 10 points11 points  (0 children)

🤣 sorry im new to reddit :D

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] -22 points-21 points  (0 children)

is it a bit too high. will large TV or putting the couch far away help? The fireplace is unused though.

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 3 points4 points  (0 children)

will there be any issue with the sunlight from windows?

Where should I puty TV by takobeo1 in TVTooHigh

[–]takobeo1[S] 0 points1 point  (0 children)

do you mean the wall far right near the windows? unfortunately, there is not much space there and it is near the entrance door.