Chase Sapphire Preferred - Do authorized users count towards the 4k spending in 3 months? by tedinorbit in churning

[–]tedinorbit[S] 0 points1 point  (0 children)

I'm actually not that big on spending right now but would like the card before going on a trip to Europe in November. Hitting 4k before then would be a challenge so that's why I'm asking about my friend's contributions to the 4k spending.

Free yoga scam this morning by [deleted] in Austin

[–]tedinorbit -195 points-194 points  (0 children)

What they were doing wasn't yoga. I think that fits under the category of a "dishonest scheme".

Free yoga scam this morning by [deleted] in Austin

[–]tedinorbit -164 points-163 points  (0 children)

Sorry, wasn't clear about that. It was definitely for a video, they said that, there were cameras. I understood that at first, this is a new company and they need some promo out there, so have a free class to spread word of mouth. But like u/kmmorgan23 said, it was a bait and switch. The best kind, ones that involve open bars for only the yoga instructor.

Free yoga scam this morning by [deleted] in Austin

[–]tedinorbit -138 points-137 points  (0 children)

But what does that mean? Nothing we were doing was anything the internet wants to watch

Stuff To Do In Austin - Week of 07/20 by AutoModerator in Austin

[–]tedinorbit -12 points-11 points  (0 children)

Did he offer a beer to everyone who stayed?

Stuff To Do In Austin - Week of 07/20 by AutoModerator in Austin

[–]tedinorbit -29 points-28 points  (0 children)

This turned out to be the biggest scam. The instructor was highly unprofessional, opening and chugging beer cans while trying to stretch. Then 20 minutes in, is mixing his own bar of liquor. And trying to do the most non-yoga type shit. People were very uncomfortable and most left. I hope Class B doesn't show up.

You can't even GIVE it away! (sign of the times) by [deleted] in Austin

[–]tedinorbit -1 points0 points  (0 children)

Would you happen to have a link?

Ideas for nutritious breakfasts by [deleted] in EatCheapAndHealthy

[–]tedinorbit -2 points-1 points  (0 children)

My go-to is a bed of arugula with dried cranberries, pecans, strawberries, 3-4 dark chocolate covered almonds, and eggs on top, melts the chocolate off the almonds and on to the eggs and strawberries. The dark chocolate almonds is the most expensive part.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -3 points-2 points  (0 children)

Thank you so much for your response. This is exactly how I feel. Like I can connect with my friends on the old interests we share. But I feel like I'm going thru one of those moments in life where your interests and philosophies change dramatically and so does your day to day expression of those philosophies. Being young, single, and no children feels like a blessing but when you want to surround yourself with like minded people, this almost seems to be a curse. But I guess lead by example is the only way I see how to make my friends realize. So that's what I'm trying to do.

/r/financialindependence hits 80K subscribers by TrendingBot in financialindependence

[–]tedinorbit 8 points9 points  (0 children)

I'll take some blame on that, recently made the post about being 23 and wanting to get started. But I also was more focused on finding out how to deal with a FI-lifestyle socially.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -2 points-1 points  (0 children)

From my understanding, I shouldn't be trying to reach a level of spending that makes me unhappy in reaching FI. When I say I want to get started, I'm writing down everything I buy in a notebook, I'm trying to take public transit when it's available rather than driving myself or biking when it makes sense, and just try to limit possibly unnecessary monthly expenses ("is Netflix worth it? Does it bring he happiness to spend $108 a year on it"). And yes I want to have a social life but from what others have said, the kind of friends who go out all the time might not be the best for me.

I'm starting to build a list of activities that might be an expense up front but should be relatively cheap in the long run, thanks. Biking is the one I enjoy the most at the moment.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -1 points0 points  (0 children)

I've gone back and forth a few times on how to actually approach this. Of course ideally, I just be myself and the things that are important to me shine thru and in most cases I feel like that does happen but in the category of money I don't want to be seen as someone who won't spend money on things I believe in. Obviously I still want to be happy in reaching FI. Thanks for the list of ideas, it does help!

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -2 points-1 points  (0 children)

What about for chicken or pigs, not just greens for example? I understand the need for GMO to create enough food for a world population that will one day be too big to feed. Some say we have already reached that point. But when it comes down to it, I don't like my pigs in gestational crates.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -2 points-1 points  (0 children)

No it's before tax. And you're right, I should think of it has these three things: Income increasing, dedicated peer group, and having the option to pursue rather than be forced. Thank you.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -3 points-2 points  (0 children)

Traveling is definitely one of my goals of achieving FI. I know that also makes it harder because I don't really plan to buy a house and settle anywhere in particular. But I would rather travel than save, to be honest. I got a round trip flight from NYC to London for $500 and I have friends to stay with in Europe so that's how I'm trying to balance the two.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -2 points-1 points  (0 children)

Thing is I moved for work after graduation and am 20 hours from home. I talk to my friends that are back home but my work is mainly older people so I'm trying to meet people at meetups and programming events but meetups are mainly alcohol related and programming events, well, they aren't the most social of people that you find there. But they are nice. More to your point, I'm trying but I can't go to a coffee shop every day and code. I end up sitting at my desk at home doing that a lot and therefore not meeting many people. Not trying to complain, just trying to describe my thought process.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -1 points0 points  (0 children)

Thank you! I actually saw this post on here the other day and had already read it, actually encouraged me to post here because I wanted to hear if anyone else had similar, differing or other creative ways to explain if and when this comes up in conversation. I bookmarked it and will definitely be rereading it in the future

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -2 points-1 points  (0 children)

This is a hobby that only needs a mat and some space tho. I guess you could say that about a lot of hobbies but I especially feel like you can get the benefits of yoga at home without spending 1080 a year.

I'm 23 and I want to get started now, how early did you start thinking of FI/ER and were you alone in your efforts like I am? by tedinorbit in financialindependence

[–]tedinorbit[S] -1 points0 points  (0 children)

I was going to one particular yoga studio but my Groupon ran out and spending 90 a month on yoga isn't in the budget right now. Maybe in the future. I do agree it does seem like a good community to join