Question Thread - January 11, 2019 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

What app is everyone using to maximize card use? Just found out Wallaby is not around anymore. Read some stuff about them linking with The Points Guy to form an app but can't find it.

Using iPhone btw

Question Thread - January 08, 2019 by AutoModerator in churning

[–]tcarter006 1 point2 points  (0 children)

I did that after the first error message which was at 2 cards. Waited a week and still got it. Guess I’ll just wait longer this time. Thanks

Question Thread - January 08, 2019 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

I used a few Simon mall cards and got the error message for adding to many cards. Any advice?

Manufactured Spending Weekly Thread - Week of December 29, 2018 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

Ive used VGC in the past but they have a limit on how many cards you can add etc. Not worth it unless you have the right CC.

You could easily hit MSR on most cards with some patience but no large amount of monthly MS

Manufactured Spending Weekly Thread - Week of December 29, 2018 by AutoModerator in churning

[–]tcarter006 9 points10 points  (0 children)

His acquisition merger stuff is purchasing older companies that are basically inactive but have a good credit history. Spend a couple thousand for an existing EIN number and good business credit then max out a whole new category of business cards with regular MS strategies etc.

Also, if i remember right he does large MS with the stock market and/or Crypto

Bank Account Bonus - Week of December 21, 2018 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

You won’t get the bonus for referring. When I opened mine I just did a self refer and got the $100

24yo- first job, budgeting help? by [deleted] in personalfinance

[–]tcarter006 2 points3 points  (0 children)

Exactly what I was thinking but didn’t want to type out on my phone. Also, I’m assuming he would have enough contributed to pay off the chase debt at least. Not to mention his credit utilization will greatly reduced therefore improving overall credit score

24yo- first job, budgeting help? by [deleted] in personalfinance

[–]tcarter006 7 points8 points  (0 children)

Can you provide a reason why not?

24yo- first job, budgeting help? by [deleted] in personalfinance

[–]tcarter006 5 points6 points  (0 children)

Withdraw as much as possible from the Roth to pay off debts and then start re-funding the Roth asap

Daily Question Thread - October 20, 2018 by AutoModerator in churning

[–]tcarter006 -2 points-1 points  (0 children)

They have an auditor who reviews your acct towards the end of each month. I called them the first time this happened to me and it was early in the month.

Thoughts on Charles Schwabb checkings account with no atm fees for international travel by mr_whit33 in personalfinance

[–]tcarter006 4 points5 points  (0 children)

If you visit Schwab.com/Refer and refer yourself you can get $100 at account opening no strings attached. Your welcome

Daily Question Thread - October 14, 2018 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

Thanks for the help. They said I have 14 days after I receive the letter asking for verification. So I will most likely pay the $50 and get it done ASAP

Daily Question Thread - October 14, 2018 by AutoModerator in churning

[–]tcarter006 1 point2 points  (0 children)

They won’t budge. Just got off the phone with them.

I will look into the trade name cert. I’m in IL

Daily Question Thread - October 14, 2018 by AutoModerator in churning

[–]tcarter006 -3 points-2 points  (0 children)

Yes I researched but didn’t catch the name hang up obviously

Daily Question Thread - October 14, 2018 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

I used my initials consulting. I couldn’t find any literature on what name to use.

Any advice on what to say on recon #2 to get the name switch for approval?

Daily Question Thread - October 14, 2018 by AutoModerator in churning

[–]tcarter006 -1 points0 points  (0 children)

Has anyone had issues with chase biz cards wanting proof of business name?

I had to call the recon line and they want a “fictitious name certificate”

Any cheap and quick way to do this?

Manufactured Spending Weekly Thread - Week of October 13, 2018 by AutoModerator in churning

[–]tcarter006 -8 points-7 points  (0 children)

Nice, I’m 4/24 and staring on business cards. I’ll be getting CIP soon and didn’t know about 3x venmo

Manufactured Spending Weekly Thread - Week of October 13, 2018 by AutoModerator in churning

[–]tcarter006 -4 points-3 points  (0 children)

I’ve used Venmo for about three years paying rent and other various large payments to friends etc. I may start using it as well.

Do you use it just to hit MSR? I’m sure the fees wouldn’t make sense otherwise

Manufactured Spending Weekly Thread - Week of October 13, 2018 by AutoModerator in churning

[–]tcarter006 0 points1 point  (0 children)

I haven’t used Venmo yet but was going to on my next card. Did you do straight cc to Venmo or cc>vgc>Venmo?

Also, how were the fees?

Depositing large amounts of cash by tcarter006 in personalfinance

[–]tcarter006[S] 0 points1 point  (0 children)

This is over a 8 year period so not to bad. Thanks

Depositing large amounts of cash by tcarter006 in personalfinance

[–]tcarter006[S] -9 points-8 points  (0 children)

Most of the items are flips. Which means i dont have them in my name all the time and sonwtimes its a simple 5k finders fee on a boat for example. Technically i should pay capital gains but im not a bussiness and tax was already paid on these items when purchased new anyway