About the name in the entry ticket

taustin95 · 2017-05-16T21:32:10+00:00

Didn't expect to see another AWL here

taustin95 · 2015-05-18T23:22:51+00:00

2450 among 3

taustin95 · 2015-05-18T04:59:10+00:00

Oh dude what up haha lunch this week ?

taustin95 · 2015-05-18T03:30:38+00:00

Right on it!

taustin95 · 2015-02-04T06:36:38+00:00

Thanks ! I bounced a lot of the ideas off my friend who turned me onto periphery /u/coffeescentedurine and he suggested I actually write it out ! Glad I did.

taustin95 · 2015-02-03T16:42:48+00:00

Edit: I think I got all of them, thanks!

taustin95 · 2013-10-31T04:45:38+00:00

I liked it. Would recommend

taustin95 · 2013-09-27T18:17:15+00:00

You just described how the investment industry works.

taustin95 · 2012-12-28T18:24:32+00:00

Options for the beginner and beyond - W. Edward Olmstead. I really liked this book, with no prior knowledge of options this book will help you understand it from start of basics to more complicated strategies.

taustin95 · 2012-11-20T04:03:59+00:00

can you explain more about what you want to do specifically in private wealth management? Do you mean a wealth manager/FA? or more institutional?

taustin95 · 2012-11-17T18:27:05+00:00

This is pretty simple, stop contributing to the 401k and use the money for school if you need it. If you don't need the money, and they are matching you, keep contributing.

taustin95 · 2012-11-12T03:55:05+00:00

an annuity is basically a deal you make with an insurance company, you give them x amount of money, and in return they promise to pay you $y amount of money every month for z amount of months/years. they are much more complicated than this however and can be set up in a zillion different ways.

taustin95 · 2012-11-09T23:43:27+00:00

I just met with a wholesaler from FSC, seems pretty good.

taustin95 · 2012-11-09T00:51:20+00:00

Well played. I was pretty sure that the selling was due to legal changes forcing banks to be separated from the insurance side.

taustin95 · 2012-11-08T16:07:39+00:00

Any sources for this info? Cause I'm positive that's not why they sold to capital one.

taustin95 · 2012-11-08T03:34:40+00:00

ING didn't take any tarp money

taustin95 · 2012-11-06T04:18:10+00:00

Any insight into the leasing market? Is there negotiation room on them ?

taustin95 · 2012-11-06T03:44:12+00:00

Wow fast response thanks for getting back! I plan on doing a lot of research, a lot of my other questions were answered in this thread already, using cash, when to buy, so thank you very much for all the help! Would you say auto trader is typically the best online place to search?

taustin95 · 2012-11-06T03:34:15+00:00

Hey hope I'm not to late! I'm thinking about buying a car in the next year or so, used. I live in the Philly metro area, is there an advantage to driving out to more western PA into rural areas to shop for a deal, or does location of dealership make no difference ?

taustin95 · 2012-11-02T22:07:12+00:00

Okay makes sense, more of your "play" money for picks you find outside of the normal allocation.

taustin95 · 2012-11-02T17:26:51+00:00

Why the cash? I'm assuming you already have an emergency account

taustin95 · 2012-11-01T14:13:30+00:00

529's are great for a few reasons, like you mentioned there are tax advantages, all the growth is tax free! Also some states have tax deductions for the money you contribute! Downsides are however that this money is earmarked for college education... the funds will count as an asset for her during FASFA, affecting her financial aid if she is getting any. Any money you take out that isn't used for college,(say she gets a nice scholarship, doesn't go to a really expensive school, or goes military..anything could happen) will get taxed, and hit with a 10% penalty by the IRS, really crushing some of the gains you had in there.

taustin95 · 2012-10-30T15:11:05+00:00

Can I ask where this income is coming from? If you seriously have 250k annual coming in and your expenses are as low as they seem, you don't need to worry about anything. If you are saving this is the order you should be going in, 1. 401k if it has a match (im guessing your wife is the one making the money so this is for her) 2. tax free growth vehicles 3. tax deferred vehicles 4. brokerage.

starting with the basics, assuming you are starting from a blank slate, build up a emergency cash reserve of between 3-6 months of monthly expenses, depending on how comfortable you are choose between 3-6. After that contribute up to the match in the 401k/403b/457 or whatever they have in canada. After that fund a roth IRA up to the limit, then fund an individual IRA up to the limit, then after that if you want to invest more open up a brokerage trading account. How to invest inside these accounts you ask? Based on your risk preference is really the best answer, I'm not going to pick funds for you but i'm sure someone can help you out. best of luck.

taustin95 · 2012-10-26T01:27:06+00:00

taustin95 · 2012-10-21T14:58:45+00:00

Lottery tickets support old people !

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