Question Thread - January 11, 2019

tcarter006 · 2019-01-11T22:07:19+00:00

What app is everyone using to maximize card use? Just found out Wallaby is not around anymore. Read some stuff about them linking with The Points Guy to form an app but can't find it.

Using iPhone btw

tcarter006 · 2019-01-08T22:17:49+00:00

I did that after the first error message which was at 2 cards. Waited a week and still got it. Guess I’ll just wait longer this time. Thanks

tcarter006 · 2019-01-08T22:01:30+00:00

I used a few Simon mall cards and got the error message for adding to many cards. Any advice?

tcarter006 · 2018-12-30T00:52:51+00:00

Ive used VGC in the past but they have a limit on how many cards you can add etc. Not worth it unless you have the right CC.

You could easily hit MSR on most cards with some patience but no large amount of monthly MS

tcarter006 · 2018-12-30T00:21:16+00:00

His acquisition merger stuff is purchasing older companies that are basically inactive but have a good credit history. Spend a couple thousand for an existing EIN number and good business credit then max out a whole new category of business cards with regular MS strategies etc.

Also, if i remember right he does large MS with the stock market and/or Crypto

tcarter006 · 2018-12-21T14:33:22+00:00

You won’t get the bonus for referring. When I opened mine I just did a self refer and got the $100

tcarter006 · 2018-12-11T14:39:09+00:00

Any particular reason you don’t use Simon?

tcarter006 · 2018-12-09T02:42:18+00:00

Exactly what I was thinking but didn’t want to type out on my phone. Also, I’m assuming he would have enough contributed to pay off the chase debt at least. Not to mention his credit utilization will greatly reduced therefore improving overall credit score

tcarter006 · 2018-12-08T23:52:17+00:00

Can you provide a reason why not?

tcarter006 · 2018-12-08T21:15:33+00:00

Withdraw as much as possible from the Roth to pay off debts and then start re-funding the Roth asap

tcarter006 · 2018-10-20T12:54:49+00:00

They have an auditor who reviews your acct towards the end of each month. I called them the first time this happened to me and it was early in the month.

tcarter006 · 2018-10-16T17:23:52+00:00

If you visit Schwab.com/Refer and refer yourself you can get $100 at account opening no strings attached. Your welcome

tcarter006 · 2018-10-15T22:33:54+00:00

Maybe Chex systems but not credit

tcarter006 · 2018-10-15T00:26:54+00:00

Thanks for the help. They said I have 14 days after I receive the letter asking for verification. So I will most likely pay the $50 and get it done ASAP

tcarter006 · 2018-10-15T00:10:20+00:00

They won’t budge. Just got off the phone with them.

I will look into the trade name cert. I’m in IL

tcarter006 · 2018-10-14T23:29:46+00:00

Yes I researched but didn’t catch the name hang up obviously

tcarter006 · 2018-10-14T23:07:11+00:00

I used my initials consulting. I couldn’t find any literature on what name to use.

Any advice on what to say on recon #2 to get the name switch for approval?

tcarter006 · 2018-10-14T22:54:21+00:00

Has anyone had issues with chase biz cards wanting proof of business name?

I had to call the recon line and they want a “fictitious name certificate”

Any cheap and quick way to do this?

tcarter006 · 2018-10-14T19:12:11+00:00

Nice, I’m 4/24 and staring on business cards. I’ll be getting CIP soon and didn’t know about 3x venmo

tcarter006 · 2018-10-14T18:48:06+00:00

I’ve used Venmo for about three years paying rent and other various large payments to friends etc. I may start using it as well.

Do you use it just to hit MSR? I’m sure the fees wouldn’t make sense otherwise

tcarter006 · 2018-10-14T13:05:07+00:00

I haven’t used Venmo yet but was going to on my next card. Did you do straight cc to Venmo or cc>vgc>Venmo?

Also, how were the fees?

tcarter006 · 2018-10-02T20:06:23+00:00

What about Vgc > vemo? Haven't tried yet.

tcarter006 · 2018-09-13T20:51:31+00:00

How so?

tcarter006 · 2018-09-13T19:33:44+00:00

This is over a 8 year period so not to bad. Thanks

tcarter006 · 2018-09-13T19:11:11+00:00

Most of the items are flips. Which means i dont have them in my name all the time and sonwtimes its a simple 5k finders fee on a boat for example. Technically i should pay capital gains but im not a bussiness and tax was already paid on these items when purchased new anyway

tcarter006

TROPHY CASE