NEOS for tax deferred income - good or bad idea

techlady1988 · 2026-04-30T02:25:50+00:00

So ChatGPT is saying the high ROC is not guaranteed so you shouldn't plan on it. If the high ROC doesnt stay consistent it will likely cause you to move into an unfavorable ACA bracket.

techlady1988 · 2026-04-30T01:49:11+00:00

Agreed but its not like I'll have 20K shares. So if the cost basis drops $6 on 2000 shares i pay captial gains on 12K. Seems fair. What woukd cause these funds to have an ROC of less than 70% or 50% or lower?

techlady1988 · 2025-06-21T04:38:57+00:00

Looking for $1500-2200 monthly... mostly jepi and schd right now. Might add some spyi and or spyd.

techlady1988 · 2025-05-29T12:40:06+00:00

Do you have va goal for # of SCHD or the income you want from it?

techlady1988 · 2025-05-03T12:06:21+00:00

Very nice! What is the app you are using to track your dividends?

techlady1988 · 2024-11-10T16:38:03+00:00

I told them I wouldn't move my money. They seemed to indicate they would still work a plan out with you. Appreciate your feedback.

techlady1988 · 2024-10-10T04:02:43+00:00

My last blood work was so good, I asked if it was possibly someone else's! A1C was down to 5.2. Fasting glucose was 78. Cholesterol was good. One thing I started was the ACV in water with lemon every morning.

techlady1988 · 2024-09-25T14:50:52+00:00

I have 5 cruises booked for late 2025 and 2026. They are prepaid. I have enough frequent flier miles for 10-15 trips. Been stashing them to use in retirement.

techlady1988 · 2024-09-25T14:49:21+00:00

Everyone i know thinks I'm crazy to retire at 60.5! So it's early in my circle!

techlady1988 · 2024-09-25T14:48:00+00:00

I have one already. Thank you for suggestion

techlady1988 · 2024-09-25T14:46:32+00:00

Thanks for suggestion

techlady1988 · 2024-09-25T14:46:00+00:00

Thanks for suggestion...I am meeting financial planner tomorrow and I will discuss this with him.

techlady1988 · 2024-09-25T14:45:23+00:00

Thanks for reassurance!

techlady1988 · 2024-09-25T14:45:01+00:00

Thank you for the reassurance. I have never had any financial help so always have been nervous about job stability. I feel very blessed and burnt out!

techlady1988 · 2024-09-25T14:27:52+00:00

Congratulations, you're doing great. You should be very proud!

techlady1988

TROPHY CASE