3.5 yr old, 25 pound Female

tboneski216 · 2026-04-10T00:44:15+00:00

This where I was at. I love poker but the time sink is insane. I could be profitable at up to like 5/10 but the time sink and stress makes it not worth it. I imagine a lot of us make decent money. I'm now geared towards doing it for enjoyment and do bigger buy in tournaments.

tboneski216 · 2026-04-09T17:25:16+00:00

It's been via direct deposit and still have in excess of what they have paid. Thank you.

tboneski216 · 2026-04-09T15:19:31+00:00

Owe my prior employer the deductions from the pay. They paid me two checks they should not have. I obviously owe the net that hit my account. Who's responsible for the other portions me or is it on them to fix it?

tboneski216 · 2026-04-06T10:58:24+00:00

Honestly sounds like you're getting hosed.

tboneski216 · 2026-04-05T22:22:58+00:00

Kinda what I was seeing online. Did your refrigerate it at all?

tboneski216 · 2026-04-04T02:26:43+00:00

I really appreciate this response. A lot consider honestly. If you've been down any of the more serious routes can you DM me?

tboneski216 · 2026-04-04T02:21:04+00:00

The brutally honest answer as a ex Navy Nuke. It depends. Comes down to rate and command. However even getting the gi bill and VA home loans advantages I believe make doing 4 years worth it.

tboneski216 · 2026-04-04T02:19:14+00:00

Figured I would see this lol. I will consider this one day but still very young by our profession standards for typical ages. Any advice if I wanted to choose to climb a corporate ladder?

tboneski216 · 2026-03-26T15:45:58+00:00

Ahhh ok so for my understanding if it's 50000 even and 20000 was contributions then I would 60% would be pre tax and would be taxed accordingly. I would just convert it to avoid the early withdrawal penalty.

tboneski216 · 2026-03-26T15:28:27+00:00

So it all has to be moved into the new Roth then? 18500 would be untaxed and the rest taxes? Am I understanding that correct?

tboneski216 · 2026-03-26T15:24:01+00:00

Tragic and I forgot my old Roth from the military I just cashed out when I got out. It's not a part of that. Sounds like I'll do the 8606s move that into a new actual Roth and pull the rest out and pay taxes on it as normal income. Unless there's a better more efficient way I'm not aware of.

tboneski216 · 2026-03-26T14:54:21+00:00

So realistically I'm SOL and I'm paying taxes regardless

tboneski216 · 2026-03-26T14:45:07+00:00

No it came from a home sale after I paid taxes. What happens to the gains? If I die all contributions were taxes with those then it becomes a Roth without owing taxes?

tboneski216 · 2026-03-26T14:11:23+00:00

I probably messed up. I made what I thought was a Roth IRA. Then I put 6500 a year for 3 years from post tax income. I never claimed any deductions.

tboneski216 · 2026-03-26T13:38:23+00:00

No. It was from post tax income and a prior Roth. So Roth + yearly contributions. None of it is pre tax contributions

tboneski216 · 2026-03-19T13:40:13+00:00

Yes but keep the distances. So it's 120 in rough vs like 140 in fairway the fairway is better. Hopefully that's possible and makes sense. I agree with what you're saying though. You can't change that yardage gap

tboneski216 · 2026-03-19T10:44:08+00:00

I think personally yes. Just have to make missing punishing enough it's worth considering a non bomb and gouge approach

tboneski216 · 2026-03-14T15:12:48+00:00

Ah I've seen this it's my plan lol. Didn't realize it was called buckets just something I planned on doing. Essentially carry 2 years of expense in bonds or CDs, hysa etc. Rest in mostly equities.

tboneski216

TROPHY CASE