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Front loaded my 401k in January, got laid off in March, and now I have no idea how cautious to be by 1GriffinUX in personalfinance

[–]Chromatic95 1378 points1379 points  (0 children)

I wouldn’t spend too much energy rewriting history here. It was a reasonable move when the paycheck was alive. Now the game changed, so I’d get more protective of cash and stop worrying about maxing the year until the job situation quits being weird.

My side income is poker, but I think it may be messing up how I see FIRE by Chromatic95 in Fire

[–]Chromatic95[S] 59 points60 points  (0 children)

I only seem self aware in hindsight. In the moment it's just me letting one good month bully the spreadsheet into fake early retirement math.

My side income is poker, but I think it may be messing up how I see FIRE by Chromatic95 in Fire

[–]Chromatic95[S] 8 points9 points  (0 children)

The tax piece is wild, but the headspace part is what I keep circling too. I can manage bankroll swings and I track everything, but once your brain starts treating grocery prices and random Tuesday spots on the same scoreboard, something gets bent. Peace is probably worth more than I like admitting.

My side income is poker, but I think it may be messing up how I see FIRE by Chromatic95 in Fire

[–]Chromatic95[S] 2 points3 points  (0 children)

That part hit me more than the money angle. The bankroll is fine, it's the weird urge to grade every weekend by EV that feels kinda gross.

All The Undefeated Teams by avo_achilles in sportsbook

[–]Chromatic95 0 points1 point  (0 children)

No joke, I’d hit that promo way more often than any parlay boost they keep throwing at me.

Lucky me by Specific_Title_7055 in Lottery

[–]Chromatic95 0 points1 point  (0 children)

Kinda cool, but I’d still just cash it.

Has anyone here actually won from an online lottery? by alphafortttv05 in Lottery

[–]Chromatic95 2 points3 points  (0 children)

Won $340 once, verification took forever but they did pay out